by Lance Roberts
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| Retirement income planning isn’t just about withdrawal rates, portfolio construction, or tax strategies. For many retirees, the hardest part of retirement is psychological, not mathematical. RIchard Rosso & Jonathan McCarty explore the psychology behind retirement spending decisions, including why retirees frequently leave large amounts of wealth unused and how behavioral finance shapes income planning. #RetirementPlanning #RetirementIncome #BehavioralFinance #FinancialPlanning #InvestorPsychology |
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2-25-26 The Truth Behind Brazil’s 12% Yield
2026-02-25
A 12% yield is not a gift — it’s a warning sign.
This is the classic mistake of chasing yield. If something pays dramatically more than the risk-free rate (the U.S. Treasury), it’s compensating you for meaningful uncertainty: credit risk, default risk, currency volatility, and geopolitical instability.
In this short video, Lance Roberts & Danny Ratliff break down whether Brazilian treasuries yielding over 12% are actually worth buying, the difference between ETFs and individual bonds, and the real risks hiding behind that headline number.
$EWZ $BRAZ $ILF
📺Full episode:
Catch Lance daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
Mag 7 Debt & Declining Free Cash Flow: Worrisome Or Not?
2026-02-23
We have read a few articles expressing concern that the free cash flow for many of the Magnificent (Mag) 7 companies that are heavily involved in AI development and/or data center construction has leveled off. Furthermore, the hyperscalers, including Amazon, Microsoft, Google, and Oracle, issued over $120 billion in debt last year. Additionally, Google just …
1-6-26 Financial Nihilism vs. Financial Planning
2026-01-06
More investors—especially Millennials and Gen Z—are treating markets like a casino. Not because they’re reckless, but because the traditional path to financial security feels broken.
Lance Roberts & Jonathan Penn break down Financial Nihilism vs. Financial Planning: why speculative behavior is rising, and what still works when confidence in long-term investing erodes. Options trading, crypto, meme assets, and betting apps offer fast outcomes in a world where housing is expensive, debt is high, and patience feels unrewarded.
0:00 – INTRO
0:19 – ISM Index Weaker than Expected
4:25 – Market Breadth Improves
8:51 – Two Dads on Money Holiday Recap
10:43 – What is ‘Financial Nihilism’?
15:10 – The Path to "Getting Rich"
17:04 – What Capitalism is Built For
17:54 – Baby Boomer’s,
Market Outlook For 2026
2026-01-03
🔎 At a Glance 💬 Don’t Miss Our Upcoming “Live & In Person” Summit Our 2026 Summit is a limited-seating event, so secure your tickets now before they sell out. Topics Include: I look forward to seeing you there. 🏛️ Market Brief – Strong Year-End Returns Lead to Bullish Market Outlooks Let’s start this week …
The Bearish Bond Narrative Fades
2025-11-14
Not that long ago, bond yields were rising as concerns over deficits, inflation, and a series of bad Treasury auctions were paraded through the media. We bring this to your attention as the Ten-year Treasury auction on Wednesday was on the weaker side, yet the bond market reaction was minimal. Additionally, government deficits are just …
11-13-25 QE Is Coming: Why Fed Liquidity Now Runs the Entire Market
2025-11-13
The scent of QE is back.
With overnight funding markets flashing early stress and NY Fed President John Williams hinting at “gradual asset purchases,” it’s clear: the liquidity cycle is turning again.
But the real question is why markets have become so dependent on the Fed in the first place.
Lance Roberts & Michael Lebowitz break down how the 2008 financial crisis fundamentally rewired market plumbing, sidelined private liquidity providers, and turned the Federal Reserve into the primary—and often the only—source of liquidity in the financial system.
0:00 – INTRO
0:20 – Government Shutdown Concludes – Deluge of Data to Follow
3:04 – Dow 48,000
9:43 – Will the Fed Cut Rates?
13:21 – Why the Rush to Cut Rates?
17:14 – What’s Causing Turmoil at the Fed?
20:42 – What Changed w Bank
9/22/25 Stock Market Outlook: Bullish or Bearish?
2025-09-22
Are markets set to keep climbing, or are we staring down the next pullback? Lance Roberts breaks down the bullish vs. bearish case for stocks, exploring what could fuel the rally—and what risks could trip it up.
From the Federal Reserve’s latest moves, to earnings trends, market breadth, and money flows, we’ll cover the key factors driving sentiment. Whether you lean bullish or bearish, this analysis will help you understand the forces shaping today’s market.
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#StockMarketOutlook #BullishVsBearish #MarketVolatility #Investing2025 #FinancialMarkets
9/17/25 Big Day: Fed Day
2025-09-17
It’s Fed Day – the most anticipated event for markets this month. The Federal Reserve’s rate decision and Jerome Powell’s press conference could shape the direction for stocks, bonds, and the economy heading into year-end.
Lance Roberts & Danny Ratliff break down:
• What the Fed is likely to announce today
• The impact on interest rates, inflation, and growth
• How markets ($SPY, $QQQ, bonds, gold) typically react to Fed decisions
• Why risk management matters as volatility rises around policy changes
Stay tuned for clear insights on how today’s FOMC meeting could set the tone for investors into Q4.
📌 Subscribe for more daily market commentary and investing insights: https://www.youtube.com/c/TheRealInvestmentShow
0:18 – The Great Asset ChaseSEG-1b: Market Movement Muted
3:13 – The
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