Markets are reacting to the rising odds of Kevin Hassett becoming the next Fed Chair. His pro-growth, lower-rate stance raises concerns that inflation might not get enough attention.

In this short video, Michael Lebowitz & Lance Roberts discuss why investors worry about inflation being underweighted and why one chair’s vote still doesn’t decide Fed policy.

📺Full episode: -iyGgj0

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

Richard Rosso breaks down a study that modeled hundreds of thousands of retirement scenarios to determine which Roth conversion strategy performs best over a 10-year period:

• Staying in a traditional IRA/401(k) and taking RMDs
• A one-time Roth conversion
• A gradual, multi-year conversion strategy

RIA Advisors’ Financial Guardrails are timeless principles for building lasting wealth and protecting your financial future. Rich also shares insights from decades of experience helping investors avoid common pitfalls and build financial wellness that lasts generations.

0:00 – INTRO
0:19 – The Roth Account Smile
4:40 – Roth Applications for Different Stages of Life
12:41 – Rules Can Save You in a Turbulent World
14:55 – Annuities Should Be Planned, not Sold
15:52 – A Home is a Liability,

Is the era of Fed groupthink finally coming to an end?
For over a decade, the Federal Reserve has operated under a powerful consensus framework—one where dissent has been rare and the Chair’s view has dominated policy outcomes. But shifting politics, rising dissenting votes, and increasing disagreements among FOMC members may signal a new regime change at the Fed.

Lance Roberts & Michael Lebowitz break down:
0:00 – INTRO
0:19 – ISM Report Shows Abnormality of Markets
4:45 – Markets Prep for Year End Rally
9:33 – 2026 Economic Summit Tease
10:32 – Will Kevin Hassett Be the Next Fed Chairman?
13:25 – Is Fed Groupthink Ending?
16:13 – How a Split Fed Vote Could Affect Markets
18:02 – How About a Pre-2000 Fed?
24:08 – "Reserve Management" is Code for QE0:35 – It’s All About Liquidity

Identifying market cycles is easy; surviving them is the hard part. Long-term cycle narratives often break investors emotionally.
In this short video, I explain why focusing on shorter, manageable timeframes leads to better decisions and fewer mistakes.

📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

What exactly are Trump Accounts, and who qualifies under the new expansion backed by Michael and Susan Dell’s $6.25 billion donation? Lance Roberts and Danny Ratliff break down how the Dell Deal works, which families benefit, and why this initiative could reshape financial planning for millions of children.

If you’re a parent, grandparent, or financial planner, this is essential information about how these accounts may impact a child’s financial future.

0:00 – INTRO
0:19 – Sloppy Trading Ahead
5:15 – Performance Dichotomy in AI Stocks
11:00 – Trump Accounts – Where’s the Value?
12:19 – How it Works – The Devil is in the Details
16:12 – What is the Purpose – Use of the Funds?
17:39 – Where is the Financial Education?
19:17 – What About the Next Generation?
21:06 – The Reverse Mortgage

The #USDollar isn’t dying and its global dominance isn’t under threat.
In this short video, I explain why the fear-driven “death of the dollar” narrative ignores economic reality and relies on misleading charts rather than facts.
📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

Welcome to our LIVE Q&A session!
Lance Roberts is taking your questions directly from the YouTube live chat—covering markets, investing, retirement planning, inflation, interest rates, the Federal Reserve, portfolio strategy, risk management, and your personal finance questions.

No scripts, no agenda—just real-time answers based on data, history, and risk-focused investing principles.

We’ll break down what’s moving the markets, how to think about pullbacks, what the Fed may do next, how valuations affect future returns, and how to build financial plans that survive full market cycles. Whether you’re a new investor or a seasoned pro, this LIVE Q&A is your chance to get expert insight—right now.

0:00 – INTRO
0:19 – Not Every December is Positive; Retail Sales, Black Friday, & Target

Markets $SPX $NDX followed classic seasonality with a November dip that set up a potential year-end rally. But after six straight monthly gains, the odds of a pullback are rising.

In this short video, I explain why seasonality supports upside, but this streak makes risk management more important than ever.

Bear markets aren’t the enemy—they’re the reset that creates future returns.
Lance Roberts breaks down why market downturns are a normal, necessary, and even healthy part of a full market cycle. We explore how bear markets cleanse excess speculation, reset valuations, restore forward returns, and give disciplined investors long-term opportunities to improve financial outcomes.

We’ll discuss why drawdowns feel worse than they are, why expectations matter more than predictions, how risk management reduces behavioral mistakes, and why volatility is a feature—not a flaw—of investing.
#BearMarkets #MarketCycles #InvestingEducation #RiskManagement #FinancialPlanning

We’re nearing the end of a remarkably long secular bull market.

In this short video, I explain why the next phase is usually a long period of sideways, volatile returns as valuations reset and the market shifts into a secular flat regime.

📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

When investors feel certain and in control, risk is actually at its peak.

In this short video, @Peter_Atwater and I discuss how this “comfort zone” blinds investors to uncertainty and inflates market optimism.

📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

The Fed doesn’t print money.
In this short video, Garrett Baldwin and I discuss how real money is created through government debt issuance and bank lending, why Fed actions are just asset swaps, and why modern money is always lent into existence rather than printed.
📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

In this short video, Parker White, CFA from @defidevcorp and I discuss how #Bitcoin infinite fractionalization mirrors monetary expansion and why the real advantage comes from who gets new money first, not just how much money exists.
📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

The Fed is now the single most important source of liquidity in every major market.

In this short video, Michael Lebowitz and I break down the key signals that reveal when liquidity stress is building and why they matter for every asset you trade.

📺Full episode: _r_I

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

$SPY / $QQQ correct even in strong uptrends, but it feels worse because media panic amplifies every dip.

In this short video, I explain why big narratives like rate cuts, AI or #Bitcoin liquidity always break and why this pullback is still normal for a bull market.

📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

It’s a cornucopia of content for this Friday following Thanksgiving, and Richard Rosso and Jonathan McCarty bemoan the demise of the U.S. Penny, the fallacy of risk tolerance questionnaires, Rich’s Financial Fitness Garage and creating Retirement income; plus Rich’s salutation for Thanksgiving.

0:00 – INTRO
0:44 – The Demise of the U.S. Penny
4:54 – Financial Risk Surveys – Rich & Jonathan’s Scores
11:05 – Rich’s Fitness Garage – Creating Retirement Income
24:41 – Happy Thanksgiving to You!

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📍 More at RealInvestmentAdvice.com

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP
Produced by Brent Clanton, Executive

Not all Roth conversions are created equal — and new research shows a clear winner.

Richard Rosso breaks down a study that modeled hundreds of thousands of retirement scenarios to determine which Roth conversion strategy performs best over a 10-year period:

• Staying in a traditional IRA/401(k) and taking RMDs
• A one-time Roth conversion
• A gradual, multi-year conversion strategy

We examine how taxes, RMDs, longevity, and investment returns affect the outcome — and why a one-time conversion often comes out ahead if you can handle the upfront tax bill.

0:19 – The Sexiest Word in Finance
4:44 – The Roth Account Smile
7:29 – Roth Applications for Different Stages of Life
10:17 – Tax Hierarchy Considerations
14:09 – The Craft of Retirement Income & Withdrawals
19:07 – Roth as a Legacy

The #Bitcoin original promise of decentralization is fading as ETFs like $IBIT pull it deeper into Wall Street’s ecosystem.

In this Short video, Michael Lebowitz and I discuss how short-term traders and arbitrage flows now drive more volatility, diluting true holders and turning $BTCUSD into just another tradable asset.

📺Full episode: _r_I

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008?

Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the “floor and ceiling” of overnight rates.

0:00 – INTRO
0:18 – Nvidia Kill It; Rate Cut Odds Decline
4:06 – Markets Under Pressure; Setting Up for Rally
10:29 – Markets’ Post-Nvidia Relief Valve
15:53 – Oracle, CoreWeave, and CDS’s Explained
18:24 – Is There Enough Credit to Fund AI Buildouts?
20:30 – Financial Markets are Like Consumers – they’ll find the money
22:16 – Begging for ETF’s – Be careful what you ask for
25:20 – Centralized

The financial system we rely on today isn’t what it used to be. From the Fed’s creation of “reserves” instead of real money to the collateral-driven markets that emerged after 2008, Lance Roberts & Garrett Baldwin break down how the game has changed—and what it means for your wealth.

We cover everything from repo markets, ETFs, and the Buffett Indicator to the rise of passive investing and why sovereign nations are quietly buying gold. Plus, we explore how debasement works in real terms—through asset prices, housing costs, and purchasing power—and why education about money is more important than ever for the next generation.

#FinancialSystem #FederalReserve #MarketCycle #WealthInequality #GoldAndDebt

$SPY / $QQQ pullback is not the start of a bear market.

In this short video, I look at the Risk-Range data confirming the broader bull trend and explain why this dip is an opportunity, not a danger.

📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

Peter Atwater, one of the leading voices on confidence-driven behavior in markets and society, joins Lance Roberts to share how certainty, control, and herd mentality shape every major trend investors face today.

Lance and Peter discuss The Confidence Map, why people behave differently when they’re in the “comfort zone” versus the “stress center,” and how these shifts explain the rise of speculative investing, the bifurcated K-shaped economy, and the growing disconnect between Wall Street and Main Street.

#PeterAtwater #BehavioralFinance #KShapedEconomy #InvestorPsychology #AIandMarkets

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now.

Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call.

0:00 – INTRO
0:1 – Why Nvidia Matters
2:53 – Yes, Virginia, Draw Downs Happen
:50 – 2026 Economic Summit Preview
10:3 – It’s Just a 3% Pullback

$SPX / $SPY just broke below its 50-day moving average, making the next support levels crucial.

In this short video, I show how to read these trend shifts so you know when to stay invested and when the weakening momentum may call for trimming exposure.

📺Full episode:

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

Lance Roberts & Jonathan Penn tackle two of the biggest gaps in financial education:
How to actually use RSI, MACD, Money Flow, and MACD Histogram together, and why post-retirement planning (the “decumulation” phase) is so overlooked—yet absolutely critical.

If you’re an “Ole Coot” looking to better understand technical indicators… or a younger “You’t” trying to build financial literacy early… Lance and Jon break down the mysteries of indicator interplay, retirement income strategies, and how to evaluate who you can trust with your money.
#RetirementPlanning #TechnicalAnalysis #RSI #MACD #FinancialEducation

Out Thanksgiving Day special, featuring Lance Roberts, Danny Ratliff, and Michael Lebowitz opining what he would do, were he to run the Federal Reserve, and why you shouldn’t spend that $2k tariff refund just yet.

The market is betting on big earnings growth in 2026, but the economy may not deliver.

In this short video, I break down why strong forecasts clash with weak labor data and what that tension means for the outlook ahead.

📺Full episode: -K-dbfV_o

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
$SPX / $SPY $NDX / $QQQ

Full market cycles matter more today than at any point in the last 15 years. Lance Roberts breaks down why valuations, history, and market structure all point to a simple truth:
Every bull market is only half the story. The other half is the bear. Lance’s approach isn’t bullish or bearish. It’s risk-focused. Your job as an investor isn’t to predict the next crash—it’s to avoid catastrophic losses that erase years of gains during the completion of a full market cycle.

0:00 – INTRO
0:27 – Market Moves Will Hinge on Nvidia
4:18 – Markets’ 3rd Test of 50-DMA
8:46 – Why Berkshire Lags the S&P
10:36 – Economic Acceleration Expectations for 2026
14:01 – Consumer Spending Drives Economic Growth
17:42 – Economic Consolidation is Underway
21:45 – Half of Expected Cap-Ex Spending Will Support

The Fed is preparing to cut rates just as an AI-driven boom accelerates.

In this short video, MIchael Lebowitz and I discuss why easing into strength is unusual, how it could stoke inflation, and what it means for the next phase of market growth.

📺Full episode: https://www.youtube.com/watch?v=-YZaHtreohI

Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow

In this episode, Lance Roberts sits down with Brent Johnson, CEO of Santiago Capital, to break down what’s really happening with the U.S. dollar, the global monetary system, and why AI is accelerating a geopolitical and economic power shift.

If you’re looking for big-picture insights on the future of the dollar, geopolitics, AI-driven capital flows, and where long-term investing tailwinds are forming—this is a must-watch.

#BrentJohnson #USDollar #AIInvesting #GlobalMacro #FinancialMarkets