How to Use Market Rally to Reduce Risk | 3:00 on Markets & Money

2022-04-12

(4/12/22) The recent surge in interest rates must be viewed in context: This IS one of the largest draw downs in Bond prices–and rate hikes–in quite some time. But rates are only back where they were in 2019–pre-Pandemic shutdown: Houses were selling (there was a "shortage") and consumers were spending. Post-pandemic, home buyers are "being shut out" because of current rates (at the same 2019 levels); what’s the difference? Rising rates are affecting higher debt loans than we had in 2019. Higher interest rates have two impacts on consumers: They cannot buy more stuff, and so contract spending, leading to slower economic growth; and consumers note that higher rates have eventually come back down, thus delaying purchases until rates are lower. Waiting to make consumption also leads to

2022-03-30

York Peppermint Patties & Coffee Prices, and the market rally continues, courtesy of a feigned pullback by Russia in Ukraine; why rallies like this only occur in bear markets. The Wisdom of Weddings on Birthdates (and other holidays); What happens after this rally?

2022-03-24

(3/24/22) Markets’ recent rally providing nice relief; bullish appetite for stocks remains, despite Ukraine, Interest rates, and inflation concerns. What happens when the Fed "prints" money; at what point will the Fed have gone too far? Life w The oberts’; why ecessions aren’t a bad thing; gasoline rebates are financial lunacy. Implications and consequences of 3% interest rates; how debt allows excessive lifestyles; Gov’t. not allowing economic cycle to function normally. Why Energy Co’s. are in a no-win situation.

1:33 – Markets to ally Out of March; No guarantees for Q-2
13:03 – At What Point Does the Fed Go Too Far?
[This segment was rudely interrupted by a technical failure with YouTube.
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2022-03-23

(3/23/22) Lance’s mystery Peppermint Patty source; investor sentiment remains negative, but there are technically constructive signs providing portfolio relief; concerns over geopolitics, energy, and food shortages are valid, but they’re driving emotional responses by investors. Yield Curves and the story Bonds are telling; the impact of higher rates on pensions; you could be working for free; the reality of retirement now; the consequences of poor financial education & importance of delayed gratification.

1:49 – Peppermint Patties & Signs We’re Near a Short-term Bottom
13:06 – Who’s Afraid of Yield Curves?
29:05 – How You’re Losing Money in Retirement
43:13 – The Reality of Retirement Now
Hosted by RIA Advisors’ Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor Danny