Will You Be Visited by Ghosts of Financial Mistakes-past?

2024-03-26

Baltimore Harbor is closed following the collapse of the Francis Scott Key Bridge, hit by an out of control freighter. Weaker Regional Economic Surveys are in contrast to economists ratcheting-up growth expectations: No one is expecting a recession. Liquidity continues to boost bullish mood on Wall Street. The market has steadily climbed for past 5-months, creating record deviations; for now, no fear. Valuations are a measure of market psychology: "If everybody has bought, who is left to buy?" – Sam Stovall. When Technicals & Fundamentals align (the problem for most investors is that they’re too slow). All elements are now present for a reversion to the mean; just need a catalyst. What will turn buyers into sellers? The impact of more, earlier retirees on actuarial tables and Larry

2024-03-20

It’s Fed Day: Danny Ratliff provides a preview in Lance’s absence; mortgage rates are pricing-out most buyers. Is your ex- worth more dead than alive? Taking a look at SS survivors’ benefits: There are some caveats. How to incorporate inflation hedging into your portfolio. Making buying choices to better manage inflation in household budgets. Why some are accessing 401-k funds (and what about those who do not have one?) Understanding target date funds; why they’re generally the default for fund managers. Watch for higher fees and internal expenses; not all funds are created equal. Financial Spring Cleaning in 401-k: watch fund compositions.

3:14 – Fed Day preview & Market Commentary
14:40 – Is Your Ex- Worth More Dead than Alive?
30:30 – How to Hedge for Inflation
44:40 – Understanding

2024-01-22

(1/22/24) Earnings season continues with the bulk of S&P companies reporting this week: This should provide a clearer picture of how businesses are really doing. Why the Fed did QE according to Ben Bernanke: So Americans would feel better about the economy (never mind the fundamentals). Optimistic consumer confidence is now based on the guess that the Fed will cut rates this year. Markets achieve all-time high on Friday…but are now just .9% above break-even from two years ago. Watch markets set up for correction. All-time highs are like a magnet: How far can this momentum go? Commentary on the impact of AI on businesses, and the problem with AI replacements. Which companies are best able to take advantage of AI? Which companies will drive further development of AI, and how will this

2024-01-18

(1/18/24) Texas Weather’s extreme mood-swings are on display; markets are in bore-mode until the stock buy back window opens again in two weeks; a look at Bitcoin, Gold, & Bonds; Is the Fed about to close down its quantitative easing play? The Yield Curve has invert, but is it about to un-invert? The Fed has a liquidity problem that is rising to the top: There’s not enough collateral in the market, and the Fed’s is about to take away liquidity: What do they see that we do not? How much leverage is still in the system? Michael’s FNMA story; Banks are leveraged 10:1 today, underscoring the importance of overnight markets for survival. The potential of stopping QT to provide needed liquidity. Why interest rates cannot go higher: Too much leverage all the way around. Will the Magnificent-7

2024-01-12

(1/12/24) Hosted by RIA Advisors’ Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle:
https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator
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The latest installment of our new feature, Before the Bell, "Markets Prepare for the Q4 Earnings Parade,"is here:
&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our previous show is here: "Could You Live Solely on Social Security?"
&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Articles Mentioned in this Show:
"The Goldilocks Narrative Reigns For Now"

2024-01-04

(1/4/24) Santa fails to deliver at Broad & Wall Street; Economic data is coming: Is employment softening? January declines decimate December’s gains: This is the correction we needed, but stocks are still trading above their 50-DMA. Fed Meeting minutes: What about QT or a taper? The Fed seems to be looking for moderation to keep things from getting out of control. The Fed is alluding to seeing something no one else does, but not saying what. Hunting on the border with StarLink ; pressure for market sell-off on large stocks; what about the other 493 stocks in the S&P? Is the shift temporary? Market Champions & Super Bowl Teams: Rarely repeat back-to-back wins. Customer defections from streaming services: Could this be the next leading economic indicator? The flaws in "the data:" looking