Is Your Ex Worth More Dead than Alive?

2024-04-12

CFP testing results & commentary on professional credentialing; the importance of the Health/Wealth connection; the importance of continuing education (CE); a brief history of JP Morgan and "too big to fail." Inflation is permatory, not transitory. Profit margins are not great because costs are up. Jerome Powell is trying to put out a fire with a water pistol; how many ate cuts now? There is still too much money in the system to really tame inflation. Real Wages have peaked: Is this Jerome Powell’s "Volker Moment?" What clients "think" about portfolios is the toughest thing for advisors to manage. If Trump is elected, he will have to deal with the next recession. April is stress-awareness month; why we don’t sleep. Rosso’s Brooklyn paper route, Candid Coffee preview, & dealing with

2024-03-26

Baltimore Harbor is closed following the collapse of the Francis Scott Key Bridge, hit by an out of control freighter. Weaker Regional Economic Surveys are in contrast to economists ratcheting-up growth expectations: No one is expecting a recession. Liquidity continues to boost bullish mood on Wall Street. The market has steadily climbed for past 5-months, creating record deviations; for now, no fear. Valuations are a measure of market psychology: "If everybody has bought, who is left to buy?" – Sam Stovall. When Technicals & Fundamentals align (the problem for most investors is that they’re too slow). All elements are now present for a reversion to the mean; just need a catalyst. What will turn buyers into sellers? The impact of more, earlier retirees on actuarial tables and Larry

2024-02-09

(2/9/24) Rich & Danny prepare for today’s market action & economic releases; the notion that markets believe the Fed should lower rates is un-believable. Labor and unit costs will ultimately be the determining factor. Tesla is dropped from the Magnificent-7, replaced by Eli Lilly; should it be the "Sexy-7?" Mutant wolves roam Chernobyl; Taylor Swift & the Super Bowl: she is the epitome of the American Dream. Why Taylor Swift won’t have to worry about IRMAA charges. New SS COLA and tax implications; why diversification of accounts matters. How your Social Security is taxed. IRMAA & the Five-Year Rule; FIFO (first-in, first-out) in Roth. How to manage Roth if retirement is a few years away.

2:49 – Market & Economic Numbers Preview: Fed Rate Policy
14:03 – Taylor Swift, Mutant Wolves, &

2024-02-02

(2/2/24) King Cakes, Ground Hog’s Day, & Meta results: finally paying a dividend to investors. Fed commentary: will the labor markets crack? Will the Fed continue to move the goal posts? Our next Candid Coffee is February 24 (registration link is below): Couples’ money communication; children are Trustees in training. Having the Money Conversation with kids; (The Ground Hog predicts an early Spring). Going back to work after retirement; the Buc-cee’s segment; Retirees returning to work; the reluctance to use a financial advisor; the struggle for men in retirement; why many retirees return to work. The value of a blended portfolio; how to grade your financial advisor: What should be on the report card? Why health and lifestyle matter in retirement.

2:20 – King Cakes, Ground Hog’s Day, &

2024-01-11

(1/16/24) [NOTE: If you’re watching this video, we are dealing with The Great Ice Storm of 2024., and hope to be back in the studio, live, tomorrow. Or the next day…when ever things thaw.]
Congress’ is enmeshed with another continuing resolution battle instead of mandated budgeting; that’s how D.C. does business now.
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Hosted by RIA Advisors’ Chief Investment Strategist Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch the full show from which this excerpt was taken:
&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s
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Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle:
https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator
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The latest installment of our

2024-01-05

(1/5/24) Richard and Danny are reunited for the new year: Lessons from last year: You cannot get enough out of stocks; if "Goldilocks" is already baked-in (with 6-rate cuts), what happens when cocaine bear appears? Greg Valliere background; Resolving to Be Resolute in 2024: Marking realistic milestones; why you don’t have to save everything for retirement later. Classic Cars & phone chargers; improving your human capital; why stocks are not the be-all, end-all solutions for retirement income; the proper place for stocks, bonds, and other types of investments; stocks vs ETF’s. Stop the competition.

Hosted by RIA Advisors’ Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer

2:52 – Lessons from

2023-11-03

(11/3/23) What will Jerome Powell & Co do next? (We consult the Fed 8-bal.) Real Inflation is not going down; real wages have been negative for the past two years. The Markets is not the Economy. Apple earnings & China’s recession; the de-globalization process: How to plan & prepare? Making money w/cash. Candid Coffee preview; making tough financial decisions: We’re not here to make you feel good. Nana Rosso, "Russ" Rosso & Rusty Ratliff. Defining your plan’s success: No one is perfect. How to tweak your financial plan; how we deal with clients who need help with theirs.

2:41 – What will the Fed do next?
13:57 – How to Plan & Prepare during De-Globalization Process
29:57 – Making Tough Financial Plans
44:06 – Defining Your Financial Plan Success

Hosted by RIA Advisors’ Director of

2023-10-30

(10/30/23) Pre-Halloween & Candy Inflation, Pre-Fed Meeting; SoFi Banjk tightening lending restrictions; forecasts for negative Q4 growth; small businesses now having difficulty getting cash/loans. Markets took out support at 200-DMA; look for a reflexive rally, likely following this week’s Fed meeting. Texas’ Seasons & Mrs. Roberts’ blankets; earnings season, Microsoft vs Google: Companies being penalized for slightest flaws; stock have been priced for perfection. Businesses can no longer pass along input costs, reducing margins; will consumer’s slow spending? Banks tightening credit, beginning the downward spiral from effects of 11 rate hikes. The fiscal feedback loop; companies are starting to see the effects of higher interest rates on consumers. There is false security in this