Lance Roberts

Lance Roberts

Finally, financial news that makes sense. Lance Roberts, the host of "StreetTalkLive", has a unique ability to bring the complex world of economics, investing and personal financial wealth building to you in simple, easy and informative ways but also makes it entertaining to listen to at the same time.

Videos by Lance Roberts

12-18-24 Dump the 60/40 for 100% Stock Retirement Portfolio?

It’s Fed Day with it’s much anticipated rate cut; what will matter more is the Fed’s dot-plot and comments on expectations for 2025. Meanwhile on Wall Street, sloppy trading continues as fund manager rebalance portfolios. Markets are sitting on the 20-DMA and holding firm. The Healthcare Sector is the year’s worst performer: Will it offer the most opportunity in 2025? This sector tends to perform better AFTER elections. Lance reveals a new temptation on his route to work each morning; Lance and Danny comment on the notion of dumping the traditional 60/40 portfolio in favor of 100% stocks for retirement, with charts and graphs. More commentary on those who would think they can beat the market, and what’s in store if the show goes straight to YouTube (no filter). Old maxims about investing

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12-17-24 This is Nuts

Retail Sales numbers this week will feed into expectations for 2025. Fed meeting tomorrow: Cut and pause, or cut and slow? Employment revisions are also due, but markets won’t care. The stock market is still hitting all time highs, but that’s not necessarily the case, sector by sector: Basic Materials, Industrials, Financials, and Energy are not mirroring the S&P 500; the Magnificent 7 is responsible for the bulk of growth. It’s a very narrow market. “When you sit down with your portfolio management team, and the first comment made is “this is nuts,” it’s probably time to think about your overall portfolio risk. On Friday, that was how the investment committee both started and ended – “this is nuts.” Lance Roberts & Jonathan Penn will also discuss where investors are thinking of

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12-16-24 Why NFIB Optimism Matters

Over the last several years, we have regularly discussed the importance of the National Federation Of Independent Business Survey (NFIB) concerning the economy. As noted in our most recent update (October 12th) on the index:
“While Wall Street’s bullish narrative is compelling, the latest data from the NFIB Small Business Optimism Index provides a stark contrast. Small businesses are the backbone of the U.S. economy, and the sentiment captured in the NFIB survey offers a more granular view of the challenges facing Main Street, which often diverges from Wall Street’s broader outlook. The index remains at levels more normally associated with economic contractions than expansions.”

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive

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12-13-24 Looking Ahead to 2025: Realize Gains or Change Exposure?

Everyone has a forecast for 2025. What does that really mean for you and your money? Should you realize gains or change exposure? Danny and Matt also explore what happens at age 73, proper RMD strategies and Inherited IRA uncertainties, and whether you should work with a Donor Advised Fund or private charitable foundation? Danny and Matt will share some investment strategies for 2025 and the implications of realizing capital gains, plus Portfolio diversification tips and their stock market outlook 2025, including some asset allocation strategies.

Hosted by RIA Advisors Senior Financial Advisor, Danny Ratliff, CFP, w Senior Relationship Manager, Matt Doyle, CFP.
Produced by Brent Clanton, Executive Producer
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Articles mentioned in this report:
"CPI Was On The Screws: The Fed Has

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12-12-24 CPI Gives The Fed a Green Light for Rate Cut

Yesterday’s CPI report was seemingly the last hurdle for the Fed to cut interest rates. With the CPI index matching Wall Street forecasts, the Fed Funds futures market now implies a 97% chance the Fed will cut rates next Wednesday. The data was OK but elicits fears that the downward price progress has stalled.

Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
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Articles mentioned in this report:
"CPI Was On The Screws: The Fed Has The Green Light"
https://realinvestmentadvice.com/resources/blog/cpi-was-on-the-screws-the-fed-has-the-green-light/
"Portfolio Rebalancing And Valuations. Two Risks We Are Watching."

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12-5-24 Is Another Liquidity Crisis Near

Portfolio Manager Michael Lebowitz makes a rare, in-studio appearance with Lance Roberts, discussing whether another market liquidity event might be on the horizon? While there is generally good liquidity in the financial system, there are some nascent signs that problems could arise. The ISM Services Index is showing weaknesses, and more economic reports to come this month are likely to mirrow such performance. A lack of stimulus money showing up previously in the economy are resulting in these weaker results emerging. Meanwhile, markets continue to do well, and expectations for 2025 are 19% above 2023 estimates for 2024. Bitcoin hits $100,000 thanks to President-elect Trump’s appointment of a crypto-friendly chief at the SEC. As for expectations for next year, what should investors be

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12-4-24 Time for a Portfolio Reality Check

Russia just learned of a near-miss from a passing meteor…TONIGHT! Lance discusses GDP estimates and other economic reports; Retail Sales are "okay," with no tell tale signs of Recession…for the moment. What will revisions to these reports show next year? What will be the impact of cutting government spending? Meanwhile, investors are very, very exuberant. What should investors expect for the rest of the year? Lance and Danny discuss old guy things: Backpain. There’s a pullback coming: Time for a portfolio reality check? The challenge of portfolio rebalancing when exuberance is high; should you sell winners and buy losers now? Emerging Markets are not growing; losers are cheap for a reason. The danger of doing rebalancing willy-nilly. On being Contrarian: Markets have not rewarded

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12-3-24 What Excessive Leverage Teaches Us

Periods of extreme leverage and speculation are not new, and the outcomes have consistently been painful for unprepared investors. The late 1990s dot-com bubble serves as a prime example. Speculative bets on internet stocks drove valuations to extraordinary levels, with investors leveraging margin accounts and options to chase gains. When the bubble burst, the Nasdaq lost nearly 80% of its value, leaving leveraged traders especially vulnerable to devastating losses. Lance and Jonathan discuss these lessons from history on today’s show, plus a discussion on asset diversification, and what happens when all assets become correlated, the fallacies of diversification, and overlap risk. Money mistakes made by the young; the best stop-loss tools and strategies; the flaw in comparing portfolio

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The Power and Risks of Government Currency Printing

Ever wondered about printing your own currency? 💸💭 Discover the power of governments vs. households in managing debts! #finance101 #moneytalks

Watch the entire show here: https://cstu.io/99b9a3

YouTube channel = @ TheRealInvestmentShow

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12-2-24 Extreme Speculation Has Returned

Welcome back from Thanksgiving break: Is it time to initiate Christmas Bonds to help Retailers? While markts have performed well, expect some sloppiness heading into the end of the year. We’ll have Black Friday and Cyber Monday results later this week. Meanwhile, markets continue to grind higher. What will be the effects of Trump Administration picks and regulatory changes? High levels of market concentration will result in more volatility from regulatory disruptions. Market complacency in the past is a present risk; Lance looks at the impact of government spending, and a revealing chart of richest/poorest states…and the D.C. A sample of THC Pizza, the Thanksgiving Effect, and stupid housing solutions from Slate. Demographics are destiny: Is the US following Japan? Expect more market

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