by Lance Roberts
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| Most retirement plans focus on savings and returns—but that’s not what truly puts retirement at risk. Richard Rosso, Sarah Buenger, & Jonathan McCarty commiserate on the annual chore of paying taxes...but, provide helpful guidance in planning so that your tax bite might be lessened. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Sarah Buenger, CFP, and Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:20 - If Rich & Sarah Were on Gilligan's Island 1:05 - The Fine Line Between Tax Prep & Tax Advice 4:32 - More Extensions Does Not Mean Paying Later 6:48 - The Rothification of America 9:02 - Tax Planning & Year-round Engagement 10:46 - Importance of Being Tax-flexible 13:15 - Beware the Dreaded Tax Torpedo 16:10 - The Taxes Chainsaw Massacre 23:09 - Easter Candy Inflation ------ Register for our next Candid Coffee, 4/18/26: https://streamyard.com/watch/qBfU28XDus8N ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #RetirementRisks #FinancialPlanning #WealthManagement #Taxes #FinancialPlanning #Retirement #TaxPlanning |
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3-4-26 Q & A Wednesday: Ask Us Anything
2026-03-04
Are you watching the market and wondering what’s really going on?
Lance Roberts & Danny Ratliff dive straight into YOUR questions — pulled live from the chat — covering the stock market outlook, what sectors to watch, and how investors should be positioning right now.
No fluff, no filler — just real talk about where the market’s heading and what it means for YOUR portfolio.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
0:00 – INTRO
1:04 – Iran Air Force & War Impact on Oil
5:21 – This is a Good Time to Wait and See
10:51 – Two Moms on Money?
11:44 – Where will DXY go amid current conflict?
13:03 – Managing Risk in Chinese Tech Stocks
17:58 – Relative Risks of
2-26-26 Software Stocks: Steal or Zero
2026-02-26
Is AI killing software stocks — or creating the buying opportunity of the decade?
Lance Roberts & Michael Lebowitz review: Since peaking in September 2025, the software ETF (IGV) has crashed 30% while semiconductors (SMH) surged 30% and broad tech stayed flat. The market is pricing in a "SaaSpocalypse" — the idea that generative AI will make traditional SaaS companies obsolete. But is that narrative right?
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
Rate us on Google: https://bit.ly/4b9JtEo
0:00 – INTRO
0:49 – National Chili Day & Demise of Whataburger
3:04 – Nvidia & SalesForce Report
7:25 – Markets Are "Stable"
12:17 – Blizzards & Chili
13:21 – The Incredible
1–9-26 Why This QE Won’t Send Stocks “To the Moon”
2026-01-09
This QE is not the kind that launches stocks into a runaway bull market.
In this Short video, Michael Lebowitz and I discuss why today’s liquidity injections are far smaller than past cycles and why headline charts are overstating their impact.
📺Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
1-8-26 2026 Market Forecasts: Why Wall Street Gets It Wrong
2026-01-08
Lance Roberts & Michael Lebowitz explain why year-ahead market forecasts are largely an exercise in false precision. Instead of offering a price target with zero confidence, we walk through the key forces that are likely to shape markets in 2026—including stretched valuations, liquidity injections disguised as “reserve management,” the Federal Reserve leadership transition, midterm elections, fiscal uncertainty, AI-driven capital spending, tariffs, geopolitics, and rising sovereign debt risks.
We also examine historical market behavior to provide perspective on drawdowns, winning streaks, and why valuations are a poor short-term timing tool but an excellent long-term risk signal. Finally, we discuss why flexibility, discipline, and risk management matter far more than guessing an index
Fed Challenges: Bill Dudley’s Take On 2026
2026-01-08
Bill Dudley, a respected economist and President of the New York Fed during the Financial Crisis, penned a Bloomberg editorial outlining six challenges facing the Fed in 2026. Given his deep background in economics and intimate knowledge of the Fed, it’s worth providing a brief summary of his views. Independence is at the top of …
11-19-25 Pension or Lump Sum – What’s the Smarter Move?
2025-11-19
Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now.
Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call.
0:00 – INTRO
0:1 – Why Nvidia Matters
2:53 – Yes, Virginia, Draw Downs Happen
:50 – 2026 Economic Summit Preview
10:3 – It’s Just a 3% Pullback
11-18-24 The Simple Rule That Keeps You On The Right Side Of The Market
2025-11-18
$SPX / $SPY just broke below its 50-day moving average, making the next support levels crucial.
In this short video, I show how to read these trend shifts so you know when to stay invested and when the weakening momentum may call for trimming exposure.
📺Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
Full Market Cycles: Half Bull and Half Bear
2025-11-17
Last week, we discussed the importance of “math” as it relates to valuations and noted the importance of understanding “full market cycles.” To wit: “The math on forward return expectations, given current valuation levels, does not hold up. The assumption that valuations can fall without the price of the markets being negatively impacted is also grossly flawed. …
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