📈 Understanding market rotations is key! Shifting from growth to value can lower portfolio volatility. Diversification is key! #InvestingTips 💼✨

Watch the entire show here: https://cstu.io/29386c

YouTube channel = @ TheRealInvestmentShow

Investing tip: When stocks are down, it could be a good time to buy! Have a solid reason for each investment in your portfolio. 💼💰 #InvestingTips #StockMarket

Watch the entire show here: https://cstu.io/2e3374

YouTube channel = @ TheRealInvestmentShow

Diversification is key! Make sure a significant chunk of your portfolio is active in the market to grow your assets while you wait. 💼📈 #InvestingTips #GrowYourWealth

Watch the entire show here: https://cstu.io/b7f9ab

YouTube channel = @ TheRealInvestmentShow

Offsetting losses with gains, managing trends effectively! 💸 #financialtips #investing #moneymanagement

Watch the entire show here: https://cstu.io/14d96c

YouTube channel = @ TheRealInvestmentShow

Why should I pay taxes on Social Security when I’ve already paid in? That money should come back tax-free! Double taxation isn’t fair. #taxes #SocialSecurity

Watch the entire show here: https://cstu.io/705d46

YouTube channel = @ TheRealInvestmentShow

The nation recently laid to rest former President Jimmy Carter who died at age 100. While his Presidency is still being measured by history, there is no dispute over the noble life he lived following his term as our 39th Commander-in-Chief. Richard and Matt glean important lessons from his sense of public fiduciary, as well as discuss the current state of stocks vs bonds in a new rate environment. Why the Fed doesn’t need to cut rates, and a look at "The American Oligarchy," and a tale of two economies. Fiduciary vs sales oriented organizations; problems and improvements in the Secure Act 2.0; the unanticipated challenges of making IRA Catch-ups: Can your administrator actually execute? The "Rothification" of catch-ups will be manadatory in 2026. Also, more mirth and merriment over Danny

Interesting discrepancy between Fed’s view on policy and the real economy. Credit card usage as a key indicator. 🤔💳 #Economy #Fed #Policy

Watch the entire show here: https://cstu.io/347dd5

YouTube channel = @ TheRealInvestmentShow

Lance and Michael interpret the latest CPI, PPI, PCE, and GDP numbers: Which one is most-meaningful to the Fed? Earnings Season continues with Big Banks reporting; JPMorgan kills it, but how are regional banks faring? Stock buy backs this time around are expected to exceed $1-Trillion. mostly benefitting large cap stocks. Markets cling to 100-DMA, and aim for the 50-DMA to set up to rally. Michael discusses portfolio management, and Lance previews his re-release on portfolio gardening. Revealing analysis of "spikey data" in CPI and PPI calculus. Inflation remains sticky at high levels. CPI data is flawed by Shelter component; Airline Fares are "super-spikey." The Fed 2% Inflation number is a "round-down" number. Effects of the Barter Trade: Will slow inflation…AND the economy. The

With inflation at the wheel, driving the current economic narrative, the Consumer Price Index release, out this morning at 7:30 a.m. CT, is the week’s headline event — and its results could ripple throughout the markets. Lance Roberts and Danny Ratliff discuss the CPI Report for January 2025 with Consumer Price Index Analysis, a look at Inflation Trends for 2025, the
Federal Reserve, and CPI Data. Economic Indicators January 2025December’s data is expected to show core CPI prices rising 0.2% in that month, which would mark 3.3% price growth from 12 months ago. Adding in energy and food would show 2.9% 12-month growth.

Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer

Rising interest rates lead to hedge funds shorting bonds, driving prices down and rates higher. The cycle continues. #Finance101

Watch the entire show here: https://cstu.io/b62b7d

YouTube channel = @ TheRealInvestmentShow

Short-term fluctuations in bond yields and stock prices don’t alter long-term trends. Focus on fundamental drivers for lasting impact. 📈💡 #Investing

Watch the entire show here: https://cstu.io/bbdf3c

YouTube channel = @ TheRealInvestmentShow

PPI & CPI Preview: Earnings season is about to commence, followed by the opening of the Buy Back window. Higher yields (and term premiums) are weighing on markets. Term premiums are just a measure of sentiment; watch what companies say, impacted by higher yields. Markets rally to just above the 100-DMA. Lance reviews investor sentiment, credit spreads, and market valuation (which charts). Noting the (limited) impact of taffis on a service-oriented economy. Being “tactically bearish” does NOT mean we are expecting a bear market or a severe market crash. Regarding portfolio management, the difference between being “tactically bullish” or “tactically bearish” is the level of equity risk we take in client portfolios. Over the last two years, we have been “tactically bullish” and have held

Emotional biases can lead to bad investment decisions. Remember the rules and stay calm when things aren’t going as expected. #InvestingTips

Watch the entire show here: https://cstu.io/3a37ce

YouTube channel = @ TheRealInvestmentShow

The Cleveland Fed’s expectations for increased inflation; Oil prices rise on increased Russia sacntions (thanks, Joe Biden); economic impact of California wildfires & the Broken Window Theory: There will be a short-term uptick from rebuilding activity. Markets point lower on hawkish Fed tone; current correction process is normal. There is not data to support investor sentiment on inflation sparked by tariffs; how we really create inflation. Employment increases inflation. Companies are front-running tariffs. Rising interest rates lead to valuation reversals. Every year, Dalbar Research publishes an extensive study that repeatedly shows three primary reasons for investor failure. The key issues are a lack of capital to invest and psychology. Lance Roberts examines nine irrational

🤔 Financial experts predicting 20% returns for 2025? 📈 Don’t be fooled, nobody knows for sure what the market will do! #InvestingTips #MarketPredictions 🌟

Watch the entire show here: https://cstu.io/16c04a

YouTube channel = @ TheRealInvestmentShow

📈 Are large company growth stocks the place to be in 2025? 🤔 Probably yes, but not for the reason you think! 🌟 #Stocks #Investing #2025Prediction

Watch the entire show here: https://cstu.io/7a5c4d

YouTube channel = @ TheRealInvestmentShow

Richard and Jonathan discuss the narratives that are driving the markets, and the fear factor for bond investors. Is the response to tariff threats an over-reaction? How to deal with emotions in investing. Menwhile, job satisfaction is highest among the 60+ crowd: The group has been working longer, and understands the value of socialization; retirement planning shold include qualitative elements. A look at Gen-z Worth Ethic. The Social Security Fairness Act is now the law of the land, signed on Sunday by President Biden. It promises to erase rules that penalized some retirees by eliminating two federal policies that barred employees with a public pension from collecting their full benefits under the federal retirement program and that reduced benefits for those workers’ surviving spouses

Possible economic risks ahead due to government policies like tariffs or deportations impacting economic growth and earnings. Stay informed! 📉💼 #Economy #PolicyChanges

Watch the entire show here:https://cstu.io/6601c6

YouTube channel = @ TheRealInvestmentShow

Did you know? In the past, most taxes came from tariffs, not personal income tax. Learn how this historical perspective can change our views on tariffs! 📜💰 #TaxFacts #EconomicHistory

Watch the entire show here: https://cstu.io/bff20e

YouTube channel = @ TheRealInvestmentShow

Markets barely achieved a positive close on Wednesday, to create a string of positive action for the first five trading days in January. (Markets are closed today in honor of the late President Jimmy Carter.) There’s a market consolidation underway, with the 20-DMA and 50-DMA about to cross. Lance & Michael discuss the Fed’s sentiment shift about inflation, and the non-corellation between interest rates and inflation. The Fed may have cut interest rates, but markets have raised them; the actual effects of Fed rate cuts are deflationary. Fed policy is still restrictive; economy is back to "normal" with higher rates. Lance & Michael discuss interest rates: The cost of money. Unlike short- and medium-term gyrations in stock prices, which are often due to changes in investor sentiment, the

Lance discusses the importance of an investing process: Rules to offset emotional bias. Write them down, learn them, live them. Fundamentals matter over the long term. Understand how you got to the decision that you made to buy a stock. Lance also addresses the importance of balance, bonds vs stocks.

Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
——-
This segment is excerpted from the full show which aired on January 8, 2025:
&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s
——-
Articles mentioned in this report:
"Curb Your Enthusiasm” In 2025"
https://realinvestmentadvice.com/resources/blog/curb-your-enthusiasm-in-2025/
——-
The latest installment of our new feature, Before the Bell, "Is the January

📈 Want to be smart with your investments? Check out why buying when others aren’t could be the key to success! 💸 #InvestingTips #StockMarket

Watch the entire show here: https://cstu.io/ec6fbb

YouTube channel = @ TheRealInvestmentShow

With Friday’s December Employment Report waiting in the wings, it’s fair to ask what happened to the December JOLTS Report. Investors are questioning whether we’ll see continued growth from December. What does Q4 GDP at 2.7% really mean? Understanding the data and reading the January Barometer (so far). Lance shares his screen in commenting on sector rotations. Dan Niles’ predciton of a 20% correction this year: Lance’s reality check. Crash vs correction. Lance discusses the importance of an investing process: Rules to offset emotional bias. Fundamentals matter over the long term.

3:09 – What Happened in the December JOLTS Report?
14:50 – Sector Rotations: What’s Hot, What’s Not, & Why
30:20 – 20% Correction by Summer: Possible or Probable?
44:30 – The Most Important Lesson for

📈 Get ready for a shift in the stock market game! 🔄 Fundamentals will matter more than ever in the upcoming year. Stay tuned! 💼 #StockMarket #InvestingTips

Watch the entire show here: https://cstu.io/5d392e

YouTube channel = @ TheRealInvestmentShow

As we enter 2025, the financial markets are optimistic. That optimism is fueled by strong market performance over the last two years and analyst’s projections for continued growth. However, as “Curb Your Enthusiasm” often demonstrates, even the best-laid plans can unravel when overlooked details come to light. Lance Roberts & Jonathan Penn discuss five reasons why a more cautious approach to investing might be warranted in 2025, plus client questions and viewers’ emails. Economic data coming out this week for last month will be revised by March; what’s the effect of less Government hiring/spending on the economy in 2025? Lance & Jonathan recap Christmas past; earnings expectations for the new yar are very elevated; curb your enthusiasm. The challenges to fundamental investors: No one

We’re baaack from our Winter Break, and it seemed as if Santa arrived on Christmas Eve, pushing the markets back above the important 50-DMA. However, by the end of the year, it seemed investors were naughty this year and received a “lump of coal,“ with markets selling off back toward recent lows. One important note was that momentum and relative strength remained weak, keeping selling pressure intact. There is no way to sugarcoat the market’s poor performance. While December started with a bang, it ended with a whimper, with a long stretch of daily losses into year-end. Now, 2025 is opening with a whimper. Small caps fell apart after attempting to “make a comeback,” and overall market breadth declined. However, with the markets now oversold, we should expect a rally heading into the

Don’t settle for a financial advisor pushing products like annuities to solve all your problems. Look for someone who focuses on holistic financial management. #finance #advice

Watch the entire show here: https://cstu.io/d2a0ff

YouTube channel = @ TheRealInvestmentShow

New live shows return on Monday, January 6, 2025 with RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
——-
Articles mentioned in this report:
"2024 Review – Another 20% Year. What’s Next?"
https://realinvestmentadvice.com/resources/newsletter/
——-
The latest installment of our new feature, Before the Bell, "The Fed is Never Right," is here:
_M8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
——-
Our previous show is here: "Did the Fed Steal Christmas?"
&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s
——-
Get more info & commentary:
https://realinvestmentadvice.com/newsletter/
——–
SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow
——–
Visit our Site:

Managing money is just one part of what we do here at RA Advisors. Let’s break the misconception about financial advisor meetings! #FinanceTips

Watch the entire show here: https://cstu.io/c349a7

YouTube channel = @ TheRealInvestmentShow

Let’s talk savings and financial security. Social Security is a reliable option without leakage. Invest in yourself wisely! 💸💪 #FinancialLiteracy

Watch the entire show here: https://cstu.io/333f14

YouTube channel = @ TheRealInvestmentShow