by Lance Roberts
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| Retirement income planning isn’t just about withdrawal rates, portfolio construction, or tax strategies. For many retirees, the hardest part of retirement is psychological, not mathematical. RIchard Rosso & Jonathan McCarty explore the psychology behind retirement spending decisions, including why retirees frequently leave large amounts of wealth unused and how behavioral finance shapes income planning. #RetirementPlanning #RetirementIncome #BehavioralFinance #FinancialPlanning #InvestorPsychology |
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Mainstream Expectations: Hope Vs. Potential Risk
2026-01-30
Mainstream expectations, those from Wall Street, economists, and corporate strategists, have congealed around a bullish economic outlook for 2026. Most forecasts project stronger economic growth, with contained inflation, and continued investment in technology and capital expenditure. As such, many institutional investors interpret this as a year of opportunity for markets and corporate earnings.That was a …
The Reflation Narrative Stumbles Out Of The Gate
2026-01-26
With a 4.4% increase in economic growth in the third quarter and expectations that it could be higher in the fourth quarter, the so-called reflation narrative appears primed to dash out of the gates in 2026 at its current strong pace. The problem with assuming the reflation narrative will hold in 2026 is that it …
Is Japan In A Death Spiral?: A Contrarian Take
2025-12-09
A day doesn’t seem to go by without a market pundit asserting that Japan is in a monetary and fiscal death spiral. It’s easy to come to such a conclusion given: Based on those stats and others, it’s easy to see why many think it’s only a matter of time before Japan’s economic system collapses. …
12-4-25 Why Markets Are Nervous About a New Fed Chair
2025-12-04
Markets are reacting to the rising odds of Kevin Hassett becoming the next Fed Chair. His pro-growth, lower-rate stance raises concerns that inflation might not get enough attention.
In this short video, Michael Lebowitz & Lance Roberts discuss why investors worry about inflation being underweighted and why one chair’s vote still doesn’t decide Fed policy.
📺Full episode: -iyGgj0
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
10-20-25 The Illusion Of Zero Risk: When Volatility Returns, This Market Will Break
2025-10-20
Years of easy money trained investors to believe markets have no risk. Buying every dip still works because volatility is low, but this illusion of safety won’t last.
In this Short video, I argue that when volatility returns, this “zero-risk” market will break.
Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
10-22-25 Teaching Kids About Money – Lessons From Investing’s Biggest Mistakes
2025-10-17
How do we raise the next generation to be financially wise in a world obsessed with “getting rich quick”?
Lance Roberts and financial writer Benjamin Gran discuss teaching children about money, work, and investing.
#FinancialEducation #TeachingKidsAboutMoney #InvestingWisely #FinancialLiteracy #MoneyLessons
Liquidity Warning: SOFR Raises The Red Flag
2025-10-17
In our Daily Commentary from October 9th, we alerted readers to the fact that the Fed’s Overnight Repurchase Program was warning that the financial system was running out of a reliable store of excess liquidity. While not a concern, as we share in our quote below, it was worth monitoring. Said differently, after years of …
10-14-25 Annuities: Good, Bad, & Ugly
2025-10-14
Are annuities the safe retirement solution they’re sold as — or a financial trap in disguise?
Lance Roberts & Jonathan Penn unpack the good, the bad, and the ugly sides of annuities.
10:03 – Kitchen Sets & Intramural Flag Football
14:52 – Annuities – Good, Bad, & Ugly
18:08 – What is an Annuity?
20:16 – Different Flavors of Annuities
22:07 – The Ugly Truth About Early Surrender Fees
27:29 – Why Might You Need an Annuity?
31:20 – Three Reasons You’d Need an Annuity
34:36 – Annuities Should Be Planned, not Sold
38:14 – Why Buy an Annuity Instead of Investing in the Market?
41:00 – One More Reason…
43:25 – Are There Inflation-adjusted Annuities?
47:05 – Are Annuities Divorce-proof?
48:59 – Lance’s Marriage Advice
49:52 – Tax Deferral Options
51:59 – More Marriage Advice – His & Her
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