Category Archive: 9a.) Real Investment Advice

Filter archive by: Show All Show only Articles Show only Videos

Tackling Financial Ghosts of Christmas Past

2022-12-17

by

(12/16/22) The origins of Elf on a Shelf; How American's really feel about the economy, and why we're spending less this Christmas; tougher times are coming in 2023. Picking Priorities and Pet Financing; No, no, no, Janet Yellen! It's the government's fault. Austerity be damned. Opportunities for Fixed Income in 2023.

Read More »

Picking Priorities in 2023

2022-12-16

by

(12/30/22) Picking Priorities and Pet Financing; No, no, no, Janet Yellen! It's the government's fault. Austerity be damned. Opportunities for Fixed Income in 2023. The Battle Between the White House and the Fed in 2023: Jerome Powell will be thee scapegoat.

Read More »

Raising Fiscally Intuitive Kids

2022-12-16

by

(12/23/22) RIA Debt to Income Ratio Rules for 2023; Variable & Fixed Expenses; Money Talk at Christmas; It's just as good to Give as to Get; raising fiscally intuitive kids; Christmas songs we hate to hear.

Read More »

Jerome Powell Releases the Krackens | 3:00 on Markets & Money

2022-12-15

by

(12/15/22) Fed Reserve CHairman Jerome Powell left no room for misunderstand the FOMC's decidedly hawkish position, raising interest rates another 50-basis points, and promising more to come. Absent the possibility of pivoting, markets responded by selling-off, but holding the 20-DMA. The realization that the Fed is intent on creating higher unemployment and pain in the economy in order to quell inflation brings a new challenge to the 100-DMA....

Read More »

Is Recession Unavoidable in 2023?

2022-12-15

by

(12/15/22) Fed Chair Jerome Powell was "a tad-bit more" hawkish at yesterday's FOMC Presser, announcing another 50-bp rate hike, with more to come in 2023, and no rate cuts possibly until 2024. Markets responded with a mixture of performance. Will Santa skip Broad & Wall this year? Will there be recession next year? A first-peek at Consumer Health comes from today's releases of data on manufacturing, retail sales, jobless claims,...

Read More »

Will You Be Jobless in the New Year?

2022-12-14

by

(12/28/22) Looking ahead at 2023 economy; four things to do if you lose your job; Cash is NOT trash; rolling over your 401k; the Financial Security cushion; where to cut the fat, and why you should delay taking SS as long as possible. 0:00 - The 2023 Economy Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch the full show from...

Read More »

How Hawkish will the Fed Be This Time? | 3:00 on Markets & Money

2022-12-14

by

(12/14/22) The latest Fed policy will be revealed this afternoon, along with a half-basis point hike in interest rates. It will be in the follow-up press conference that Fed Chairman Jerome Powell lays out his vision for what is to come. Markets meandered yesterday with the realization that inflation IS coming down, but at 7.1%, the Fed is not going to come off its rate hike campaign. All of the previous increases, and the ones to come, have still...

Read More »

Four Things To Do if You Lose Your Job in 2023

2022-12-14

by

(12/14/22) Inflation check-in a little weaker than expected, but CPI is still at 7.1% year over year. Markets sold off in response, but managed to stay positive. Attention today turns to the Fed's post-meeting presser at which time Chairman Powell will elaborate on future plans for interest rates; no pivot, but maybe a pause? Two weeks of bliss between now and EOY. How Hawkish will the Fed be? Fallout from the FTX scandal: How excess liquidity...

Read More »

The Sad Saga of Sam Bankman-Fried

2022-12-13

by

(12/27/22) Sam Bankman-Fried arrested in Bahamas; the saga of FTX & future of crypto. Possible sentencing for SBF; who will be the next FTX to fail? Real people lost real money, and it was all they had. A review of SEC charges against SBF; civil liability + Federal criminal liability; a brief history of the SEC and regulation likely to come. 0:00 -The Saga of Sam Brinkman-Fried & FTX SEG-4: SEC vs SBF & FTX & History of SEC...

Read More »

CPI: Hot or Not? | 3:00 on Markets & Money

2022-12-13

by

(12/13/22) The much-anticipated CPI report for November clocked-in at 7.1%, a cooler-than-expected .1% vs. at .3% expected rate, and year-over -year CPI is 6.0%, also less than expected. [NOTE: This report was recorded prior to this morning's CPI release.] Monday's markets rallied just slightly above the 200-DMA, holding firm above the important 100-DM, trading sideways for the past month. The softer-than-expected CPI could provide lift in the...

Read More »

The Sad Saga of FTX & Sam Bankman-Fried

2022-12-13

by

(12/13/22) It's "CPI Tuesay" [an this show was aire BEFORE toay's CPI release]. Expectations are for weaker numbers, which woul spike markets at the open, which the Fe woul hate. The Fe meeting commence toay--an they alreay know what the CPI number is. What happens when the reality of this year's rate hikes hit next year? Christmas shopping for Mrs. Roberts is always a challenge. PPI was hot; will CPI follow suit? What happens if......

Read More »

Why Wall Street’s Predictions are…Frivolous

2022-12-12

by

(12/26/22) Wall St.'s preictions are a frivolous attempt; Golman S&P target of 5,000 i not happen. What happens in an earnings recession? Valuations are not a goo market timing tool. Hoste by RIA Avisors Chief Investment Strategist Lance Roberts, CIO Prouce by Brent Clanton, Executive Proucer -------- Watch the full show from which this segment is taken on our YouTube channel:...

Read More »

Inflation Hits the Twelve Days of Christmas

2022-12-12

by

(12/21/22) Inflation in The 12-ays of Christmas = $45,523, up 10-1/2%. Househol inflation is much higher than CPI. Why is there such a isconnect? Price Inflation/Shrinkflation; why prices may not come own as rapily (or as much) as Inflation recees. You'll never see sub-$2-oil again. Hoste by RIA Avisors Chief Investment Strategist Lance Roberts, CIO Prouce by Brent Clanton, Executive Proucer -------- Watch the full show from which this segment...

Read More »

Will Upside Pricing Be Limited?| 3:00 on Markets & Money

2022-12-12

by

(12/12/22) Remember the Big Short Squeeze we predicted way back in September? Negative sentiment and extra off-side positioning by investors was what was needed for the markets, and that has all played out as we thought. However, concern over the level of "overboughteness" in the rally, and proximity of triggering a MACD sell signal, have primed investors for profit-taking and risk reduction. What has been needed in December was sloppy...

Read More »

The Fed’s “Controlled Demolition” of the Economy

2022-12-12

by

(12/12/22) What will CPI say? comparing the end of November to the end of December; CPI movement. FOMC meeting on Wednesday; emails asking about getting in to 10-Yr Treasuries; you've missed that boat. Looking ahead to CPI and inflation in The 12-days of Christmas = $45,523, up 10-1/2%. household inflation is much higher than CPI. Why is there such a disconnect? Price Inflation/Shrinkflation; why prices may not come down as rapidly (or as much) as...

Read More »

The Problem with Private REIT’s

2022-12-08

by

(12/8/22) The problem with Private REIT's: Things are great until they aren't; what happens when investment funds "gate" distributions: You can't get your money out. Blackstone investors want their money back, thanks to falling real estate prices & contagion. Blackstone is another domino in a string with FTX and UK pension funds as the Fed pulls liquidity from markets. Could Blackston trigger a Fed pivot? The Greed Cycle: Too much...

Read More »

Is It Too Late to Buy Bonds?| 3:00 on Markets & Money

2022-12-08

by

(12/8/22) Getting lots of emails inquiring whether now is a good time to buy bonds, and this is not surprising, given bonds' terrific rally over the past few weeks. Bonds are now more than two standard deviations above their 50-DMA, with an extremely over-bought MACD signal. We believe there is still a little more upside in the Bond ETF, TLT, to about 114. The further the market gets about the 50-DMA, the more difficult it will be for prices to...

Read More »

Could Blackstone Trigger a Fed Pivot?

2022-12-08

by

(12/8/22) Will the Fed provide clarification of future plans at next week's meeting? There's still downside risk to markets; could Santa Claus skip Broad & Wall this year? Markets need to hold upward trend; Bonds' miserable year...until now. The Double-dog Dare: Evaluating investment opportunities; the problem with private investments is liquidity. Is the risk worth the return? The problem with Private REIT's: Things are great until they...

Read More »

Three Ideas to Tackle Financial Ghosts.

2022-12-08

by

2022-12-08

Is money distress part of your life? Do the dollars & cents of poor decisions past sneak up on you and rattle around your house like chains? What if I could provide three ideas to tackle 2022’s financial ghosts and put them at rest for good?

Read More »

Christmas Shopping Tips & Year-end Planning

2022-12-07

by

(12/22/22) The Fed is now turning its attention to Financial Conditions as its campaign of rabid rate hikes continues unabated. Caution is the watch word for investors heading into the end of the year. A review of December Market history; why we've been reducing risk and taking profits; why we navigate the markets, not "time" the markets. Layoffs are coming after Christmas. A review of our market investing strategies going into the New...

Read More »