Category Archive: 9a.) Real Investment Advice

Financial Guardrails – Debt to Income Ratio (5/22/20)

One of the financial rules we adhere to is how much house you can REALLY afford. RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Certified Financial Planner, Danny Ratliff, CFP, run the math on debt to income realities. Subscribe to our Newsletter at https://realinvestmentadvice.com

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The Real Investment Show Best Clips for Week of 5/18/20

Are you ready to go back to work? We never left–and this week tracked down The Money, you know, The Money…examined how we operate in Crisis Mode, and determined whether Ayn Rand was right about our doomed society, and the particular conundrum that plagues the Federal Reserve. Subscribe to our Newsletter at https://realinvestmentadvice.com

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(5/21/20) Fed Money Moves at the Speed of Light (Full Show)

Market Response to Fed Minutes’ release; definitions of Bear and Bull markets; Newsroom/”America Isn’t Great Anymore;” The importance of Capitalism = economic prosperity; Michael Lebowitz – Fed’s light-speed activities; Why recessions are needed; The Fed’s problems: Liquidity Continuance and Credit Markets; Record Levels of Corporate Debt, slowed economic growth; Why Companies should be allowed to …...

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The Federal Reserve’s Conundrum 5/21/20

Here’s a puzzle: The Federal Reserve needs a crisis in order to continue to apply Quantitative Easing; it has made certain liquidity commitments. It’s chief concern, however, is how credit markets operate. RIA Advisors Chief Investment Strategist, Lance Roberts, w Portfolio Manager, Michael Lebowitz, CFA, examine the angles, and why it really would be best, …

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(5/20/20) Living in Communist America (Full Show)

Lance Roberts’ all-American rant: We’re already Communist America; The Great Moderno Stock Offering scam; Free Government Money; The Folly of Corporate Tax Cuts; Gov’t is run by corporations; Ayn Rand: “We’re Doomed.” Is Biden the best that we can get? How Congress really works; How to fix the wealth-gap & debt problems; Webinar recap: What …

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Are We Doomed–or Can We Fix It? (5/20/20)

A quotation from Ayn Rand on the demise of society launches RIA Advisors Chief Investment Strategist Lance Roberts and Certified Financial Planner, Danny Ratliff, CFP, into the flaws of the American political and corporate system, and what will be required to reverse course. Subscribe to our Newsletter at https://realinvestmentadvice.com

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Operating in Crisis Mode (5/19/20)

It’s no wonder American households are emulating congress’ habit of operating as if everything is a crisis. RIA Advisors Chief Investment Strategist, Lance Roberts, questions whether all the federal spending is really needed. Subscribe to our Newsletter at https://realinvestmentadvice.com

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Chasing Momentum Until Fundamentals Matter (5/19/20)

In a companion-commentary to today’s #TechnicallySpeaking blog post, how much are you betting on a “V-shaped” recovery in the economy? RIA Advisors Chief Investment Strategist, Lance Roberts, explains how he’s using market momentum, and the practice of pruning some stocks before they wither on the vine. Subscribe to our Newsletter at https://realinvestmentadvice.com

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(5/19/20) Technically Speaking Tuesday (Full Show)

KSEV Fire–why we weren’t on the air; Market re-cap: buoyancy from more Fed liquidity, Moderna COVID vaccine trials; COVID vs Flu: How we behave; The Challenge of Balancing Risk: Where/When/Why markets surprise investors–at extreme highs/lows; What is the Risk if we DON’T get a recovery? Congressional spending bill: Operating in Constant Crisis-mode; No Budget, No …

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Where’d the Money Go? (5/18/20)

There’s no real desire to cut spending in Congress because spending tax dollars is what keeps members getting re-elected. RIA Advisors Chief Investment Strategist, Lance Roberts, details the architecture of the Fed’s tactics to transfer wealth under the guise of “saving” the economy–what it’s going to cost you–and a heads-up on proposed legislation that could …

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Stuck in the Middle (of a Range-bound Market) With You (5/18/20)

With a “great divide” between a near-Depression Economy and surging bulls in equity markets, both cannot be correct. RIA Advisors Chief Investment Strategist, Lance Roberts, expounds and explains. Subscribe to our Newsletter at https://realinvestmentadvice.com

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(5/18/20) Jerome Powell in 60-Minutes (or less…) (Full Show)

Preparing for Memorial Day–holiday from lock-down? Jerome Powell on 60-Minutes; Market recap & Negative GDP estimates; Rules for Re-Entry; Jerome Powell excerpt; Economic Recovery–what is Recession; JC Penny bankruptcy is what should happen; Jerome Powell–printing money digitally; Why the Fed Needs a Crisis; if we’re re-opening, the crisis is past; Why There’s No Desire to …

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The Great Reset Webinar Replay: 12 Smart Money Rules in an Economic Crisis

So you’re under-employed–now what? How to navigate a severance package; What you must know about bear markets; RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Certified Financial Planner, Danny Ratliff, CFP, with advise and strategies for the post-Covicalypse. To Subscribe to our Newsletter at https://realinvestmentadvice.com

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(5/15/20) Financial Fitness Friday (Full Show)

Back in the (pre-COVID) day; LA Closes indefinitely; Market performance defies logic amid record unemployment; no historic connections between pandemic and economic failure; The Effects of Quarantine: Families, Marriages, Businesses; Paradox of Thrift; Jerome Powell describes the unemployed: “Shadow;” Medicare Enrollment; Sunspots, Spring, and mosquitoes that look like Betty Grable; Managing Risk; Market analysis and …

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The Real Investment Show Best Clips from Week of 5/11/20

The worst jobs report since The Great Depression started the week, followed by our expose of BlackRock’s sweet cronyistic deal with the Fed, a primer on how the government lies to us about our cost of living, and an examination of the differences between responses to the financial crisis and COVID-19. Subscribe to our Newsletter …

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The Difference Between Financial Crisis & COVID-19 (5/14/20)

Did the Federal Reserve over-react to the Coronavirus Pandemic? RIA Advisors Chief Investment Strategist, Lance Roberts, w Portfolio Manager, Michael Lebowitz, CFA, compare scenarios, with some disconcerting conclusions. Subscribe to our Newsletter at https://realinvestmentadvice.com

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(5/14/20) The Fed and The Bond Market (Full Show)

Covid Traffic; Biggest Risk to Recovery is Secondary Infections; the Fed’s temporary fixes vs long-term solutions; Michael Lebowitz: The Bond Market is working better than Stocks; Did the Fed over-react to Covid? The Fed as ultimate arbiter of fixed rates vs free market; long term consequences; The Ides of May; heading into summer months; what …

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Economic Shutdown & CPI: How We Calculate Inflation (5/13/20)

Ever wonder why, when the Government issues its Cost of Living Index reports, it never seems to match what YOU’RE spending on stuff you buy? RIA Advisors Chief Investment Strategist, Lance Roberts, and Certified Financial Planner, Danny Ratliff, CFP, explain the shenanigans the Gov’t goes through to justify the numbers it wants you to see. …

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(5/13/20) The LA Shutdown (Full Show)

Los Angeles shut down another 90-days; Market Response; CPI Deflationary despite jump in grocery prices; Nancy Pelosi’s Trillion-dollar Giveaway (US Deficit/GDP now bigger than Greece’s); Great Reset Webinar tease: Retires & Under-employed; Pelosi spending is MMT in action; Economic Shutdown & CPI: How inflation affects retirees; CPI-W vs CPI-E explainer; How We Calculate Inflation; Real …

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BlackRock’s Sweet Deal (5/12/20)

Don’t think there’s anything cronyistic (that’s a word we just made-up) about the relationship between the Federal Reserve and the Wall Street financial guys? RIA Advisors Chief Investment Strategist, Lance Roberts, describes how the Fed has created a cozy little relationship for BlackRock to sit on…er, manage cash for the government at a healthy fee…virtually …

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