Happy Earth Day!

2026-03-26

There are five major forces that together, operate in a big cycle:

– Financial force – money, debts, markets, economy
– Domestic political force – internal order and disorder, wealth gaps, and conflict between the left and the right
– International world order force – great power conflicts as rising power challenges
– Humans’ inventiveness force– Advances in technology
– Acts of nature force – droughts, floods, and pandemics

We can use these forces to understand the reality that we are now living out, and to understand the risks of where we are headed. @allin

#principles #bigcycle #fiveforces

2026-01-29

I’ve learned that culture isn’t something you write down—it’s something that emerges from how people actually behave.

The incentives you create, the feedback you allow, and the principles you enforce will determine whether an organization learns and evolves or repeats the same mistakes. If you want better outcomes, start by designing a culture that’s aligned with reality.

2026-01-28

The income and wealth gap in the US are the highest they’ve been in almost 100 years. It’s something that need to be addressed before it creates even more extreme internal conflicts.

However, I worry about the practical impacts of wealth taxes on the economic system. And that’s because there’s a difference between wealth and money.

It’s all about the mechanics. Bubbles burst when there’s a need for money to generate cash flow. Wealth taxes would create a situation where people who are wealthy on paper need to sell assets to cover their liabilities. And that can quickly create a dynamic that leads to a broader issue.

It’s something to watch in the coming years.

#wealthtaxes #wef26

2026-01-14

Here are timeless and universal truths. Knowing your principles gives you great power. What are your principles?

#principles #raydalio #mentor #geopolitics

2025-12-15

Developing an AI version of myself wasn’t easy. I’m very lucky because I wrote down thousands of principles that outline my thinking and values, so there’s a lot of content to use for training.

But it’s also important to curate it well. I spend hours each day looking at the answers it’s giving and asking myself it that’s what I would say, in the way I would say it. Through that work, the technology gets better and better over time.

If you want to see what the technology looks like today, you can find it at the link here: https://bit.ly/4a54Si9

2025-12-12

When it comes to understanding markets, you need to step back and see the bigger picture. That’s why it’s so important to have a #gameplan for investing and long-term financial investments.

#raydalio #principles #politics #economics

2025-11-21

The most important thing is that you have the life that you want to have. So, how you define success is important. There isn’t one path that’s right for everyone.

I was lucky in the sense that I fell in love with markets and playing the investment the game, which is what I’ve done for 50 years.

I recommend that people think about their own nature and what game they’d love to spend years playing. It’s okay to explore different paths—not everyone knows right away. Think of your journey as a process of discovery.

If you’re interested, you can find my full conversation with Bloomberg here. We discussed life, debt, global crisis, and the importance of investing in our oceans:

2025-11-11

When I was a young clerk on the floor of the New York Stock Exchange in 1971, the US ran out of money and defaulted on its debts.

Now, they didn’t say it that way. But by moving away from the gold standard — the idea that people could exchange paper dollars for gold — money, as we understood it, ended.

I expected the stock market to plunge the next day, but when the opening bell rang the market was way up. And it went on to rise nearly 25%.

That surprised me, because I had never experienced a currency devaluation before. But when I looked into it, I discovered the exact same thing happened in 1933 and it had the exact same effect.

But in both cases, breaking the link to gold allowed the US to continue spending more than it earned, and so the value of each dollar fell.