Category Archive: 9a.) Real Investment Advice

Filter archive by: Show All Show only Articles Show only Videos

What Would You Give Up (to ensure SS is around for you)? (11/10/23)

2023-11-10

by

(11/10/23) It's the Financial Fitness Friday edition of The Real Investment Show w RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, and Senior Advisor Jonathan Penn, CFP. Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Markets Testing 100-DMA" is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 And here's Wednesday's "Before the...

Read More »

What Will Powell’s Words Mean for Bonds? (11/9/23)

2023-11-09

by

(11/9/23) Markets continue their winning ways, elongating a string of positive closes; Fed Chair Jerome Powell is slated to speak today: What effect will his words have on Bonds? Why do the debt and deficits matter so much now? (Keep in mind the narrative...) Have financial conditions eased or reversed? What will the Fed do next? Meanwhile, Markets to test resistance at 100-DMA. How Robinhood lost its luster, and why there should be commissions on...

Read More »

Should You Borrow from Your 401k Plan? (11/8/23)

2023-11-08

by

(11/8/23) Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Will Markets Retest Today?" is here: -NOraPNew&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Why You Cannot Invest Like Warren Buffett" -XJZYY&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe...

Read More »

Is This the End of the Bond Bear Market?

2023-11-07

by

(11/7/23) How did WeWork go from $47-B to Bankruptcy? Beware the days' 'narrative of the moment' in interest rates, AI. Market performance ahead, pre- and post-Thanksgiving. Is the Bond Bear market dead or just hibernating? Are bon yields doing the Fed's dirty work now? WeWork is a symptom. Yields are a function of debt and economic growth = Bond Math. Don't be distracted by the media. Why the Fed wants higher rates; the risk of recession in 2024:...

Read More »

Why You Cannot Invest Like Warren Buffett

2023-11-06

by

(11/6/23) Friday's employment report was weaker than expected, as expected; there's always no recession in sight...until it is. How long will it take for the lag effect to appear? Black Friday preview; market rallied to 6% after previous week of disappointment. Markets ran through resistance, and are now over bought; looking at Bonds' tough year. The Fed says yields are doing its work; there's no safe place to hide. Consumer confidence is key, and...

Read More »

What if Your Financial Plan Fails?

2023-11-03

by

(11/3/23) What will Jerome Powell & Co do next? (We consult the Fed 8-bal.) Real Inflation is not going down; real wages have been negative for the past two years. The Markets is not the Economy. Apple earnings & China's recession; the de-globalization process: How to plan & prepare? Making money w/cash. Candid Coffee preview; making tough financial decisions: We're not here to make you feel good. Nana Rosso, "Russ" Rosso...

Read More »

The Fed. Is. Done.

2023-11-02

by

(11/2/23) (11/2/23) Childrens' birthdays & the circle of life; after three good days of rally, markets are close to triggering a buy signal; what markets need is to surpass and maintain levels at 200-DMA. Still to come: ADP & Jobs reports, which do not jive. The run up in Gold (thanks, Hamas) and the coming spin down in BitCoin: Take profits now. Earnings preview, and a review of Jerome Powell's non-news: Holding rates firm, with the...

Read More »

What’s Making this Market Correction So Confusing? (11/1/23)

2023-11-01

by

(11/1/23) Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Monday Market Rally: Was It Trick or Treat?" is here: _CU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wrapping Up October"...

Read More »

Was Yesterday’s Rally a Trick or Treat? (10/31/23)

2023-10-31

by

(10/30/23) Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Over-sold Markets are Under Pressure" is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Reaching Your Hurdle Rate" &list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1...

Read More »

Wrapping Up October

2023-10-30

by

(10/30/23) Pre-Halloween & Candy Inflation, Pre-Fed Meeting; SoFi Banjk tightening lending restrictions; forecasts for negative Q4 growth; small businesses now having difficulty getting cash/loans. Markets took out support at 200-DMA; look for a reflexive rally, likely following this week's Fed meeting. Texas' Seasons & Mrs. Roberts' blankets; earnings season, Microsoft vs Google: Companies being penalized for slightest flaws; stock have...

Read More »

Reaching Your Hurdle Rate

2023-10-27

by

(10/27/23) Market Futures & Fed Meeting preview; consensus is no rate hike in November, but possible in December. Dealing w Halloween candy inflation, controlling risk by utilizing bonds; planning to achieve your "hurdle rate." Planning for when you can retire; when do investment dollar reach "critical mass?" How to restructure assets for tax advantages. Roth Conversions: Why they're not for everyone. What is the...

Read More »

How Real Rates Drive Stock Prices (10/26/23)

2023-10-26

by

(10/26/23) Q3 GDP grew at an annual rate of 4.9% in the 3rd Quarter: It's not uncommon to see an economic uptick in economic activity prior to a recession; however, not all is rosy: bankruptcies are surging. Wednesday was not a pretty day in markets, with confirmation of a break of support at the 200-DMA. Market expectations for GDP and the effects of inflation; what are the ramifications? The regional bank problem was a problem for all banks....

Read More »

Are Gloom & Doom Scenarios Correct?

2023-10-25

by

(10/25/23) Google's Earnings Report & Cloud Revenue weakness dampen markets' mood; there remains a dichotomy between the performance of the Mega-cap & and the rest of the market, particularly in mid- and small-caps. If the economy is "doing so well," why aren't these businesses? Markets are hanging on after breaking support at 200-DMA; what's important is how we end the week. Measuring the Data in Retail Sales: Consumers are...

Read More »

Is the Pain Trade Higher? (10/24/23)

2023-10-24

by

(10/24/23) Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Current Market Weakness is Normal...but..." is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The RMD Nightmare on Elm Street"...

Read More »

Is the Year-End Rally in Jeopardy?

2023-10-23

by

(10/23/23) Markets are wrapping up October with seasonal weakness, as the Israel War continues and rates remain high, weighing on sentiment. There's a Fed meeting next week, as well. Markets are working within a corrective phase. A short story about cooking w Mrs. Roberts; What Jerome Powell had to say last, and what's in store for next week's Fed meeting; Higher rates on 10-yr Treasuries are doing the Fed's dirty work: the trend for inflation is...

Read More »

Transitioning to Medicare – Second Edition

2023-10-20

by

Here is an encore presentation of the October 12, 2023 Lunch & Learn on Transitioning to Medicare with RIA Advisors Director of Financial Planning, Richard Rosso, CFP, with Senior Advisor, Danny Ratliff, CFP. This is a topic we've previously covered this year [&list=PLVT8LcWPeAuhDkNvB02Ucv4-9RFQIEeDB&index=3] but with Open Enrollemtn in October, there are more in's and out's you need to know: ------- 1:26 - Intro/Preview: Who Provides...

Read More »

The RMD Nightmare on Elm Street

2023-10-20

by

(10/20/23) A bit of flavored coffee commentary to launch the show, 10-yr Treasuries hit 5%, and investor psychology hits the markets. Fed Chairman Jerome Powell says inflation is still too high; the MIddle East War is going to get worse. We're in The Fourth Turning, and interest rates will be raised again in 2024. Mini-book review: "The Fourth Turning" and "Constellations." The issue of entitlement vs the feeling that comes from...

Read More »

What Will Powell Say Next?

2023-10-19

by

(10/19/23) Fed Chairman Jerome Powell is on the prowl this week: Will it be 'higher for long,' more rate hikes, or have higher interest rates done enough? Those are the big questions to be answered this afternoon. Markets sold off on Wednesday; Netflix & Abbott reported strong earnings (on lowered estimates!) but the Israeli War and Oil Price performance trapped investors between the two (oil prices are not spiking due to War. Interest rate...

Read More »

Is ‘The Crash of a Lifetime’ Coming?

2023-10-18

by

(10/18/23) Retail Sales doubled in September...but, on non-retail store sales; non-seasonally adjusted sales were acutally down 5%. All nuymbers are subject to revision. This is how we formulate government economic policy, on backwards-looking, lagging data. Markets started lower in Tuesday, but rallied before the close to end essentially unchanged on the day. There's not much concern in earnings reports. Harry Dent's dire predictions of an 80%...

Read More »

Consequences Are Always Unintended

2023-10-17

by

(10/17/23) Earnings Season is in full swing, with Big Banks reporting this week. More interesting than earnings results will be forward outlooks. The unknown is the unintended consequences of COVID-era government funding that has yet to be spent: Those funds could prevent a recession, and even provide the mythical "soft landing" or NO landing the Fed would like to see. Meanwhile, markets continue to consolidate, not going anywhere in a...

Read More »