Category Archive: 9a.) Real Investment Advice

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What’s Making this Market Correction So Confusing? (11/1/23)

2023-11-01

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(11/1/23) Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Monday Market Rally: Was It Trick or Treat?" is here: _CU&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Wrapping Up October"...

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Was Yesterday’s Rally a Trick or Treat? (10/31/23)

2023-10-31

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(10/30/23) Hosted by RIA Advisors' Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Over-sold Markets are Under Pressure" is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Reaching Your Hurdle Rate" &list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1...

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Wrapping Up October

2023-10-30

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(10/30/23) Pre-Halloween & Candy Inflation, Pre-Fed Meeting; SoFi Banjk tightening lending restrictions; forecasts for negative Q4 growth; small businesses now having difficulty getting cash/loans. Markets took out support at 200-DMA; look for a reflexive rally, likely following this week's Fed meeting. Texas' Seasons & Mrs. Roberts' blankets; earnings season, Microsoft vs Google: Companies being penalized for slightest flaws; stock have...

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Reaching Your Hurdle Rate

2023-10-27

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(10/27/23) Market Futures & Fed Meeting preview; consensus is no rate hike in November, but possible in December. Dealing w Halloween candy inflation, controlling risk by utilizing bonds; planning to achieve your "hurdle rate." Planning for when you can retire; when do investment dollar reach "critical mass?" How to restructure assets for tax advantages. Roth Conversions: Why they're not for everyone. What is the...

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How Real Rates Drive Stock Prices (10/26/23)

2023-10-26

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(10/26/23) Q3 GDP grew at an annual rate of 4.9% in the 3rd Quarter: It's not uncommon to see an economic uptick in economic activity prior to a recession; however, not all is rosy: bankruptcies are surging. Wednesday was not a pretty day in markets, with confirmation of a break of support at the 200-DMA. Market expectations for GDP and the effects of inflation; what are the ramifications? The regional bank problem was a problem for all banks....

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Are Gloom & Doom Scenarios Correct?

2023-10-25

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(10/25/23) Google's Earnings Report & Cloud Revenue weakness dampen markets' mood; there remains a dichotomy between the performance of the Mega-cap & and the rest of the market, particularly in mid- and small-caps. If the economy is "doing so well," why aren't these businesses? Markets are hanging on after breaking support at 200-DMA; what's important is how we end the week. Measuring the Data in Retail Sales: Consumers are...

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Is the Pain Trade Higher? (10/24/23)

2023-10-24

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(10/24/23) Hosted by RIA Advisors RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Current Market Weakness is Normal...but..." is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The RMD Nightmare on Elm Street"...

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Is the Year-End Rally in Jeopardy?

2023-10-23

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(10/23/23) Markets are wrapping up October with seasonal weakness, as the Israel War continues and rates remain high, weighing on sentiment. There's a Fed meeting next week, as well. Markets are working within a corrective phase. A short story about cooking w Mrs. Roberts; What Jerome Powell had to say last, and what's in store for next week's Fed meeting; Higher rates on 10-yr Treasuries are doing the Fed's dirty work: the trend for inflation is...

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Transitioning to Medicare – Second Edition

2023-10-20

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Here is an encore presentation of the October 12, 2023 Lunch & Learn on Transitioning to Medicare with RIA Advisors Director of Financial Planning, Richard Rosso, CFP, with Senior Advisor, Danny Ratliff, CFP. This is a topic we've previously covered this year [&list=PLVT8LcWPeAuhDkNvB02Ucv4-9RFQIEeDB&index=3] but with Open Enrollemtn in October, there are more in's and out's you need to know: ------- 1:26 - Intro/Preview: Who Provides...

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The RMD Nightmare on Elm Street

2023-10-20

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(10/20/23) A bit of flavored coffee commentary to launch the show, 10-yr Treasuries hit 5%, and investor psychology hits the markets. Fed Chairman Jerome Powell says inflation is still too high; the MIddle East War is going to get worse. We're in The Fourth Turning, and interest rates will be raised again in 2024. Mini-book review: "The Fourth Turning" and "Constellations." The issue of entitlement vs the feeling that comes from...

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What Will Powell Say Next?

2023-10-19

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(10/19/23) Fed Chairman Jerome Powell is on the prowl this week: Will it be 'higher for long,' more rate hikes, or have higher interest rates done enough? Those are the big questions to be answered this afternoon. Markets sold off on Wednesday; Netflix & Abbott reported strong earnings (on lowered estimates!) but the Israeli War and Oil Price performance trapped investors between the two (oil prices are not spiking due to War. Interest rate...

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Is ‘The Crash of a Lifetime’ Coming?

2023-10-18

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(10/18/23) Retail Sales doubled in September...but, on non-retail store sales; non-seasonally adjusted sales were acutally down 5%. All nuymbers are subject to revision. This is how we formulate government economic policy, on backwards-looking, lagging data. Markets started lower in Tuesday, but rallied before the close to end essentially unchanged on the day. There's not much concern in earnings reports. Harry Dent's dire predictions of an 80%...

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Consequences Are Always Unintended

2023-10-17

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(10/17/23) Earnings Season is in full swing, with Big Banks reporting this week. More interesting than earnings results will be forward outlooks. The unknown is the unintended consequences of COVID-era government funding that has yet to be spent: Those funds could prevent a recession, and even provide the mythical "soft landing" or NO landing the Fed would like to see. Meanwhile, markets continue to consolidate, not going anywhere in a...

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Fear & Loathing on Wall Street

2023-10-16

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(10/16/23) The Israel & Ukraine wars are creating international fear, while domestically, US consumer sentiment is sinking as economic realities of higher interest rates and student loan payments resume. Big Banks' earnings season beginning this week; generally, earnings are down about 3% when Tech and Energy are not included; market futures are flat this morning after declining performance last Thursday and Friday; year-end repositioning is...

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When Life Gets in the Way of Retirement

2023-10-13

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(10/13/23) The value of delayed gratification is observed in the orgy of early holiday decorations and Rich's self-control involving candy corn math; a discussion of CPI, inflation, and sticky prices. Breakfast cereal inflation, candy corn pumpkins, and recovering from financial shocks in Retirement: Rethinking allocations. Interest rates and Bond pricing; safe havens: Where are all the crypto fans now? The DAD Retirement Plan (and living inside...

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The Real Investment Show (10/12/23)

2023-10-12

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(10/12/23) Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Market Impact of the Israeli Conflict" is here: -TQ7M0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "The Disconnect Between Pre-retirement &...

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The Simplicity of Bonds

2023-10-10

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They're the simplest, yet least-understood investment. What interest rates mean; Sin stocks, ESG, & FAANG stocks: knowing the narrative. Stocks vs Bonds & relative valuations (with charts!) What Howard Marks said; Why interest rates and bond yields go up and down; psychology is a difficult factor in portfolio management. 0:30 - The Thing About Bonds 9:59 - Sin Stocks, ESG's, & FAANG Stocks vs Bonds Hosted by RIA Advisors Chief...

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The Flight to Safety? (10/10/23)

2023-10-10

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(10/10/23) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- The latest installment of our new feature, Before the Bell, "Markets Flirt w 200-DMA" is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz ------- Our previous show is here: "2% Inflation is a Misnomer" &list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=9s -------- Get more info...

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Bone Yields Explained

2023-10-06

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(10/9/23) Why are bond yields going up? Looking at liquidation event = $50b in one week; is something in the financial system beginning to break? Bond Yields explains; Yield & Coupons are different thing; coupons = interest rate. Girl Math vs Guy Math. There's blood all over the Bond Market; what happens next? SEG-1 - Why are Bond Yields going up? SEG-2 - Bond Yields Explained Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts,...

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The Disconnect Between Pre-retirement & Reality

2023-10-06

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(10/6/23) Elvis Rosso: Yields, Yields, Yields; American's are spending like there's no tomorrow; why we recommend "The Millionaire Next Door;" How to vacation post-pandemic; camping in Buc-cee's. The downside of the lockdown; credit card rate survey; vacation spending vs money scripts: Money is emotional. Money needs shift when children arrive; talking to kids about money. Creating savings buckets for specific needs; noting the frugality...

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