How Your Social Security is Taxed

2024-02-26

Retail investors have started chasing small-cap stocks in hopes of both a rate-cutting cycle by the Federal Reserve and avoiding a recession. Such would seem logical given that, historically, small capitalization companies tend to perform best during the early stages of an economic recovery. Since debt-driven government spending programs have a dismal history of providing the promised economic growth, disappointment over the next year is almost guaranteed.

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Articles mentioned in this report:
"Small Cap Stocks May Be At Risk According To NFIB Data:"
https://realinvestmentadvice.com/small-cap-stocks-may-be-at-risk-according-to-nfib-data/
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The latest

2024-02-20

There are "Dow Days" and "NSDQ Days;" CPI inflation is still transitory; emerging influence of presidential election on Congress’ ability to manage debt & spending, M-2 as % of GDP. There is little expectation for earnings growth this year. Markets remain in bullish trend, but a negative day today could trigger MCD Sell-signal. Time to reduce portfolio risk and wait until correction to put capital back to work. Instead of fearing market exuberance, understanding what drives it can provide you with insight and opportunity. look at Employment data and the frustration of college grads unable to find jobs. The Immigration connection to it all: Why we need (merit-based) immigration: Demography is destiny.

2:28 – Dow Days vs NSDQ Days: Correction Coming
13:43 – Understanding ll-time Highs

2024-02-15

The post-Valentine’s Day afterglow; Markets are not behaving like it’s February (typically a weaker month), so far. The NFIB Small Business Survey belies weaker conditions and negative sentiment; there is a correlation between the NFIB and Small Cap Index. Markets continue to do well, despite weaker economic activity; bonds showing promise; NVIDIA captures 3rd place in S&P 500, unseating Amazon & Google. Commentary on pending legislation to reclassify Homelessness as a Healthcare issue; economic data preview: Retail Sales could be weaker; PPI and weaker regional manufacturing reports; the impact of Government Debt is a drag on economic growth; the continuing effects of fiscal stimulus. The Components of CPI: Homeowners Equivalent Rent/Shelter vs PCU (what the Fed looks at); the flaws in

2024-02-14

(2/14/24) Financial advisors have significantly different perceptions of their clients’ retirement readiness than do the clients themselves, according to Allspring Global Investments’ annual retirement survey, released Tuesday.
While some two-thirds of retirees and near-retirees considered themselves ready for retirement, only 40% of advisors, who were included in the survey for the first time, said their clients were ready.

Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Register for our next Candid Coffee: "Five Money Habits of Unhappy Couples," Saturday, February 24, 2024:
https://streamyard.com/watch/xRDYWQQqdFaF
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Articles mentioned in this report:
"Divergences

2024-02-05

(2/5/24) Getting February underway with an "amazing" Employment Report (with seasonal adjustments!) Full Employment is trending downward; where did 4-million people go?? Interest Rate cuts have been pushed farther out in the year. Markets don’t care about economic reports’ details. Why Markets continue to do better: They’re focused only on the headline data. February is typically a weaker month: Will there be negative rates of return? A visit to Costco illustrates the bifurcated economy: The have’s vs the have-not’s. Almost all large-cap companies have reported Q4 earnings, and doing "well" (thanks to stock buy-backs). Lowered earnings per share estimates have resulted in higher "beat rates," but no one cares. Why stocks are popular hedges for retirees (with charts: See link below for

2023-11-20

(11/20/23) A look at the highest-grossing horror films of all time, and holiday week markets: July’s market exuberance was followed by a predicted decline into October, which was entirely normal for any given year. Now markets are over bought, and another pullback is imminent, likely between now and next week. Meanwihle, with many traders on holiday, silly season has descended upon Wall street. Portfolio managers will be rebalancing for end-of-year reporting and distributions. How will 2024 fare? Consumer Spending will be the driver. Automobiles & airfares are cheaper than one year ago; can these help create an "updraft" for the economy? There’s no slowdown in activity…yet. Coming will be holiday retails sales & Black Friday; the Roberts’ Christmas Wish Lists. Market preview; Gold

2023-11-17

(11/24/23)Withdrawal Rates & Recency Bias: Why Dave Ramsey is wrong about withdrawal rates. MorningStar: Dealing with higher fixed-income rates: not here to stay. Why the 4% Withdrawal Rate is back…for now. Sequence of Returns & Guaranteed Income when the withdrawal rate is not constant.
NOTE: This presentation includes video originally lost due to technical issues on the day the show was originally streamed.
0:00 – Teaser
1:03 – Withdrawal rates & Recency Bias: Ramsey is Wrong
7:43 – That part you may have missed…
12:20 – Sequence of Returns Risks & Guaranteed Income

Hosted by RIA Advisors’ Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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These segments are excerpted from a

2023-11-09

(11/9/23) Markets continue their winning ways, elongating a string of positive closes; Fed Chair Jerome Powell is slated to speak today: What effect will his words have on Bonds? Why do the debt and deficits matter so much now? (Keep in mind the narrative…) Have financial conditions eased or reversed? What will the Fed do next? Meanwhile, Markets to test resistance at 100-DMA. How Robinhood lost its luster, and why there should be commissions on all trades (nothing is free). Meanwhile, DraftKings has kept up: What’s the difference between gambling on sports vs stocks? Did Robinhood user ever really know what they were doing? The mistake of assigning value to stock price. The Fed’s ‘Wait & See’ approach will be further revealed in Jerome Powell’s speech today. Changing the face of