Banks continue to tighten lending standards across all sectors. This has eased a bit from the July survey. Banks continue to widen spreads across all sectors. The percentage of banks widening spreads has also eased a tad. Banks are not seeing increasing demand for loans. I’m just posting survey results for C&I loans, the graph is very similar for commercial real estate, residential real estate and consumer loans.
Commercial and Industrial loan growth has turned negative. Loan growth in other sectors (consumer and real estate) is not at unhealthy levels, but does continue to slow.
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