Category Archive: 9a.) Real Investment Advice

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Bank Regulators Will Help The Treasury

2025-05-16

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2025-05-16

Per an article in the Financial Times titled US Poised To Dial Back Rules Imposed In Wake of 2008 Crisis, US bank regulators are preparing to reduce bank capital requirements. Of particular interest to the bond market is the supplementary leverage ratio, better known as SLR. Unlike other risk-based capital rules that banks adhere to, …

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Corporate Stock Buybacks – Do They Affect Markets?

2025-05-16

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2025-05-16

Fisher Investments recently wrote an interesting article asking whether corporate stock buybacks affect markets. Here is their conclusion: "Yes and no? Stocks move on supply and demand. Stock buybacks, where a company buys and takes shares off the market, theoretically reduce supply. They can also raise earnings per share, thus rewarding shareholders. So, all else …

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The Best Investment Strategies for a High-Inflation Environment

2025-05-15

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2025-05-15

Rising inflation can chip away at the value of your money and investments, making it one of the most persistent threats to long-term wealth. As prices increase and purchasing power declines, investors must be proactive in adjusting their strategies to protect their portfolios. If you’re looking to safeguard your wealth in a high-inflation environment, now …

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Homebuyers Are Paying More For Less

2025-05-15

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2025-05-15

Below our Market Trading Update, we share analysis from the Atlanta Fed showing that housing affordability has been at its worst in the last twenty years. This is unsurprising given that potential homebuyers face the highest mortgage rates in 20+ years. Moreover, they must contend with inflated house prices and little housing supply. The news …

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The Wealth Effect Is Not Always Virtuous

2025-05-14

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2025-05-14

In 2010, following the financial crisis and market meltdown in 2008 and early 2009, Fed Chairman Ben Bernanke made a notable speech explaining the virtues of the wealth effect. To wit: Higher stock prices will boost consumer wealth and help increase confidence, which can also spur spending. Increased spending will lead to higher incomes and …

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Leverage For Retirement Plans: Is The Risk Appropriate?

2025-05-14

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2025-05-14

Bloomberg recently published, This 30-Year Old's Startup Is Bringing Leverage To 401K Savers. Their article details Basic Capital, a new startup providing institutional investment strategies to individual 401K and IRA savers. Basic Capital allows clients on its retirement savings platforms to use up to 4x leverage. For each dollar saved, its investors can borrow $4. …

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5-13-25 Align Your Investing Goals with Your True Risk Persona

2025-05-13

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Typically, the more some investors handle their money, it's like a bar of soap: the smaller it gets. If you're going to take money off the table, align your approach with who you are as an investor. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel:...

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5-13-25 Is Tariff-driven Volatility Over?

2025-05-13

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Tariffs rattled markets. Then… silence. Are we in the clear—or is another shock coming? Lance Roberts and Jonathan Penn tackle the question: Is Tariff Volatility Over? The reversal of tariffs is only a 90-day reprieve; markets are very over bought, and after Monday's rally are due for some pullback (sooner or later); be patient and bide your time before jumping into the fray. Lance and Jonathan discuss why contrarian investing is smart. Preview of...

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Executive Order On Drug Prices Rattles Healthcare Sector

2025-05-13

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2025-05-13

Despite the weekend's positive news on China trade negotiations and the associated jump in most stock prices, the healthcare sector was hit hard. The culprit is an executive order aimed at reducing U.S. prescription drug prices. Donald Trump plans to implement a "Most Favored Nation" (MFN) policy. The policy would tie Medicare drug prices to …

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The Essential Guide to Risk Management in Investment and Retirement Planning

2025-05-13

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2025-05-13

Risk management is one of the most crucial elements of successful financial planning, serving as the foundation for both protecting your assets and achieving your long-term financial goals. Whether you're in the early stages of building wealth or actively preparing for retirement, the ability to anticipate, understand, and navigate financial risks is vital to maintaining …

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5-12-25 Emotions Have No Place in Your Investing Strategy

2025-05-12

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Valuations have been high for the past 25-years, but is that reason enough to not be in the markets? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢...

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5-12-25 How to Deal with a Bear Market Rally

2025-05-12

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It's Lance Roberts' 60th birthday, and the birthday faery made an early visit to the studio. Markets will be boosted today by news of an agreement between the US and China over tariffs. Is the recent market rebound a sign of recovery—or just a classic bear market trap? Lance Roberts breaks down what defines a bear market rally, why investors often get whipsawed by false hope, and how to position your portfolio amid short-term optimism and...

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Stealth QE Or Routine QT? Unpacking Recent Fed Activity

2025-05-12

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2025-05-12

Tweets like the one we share below allude that the Fed is doing stealth QE, despite the fact that they publicly claim to be conducting QT. Given the importance of the Fed balance sheet, let's dive into the stealth QE accusation and uncover the facts. The graphic within the Tweet contains the official Treasury Department …

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A Bear Market Rally? Or, Just A Correction?

2025-05-12

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2025-05-12

Assessing a bear market rally proves challenging when you experience it firsthand. It is only in hindsight that the complete picture reveals itself to investors. Of course, after a bear market rally, investors tend to review their investments and speculate on what they should have done differently. Retail investors seem to view the recent sharp …

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Earnings Revision Shows Sharp Decline

2025-05-10

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2025-05-10

The #RealInvestmentReport is our weekly newsletter which covers our thoughts on the current market environment, the risk to capital relative to the market, and how we are positioned currently. It includes our MacroView, analysis on markets and sectors, and our 401k plan manager tool. The post Earnings Revision Shows Sharp Decline appeared first on RIA.

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5-9-25 Hour-One: Will Tax Reform Stall?

2025-05-09

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With a new administration in Washington and control of Congress shifting, tax reform is once again a high-stakes issue for investors and business owners. RIchard Rosso & Matt Doyle analyze what’s on the table—proposals to adjust capital gains rates, reduce or expand corporate tax burdens, and modify personal income brackets. We’ll break down where negotiations stand, what’s likely to change, and how gridlock could delay progress. This episode...

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5-9-25 Hour-Two: Financial Advice for Single Mom’s on Mother’s Day

2025-05-09

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Being a single mom means wearing every hat—and that includes the CFO of the household. In this special Mother’s Day edition of The Real Investment Show, Richard Rosso & Matt Doyle offer tailored financial planning advice for single moms, covering essential strategies for budgeting, building an emergency fund, managing debt, and long-term investing. Whether you’re raising toddlers or teenagers, this episode is filled with actionable money tips...

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Smart Money Or Dumb Money? Who Will Be Right

2025-05-09

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2025-05-09

The concepts of “smart money” versus “dumb money” refer to the level of investors’ information and experience. Smart money, typically institutional investors and often seasoned professionals, has extensive research and is more adept at data analysis. Therefore, they tend to […] The post Smart Money Or Dumb Money? Who Will Be Right appeared first on …

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Employment Data Confirms Economy Is Slowing

2025-05-09

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2025-05-09

While coming in much stronger than expected, the latest employment data confirmed what we already suspected: the economy is slowing. The reason the employment data is so important is that without employment growth, the economy stalls. It takes, on average, […] The post Employment Data Confirms Economy Is Slowing appeared first on RIA.

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5-8-25 Some Trade Deficits are Okay

2025-05-08

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With all the focus on trade tariffs, we should not lose sight of the fact that some trade deficits are okay to have, and in some cases, needful things. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen daily on Apple Podcasts:...

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