Category Archive: 9d) Fund and Hedge Funds

So Schütze und Vermehre Ich Mein Geld In der Aktuellen Marktlage – Live Event

📩 Nichts mehr verpassen https://www.elsaessermarkus.de/newsletteranmeldung - kostenfreier Newsletter Warum die meisten Anleger in Krisenzeiten psychologisch scheitern und wie Sie sich ein dicke Fell zulegen, um gestärkt aus jeder Marktphase hervorzugehen. Seit 55 Jahren bin ich an der Börse aktiv. Ich habe den Crash von 1987 als Finanzdirektor im Konzern miterlebt, den Zusammenbruch des Neuen Marktes überstanden und gelernt, dass die größte...

Read More »

60/40 Split

The classic 60/40 portfolio is the most popular strategy in the world—but history shows it’s far from safe. In fact, those who use it have been totally or nearly wiped out in dozens of countries throughout history. That’s why I call it "the scariest table in investing." It reveals a hidden truth: without a back-tested game plan to anticipate economic cycles and debt crises, you’re not prepared. At this stage in my life, it’s my primary...

Read More »

Ray Dalio’s Most Important Life Principle

One of my favorite principles, learned through experience, is that pain plus reflection equals progress. I developed a habit of viewing pain as a signal of a problem. If you treat that problem as a puzzle to solve, it ultimately yields a gem in the form of a great principle. I learned to value painful experiences because they became my best learning experiences and led to the most significant advances. Learning from direct encounters with reality...

Read More »

The Formula For A Successful Life

I believe success is a matter of having meaningful work and meaningful relationships—work and relationships that you are thrilled by. If you can make your work and your passion one and the same, and you can do it with people who you care about and care about you, you will have a happy, successful life. You can watch the full speech:

Read More »

Die Renten-Lüge: Wie man im Alter zu den Gewinnern gehört

🔔 Bleiben Sie informiert 👉 https://www.elsaessermarkus.de/newsletteranmeldung Tragen Sie sich jetzt in unseren kostenlosen Newsletter ein, um über einen möglichen exklusiven "Ü60-Workshop" im Jahr 2026 auf dem Laufenden zu bleiben. Die Rente ist nicht die Ziellinie, sondern der Startschuss. In der dritten Folge unserer Reihe über die Lebensabschnitte widmen wir uns der Generation Ü60. Viele Menschen betrachten den Ruhestand als Abstieg –...

Read More »

The Biggest Mistake New Graduates Make

When entering this second phase of life, you are almost certainly making the mistake of thinking you know more than you actually know—especially if you got good grades in school. You were taught that success is a matter of learning what you were taught and not making mistakes. That probably made you a bit arrogant, like I was when I graduated. But it is living life and encountering your realities that will truly teach you. The question is, will you...

Read More »

Ray Dalio: Long Island University Commencement Speech

For me, who graduated from @LongIslandUniversityLIU 55 years ago, to pass along what I’ve learned over those 55 years to the graduating class of 2026 was a déjà vu joy. If you want to learn in 15 minutes the most important things I’ve learned in the last 55 years, you can listen to my commencement speech here. I hope you find it helpful, and as always, I welcome your questions and thoughts.

Read More »

Why U.S.-China Relations and Ocean Health Matter More Than Ever

There are few things that are more important for the health of the world than the health of U.S.-China relations and the health of our oceans. For over 40 years, I have cared deeply about both, and I was thrilled that @OceanX was able to bring together American and Chinese students and early-career scientists on a goodwill mission last month. Watch here to see a little bit of what it was like and the meaningful relationships that came out of it.

Read More »

The Truth About Tarrifs

While there’s a lot being written about the Supreme Court decisions on tariffs, I wanted to take a moment to step back and clearly lay out my thoughts on them. Many people think of tariffs as purely disruptive, but throughout history, they’ve been a primary source of government revenue. In an ideal world, you wouldn’t have tariffs — each country would make and trade the things they are capable of producing efficiently. But as the world becomes...

Read More »

Gold VS Bitcoin

While Bitcoin gets a lot of attention, it hasn’t played the safe-haven role many expected. In my view, there are a few reasons why. First, Bitcoin lacks privacy. Transactions can be monitored and potentially controlled, which is why central banks aren’t looking to hold it. Second, it also has a high correlation with tech stocks. When investors get squeezed in other areas of their portfolio, they sell their Bitcoin to cover it. Third, it’s a...

Read More »

Unternehmer Ohne Selbständigkeit – Die unpopulären Wege (Live Event #1)

Keine Event-Ankündigung verpassen 👉 https://www.elsaessermarkus.de/newsletteranmeldung In diesem Video spreche ich über eine Wahrheit, die viele Angestellte nicht kennen: Es gibt Wege, ohne klassisches Unternehmertum, ohne Kapitalrisiko und ohne Existenzangst, so viel zu verdienen und so frei zu leben wie ein erfolgreicher Unternehmer. Zwei außergewöhnliche Gäste zeigen das live: - Vom Landesrechnungshof-Beamten (26 Jahre) zum...

Read More »

Geographie entscheidet Öl

Ganzes Video auf YouTube

Read More »

How China Works

People often ask whether China or the West is “winning.” That’s the wrong question. The more useful question is: how do different systems work, and what trade-offs do they make? When you look at history, geopolitics, and economics together, you start to see repeating patterns — and those patterns matter far more than day-to-day noise.

Read More »

US Financial Health & The Debt Cycle

When debt levels reach extreme sizes relative to income, governments are left with a limited set of choices. They can cut spending, raise taxes, restructure the debt, or print money. History shows that most systems end up relying heavily on the last option, but printing money doesn’t eliminate the problem–it just shifts how the debt cycle plays out. Understanding this dynamic is key to understanding the economic environment we’re in.

Read More »

Rüstungsbudgets & Realität

Ganzes Video auf dem Kanal

Read More »

Gold Is A Very Selective Diversifier

Gold is the world’s oldest money and remains the second-largest reserve asset held by central banks. Its true value lies in what it isn’t: it is not a fiat currency. Because of this, it serves as a powerful diversifier when conditions are bad for ordinary financial assets. Most investors make the mistake of trying to "time" the market—jumping between stocks, bonds, and gold. Even for professionals, that is a losing game. The better...

Read More »

The Truth About My AI Twin

AI isn’t about replacing humans. It’s about compounding what we know and making it accessible at scale. Over time, I’ve learned that the most valuable thing I can do is capture and refine my principles on life, work, geopolitics, and investing. Now, with my AI Twin, I’m able to extend that thinking into a public resource, available beyond my own time limitations. Digital Ray is in beta — if you’re interested, I invite you to engage with it and...

Read More »

What’s Happening With Money Now Has Happened Before

Watching the news today feels a lot like watching a movie I’ve seen many times before. In 1971, I witnessed a major currency devaluation that I thought would be a disaster—but the markets actually went up. It was a lesson I only learned by looking back at 1933. When you study the historical "scripts," the current plot becomes much clearer.

Read More »

The Plaque In Our Economy Debt

Debt service is like plaque building up in the arteries — eventually, it starts to squeeze out other spending within the economy. So what happens when the country is overspending by 40%? What happens when central banks are forced to print money? What happens when the “circulatory system” of our credit markets reaches its tipping point? I address these questions and more in this discussion with David Rubenstein. If you’re interested in...

Read More »

AI Has Changed What I’m Looking For

AI has changed what I—and I think most people—are looking for in candidates today. It’s not about blindly using AI and following what it says; it’s about being an independent, creative, and critical thinker who knows how to partner well with AI to bring about the best total intelligence. I explore this topic and more in the new AI-powered Masterclass Executive online program, which I’ve joined as an instructor. The program is starting soon, and if...

Read More »