Category Archive: 9a.) Real Investment Advice

Filter archive by: Show All Show only Articles Show only Videos

Three Paths Ahead for the Fed

2023-01-06

by

(1/9/23) The Fed's trajectory, and the difference between pausing rate hikes and dropping rates. a brief history of rate hikes and rate cuts. How markets can surprise despite headwinds; looking for more market volatility this year. "Prepare for the worst, hope for the best; what happens will be somewhere in between." The 2023 Word of the Year may be, "Audible;" be prepared with multiple play options. (NOTE: This is an edited...

Read More »

The 2023 Word of the Year

2023-01-05

by

(1/5/23) The Santa Rally was tardy and tawdry, and markets must make a decision soon whether to move higher or lower; what will the Fed do next? What the MACD is telling us: Take care to be more risk-averse. Is there opportunity for profits in Gold? Market headwinds this year will come from the Fed. The Roberts' Vacation: Being an A-list'er at Red Robin; parsing the latest Fed meeting minutes: How will the Fed lower stock prices without panicking...

Read More »

Setting Expectations for 2023 | Before the Bell

2023-01-04

by

(1/4/23) Welcome to 2023 and a new format for our pre-market reports! A popular market axiom states, 'as go the first five days of January, so goes the rest of the year.' There was no Santa Claus Rally during the last five trading days of 2022, and the first trading day of January didn't go so well, either. Market lows were set back in October, and we said then to look for a tradable rally. We cautioned against volatility during the first two weeks...

Read More »

Rough Start to the New Year? (1/4/23): Market Analysis & Personal Finance commentary from RIA Adv…

2023-01-04

by

#Markets #Money #Investment_Advice

Read More »

Financial Resolutions that Actually Stick

2023-01-03

by

(1/3/23) The watchword for 2023: "Muck." Predictions for the markets: A tough year ahead; making financial resolutions: What can you control in your household? There will be new taxes this year. Where have all the go-getters gone? Act your wage; not finding worth in work. some families can collect six-figure incomes by staying home; waking up early & making your bed; setting up an emergency fund; Secure Act 2-0: Incentivizing savings;...

Read More »

YouTube 2022 Christmas Vacation Trailer

2022-12-21

by

We're taking a break. Back on January 3, 2023!

Read More »

Will Santa Bring Cheer or Coal?| 3:00 on Markets & Money

2022-12-20

by

(12/20/22) Markets broke well-through the 50-DMA Monday as the selloff continued, moderated by a little buying action at the end of the day. The next level of support is around 3700; isn't this supposed to be the two weeks that Santa Claus makes his appearance on Broad at Wall with an end of the year rally? So far, St. Nick is St. Absent. With MACD- and money flow indicator Sell-signals still in place, that suggests lower prices yet to come. The...

Read More »

The Problem with Artificial Rates

2022-12-20

by

(12/20/22) Where is Santa Claus this year? Japan tinkers with yield controls; the truth about "lowered" deficits; the Japanification of America: 2023 may be a tough year. Merry freaking Christmas, and you'd better like it! Japan tinkers with yield curve control: The problem with artificial interest rates and impact on rate/risk dynamic; Modern Monetary Theory fizzles; the grand idea of issuing more debt = inflation; the gap between BLS...

Read More »

Is Elon Musk Serious About Quitting?

2022-12-19

by

(12/19/22) Twitter CEO Elon Musk polled his peeps over the weekend as to whether he should stay or go. Larger group says buh-bye; so who's next? Market Commentary: Light trading ahead this week; SBF opts for extradition from The Bahamas to US; the problem with prison. Dealing with bad behavior, Harry & Megan. Pre-market commentary: Can we just get this year over with? 2023 will be dealing with consequences of 2022's rate hikes.

Read More »

Tackling Financial Ghosts of Christmas Past

2022-12-17

by

(12/16/22) The origins of Elf on a Shelf; How American's really feel about the economy, and why we're spending less this Christmas; tougher times are coming in 2023. Picking Priorities and Pet Financing; No, no, no, Janet Yellen! It's the government's fault. Austerity be damned. Opportunities for Fixed Income in 2023.

Read More »

Picking Priorities in 2023

2022-12-16

by

(12/30/22) Picking Priorities and Pet Financing; No, no, no, Janet Yellen! It's the government's fault. Austerity be damned. Opportunities for Fixed Income in 2023. The Battle Between the White House and the Fed in 2023: Jerome Powell will be thee scapegoat.

Read More »

Raising Fiscally Intuitive Kids

2022-12-16

by

(12/23/22) RIA Debt to Income Ratio Rules for 2023; Variable & Fixed Expenses; Money Talk at Christmas; It's just as good to Give as to Get; raising fiscally intuitive kids; Christmas songs we hate to hear.

Read More »

Jerome Powell Releases the Krackens | 3:00 on Markets & Money

2022-12-15

by

(12/15/22) Fed Reserve CHairman Jerome Powell left no room for misunderstand the FOMC's decidedly hawkish position, raising interest rates another 50-basis points, and promising more to come. Absent the possibility of pivoting, markets responded by selling-off, but holding the 20-DMA. The realization that the Fed is intent on creating higher unemployment and pain in the economy in order to quell inflation brings a new challenge to the 100-DMA....

Read More »

Is Recession Unavoidable in 2023?

2022-12-15

by

(12/15/22) Fed Chair Jerome Powell was "a tad-bit more" hawkish at yesterday's FOMC Presser, announcing another 50-bp rate hike, with more to come in 2023, and no rate cuts possibly until 2024. Markets responded with a mixture of performance. Will Santa skip Broad & Wall this year? Will there be recession next year? A first-peek at Consumer Health comes from today's releases of data on manufacturing, retail sales, jobless claims,...

Read More »

Will You Be Jobless in the New Year?

2022-12-14

by

(12/28/22) Looking ahead at 2023 economy; four things to do if you lose your job; Cash is NOT trash; rolling over your 401k; the Financial Security cushion; where to cut the fat, and why you should delay taking SS as long as possible. 0:00 - The 2023 Economy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch the full show from...

Read More »

How Hawkish will the Fed Be This Time? | 3:00 on Markets & Money

2022-12-14

by

(12/14/22) The latest Fed policy will be revealed this afternoon, along with a half-basis point hike in interest rates. It will be in the follow-up press conference that Fed Chairman Jerome Powell lays out his vision for what is to come. Markets meandered yesterday with the realization that inflation IS coming down, but at 7.1%, the Fed is not going to come off its rate hike campaign. All of the previous increases, and the ones to come, have still...

Read More »

Four Things To Do if You Lose Your Job in 2023

2022-12-14

by

(12/14/22) Inflation check-in a little weaker than expected, but CPI is still at 7.1% year over year. Markets sold off in response, but managed to stay positive. Attention today turns to the Fed's post-meeting presser at which time Chairman Powell will elaborate on future plans for interest rates; no pivot, but maybe a pause? Two weeks of bliss between now and EOY. How Hawkish will the Fed be? Fallout from the FTX scandal: How excess liquidity...

Read More »

The Sad Saga of Sam Bankman-Fried

2022-12-13

by

(12/27/22) Sam Bankman-Fried arrested in Bahamas; the saga of FTX & future of crypto. Possible sentencing for SBF; who will be the next FTX to fail? Real people lost real money, and it was all they had. A review of SEC charges against SBF; civil liability + Federal criminal liability; a brief history of the SEC and regulation likely to come. 0:00 -The Saga of Sam Brinkman-Fried & FTX SEG-4: SEC vs SBF & FTX & History of SEC...

Read More »

CPI: Hot or Not? | 3:00 on Markets & Money

2022-12-13

by

(12/13/22) The much-anticipated CPI report for November clocked-in at 7.1%, a cooler-than-expected .1% vs. at .3% expected rate, and year-over -year CPI is 6.0%, also less than expected. [NOTE: This report was recorded prior to this morning's CPI release.] Monday's markets rallied just slightly above the 200-DMA, holding firm above the important 100-DM, trading sideways for the past month. The softer-than-expected CPI could provide lift in the...

Read More »

The Sad Saga of FTX & Sam Bankman-Fried

2022-12-13

by

(12/13/22) It's "CPI Tuesay" [an this show was aire BEFORE toay's CPI release]. Expectations are for weaker numbers, which woul spike markets at the open, which the Fe woul hate. The Fe meeting commence toay--an they alreay know what the CPI number is. What happens when the reality of this year's rate hikes hit next year? Christmas shopping for Mrs. Roberts is always a challenge. PPI was hot; will CPI follow suit? What happens if......

Read More »