Category Archive: 9a.) Real Investment Advice

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The Real Investment Show (6/7/21: Market Analysis & Commentary from RIA Advisors Chief Investment…

2021-06-08

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➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢ Watch Live daily on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Upcoming personal finance free online events: https://riaadvisors.com/events/ ➢ Sign up for the Newsletter: https://realinvestmentadvice.com/newsletter/ ➢ RIA Pro Free Trial: Analysis, Research, Portfolio Models, and More....

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When the Younger Spouse Retires… | RIA Advisors

2021-06-07

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"My wife currently works at Kaiser. What is covered--and not covered--by Medicare if I use my wife's company's Kaiser coverage? If she retires [at 60], what happens then?" RIA Advisors Director of Financial Planning, Richard Rosso, CFA, compares the options available. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Listen to The Real Investment Show daily on Apple Podcasts:...

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Medicare Eligibility | RIA Advisors

2021-06-07

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"I will be "completing" 64-years on September 1, 2021. When do I need to begin the paperwork filing, and what day-onwards will I be eligible for Medicare?" RIA Advisors Director of Financial Planning, Richard Rosso, CFP, reviews the window of opportunity for all for enrolling in Medicare. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE daily on our Youtube...

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Small Business Monday | The Real Investment Show [Full Show: 6/7/2]

2021-06-07

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00:00 - Janet Yellen's Pro-Inflation Stance 10:00 - The Post-COVID Jobs and Unemployment Conundrum: Getting Workers Back to Work 23:00 - Hiring Workers: Salary-plus? 35:30 - Benefits vs Liabilities of Offering a 401-K Hosted by Lance Roberts, CIO, RIA Advisors Chief Investment Strategist, with Tom Allen, AIF, QKA, CPFA, Retirement Plan Consultant. _________ Articles mentioned: ➢ Have Stocks Already Priced In The “Economic Boom?”...

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Has Economic Activity Peaked? | 3 Minutes on Markets & Money [6/7/21

2021-06-07

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Markets remain trapped in a consolidation process and retracement to all-time highs. Upside is limited as money flow buy-signal becomes over-bought, and is ready to flip. Money flows have sharply deteriorated through markets' advance, and are setting up for a correction of between 5% and 10%. Multiple levels of support exist, just below current prices. Bonds are telling a different story: Indicators are showing lower yields, which may have peaked,...

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Financial Fitness Friday (6/4/21): Market Analysis & Personal Finance commentary from RIA Advisor…

2021-06-05

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➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢ Watch Live daily on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Upcoming personal finance free online events: https://riaadvisors.com/events/ ➢ Sign up for the Newsletter: https://realinvestmentadvice.com/newsletter/ ➢ RIA Pro Free Trial: Analysis, Research, Portfolio Models, and More....

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Financial Fitness Friday | The Real Investment Show [Full Show: 6/4/21]

2021-06-04

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00:00 - The Consequences of Financial Alchemy 10:00 - Financial Snuggies & Draining Retirement Funds 23:00 - Tough Love When it Comes to Money and Relationships 35:30 - Building a Bridge to Retirement Financial Fitness Friday hosted by Richard Rosso, CFP, RIA Advisors Director of Financial Planning, with Danny Ratliff, CFP, Senior Advisor. _________ Articles mentioned: ➢ Three Ways To Teach Your Kids To Invest Smart:...

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Signing Up for Medicare Part-D | RIA Advisors

2021-06-04

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"I haven’t signed up for a Part D plan yet since my primary is my husband’s insurance. Will I face a penalty if/when I sign up for Part D?" Yes, we've covered this before, but the emphasis is apt. RIA Advisors Director of Financial Planning, Richard Rosso, CFP, provides guidance for what happens when your turn 65. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning...

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Can I Keep My ObamaCare? | RIA Advisors

2021-06-04

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"Can I keep my ObamaCare [when I turn 65]?" We're not sure why you would want to, but RIA Advisors Director of Financial Planning, Richard Rosso, CFP, explains why it's really not the best way to go... Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen to The Real Investment Show every...

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FSA vs HSA | RIA Advisors

2021-06-04

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"What if you have an FSA and not HSA--are the rules the same?" RIA Advisors Director of Financial Planning, Richard Rosso, CFP, has an easy way to remember the difference between these two financial tools. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen to The Real Investment Show every...

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Private vs Supplemental Insurance | RIA Advisors

2021-06-04

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"Is private insurance the same as what many call supplemental insurance-- like a Plan G?" RIA Advisors Director of Financial Planning, Richard Rosso, CFP, explains the nuances of supplemental policies for Medicare users. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen to The Real...

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Medicare Travel Options | RIA Advisors

2021-06-04

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"What option should be selected if traveling around the US and internationally?" RIA Advisors Director of Financial Planning, Richard Rosso, CFP, steers towards Medigap coverage for the answer. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen to The Real Investment Show every morning on...

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Income-related Adjustments to Medicare Parts B & D | RIA Advisors

2021-06-04

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"How often [does Medicare] look at income-related adjustments for B and D?" RIA Advisors Director of Financial Planning, Richard Rosso, CFP, explains the way Medicare determines what you'll pay, based on your income history. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen to The Real...

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Spouses With High Deductible Plans | RIA Advisors

2021-06-04

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"If I’m not employed, or self-employed but my spouse has a High Deductible Plan with a Health Savings Plan that can cover me when I’m 65. Do I need to enroll in Part A or B? if I did enroll then I assume that my spouse's contribution limit to their HSA would be cut in half, correct?" A complicated question, with many variables to consider. RIA Advisors Director of Financial Planning, Richard Rosso, CFP, shares the answers here. Watch...

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Signing Up for Medicare Part-D | RIA Advisors

2021-06-04

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"I haven’t signed up for a Part D plan yet since my primary is my husband’s insurance. Will I face a penalty if/when I sign up for Part D?"RIA Senior Advisor Danny Ratliff, CFP, explains the exceptions and requirements you need to meet to avoid late enrollment penalties for Medicare Part-D. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel:...

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Rules for FSA’s & HSA’s | RIA Advisors

2021-06-04

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"What if you have a Flexible Spending Account and not HSA, is the rule the same?" RIA Senior Advisor Danny Ratliff lays out the differences between the two medical-expense related accounts. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen to The Real Investment Show every morning on Apple...

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Alternatives to Medicare for Younger Spouse | RIA Advisors

2021-06-04

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"If I enroll in Medicare, but my wife is under 65 and doesn’t qualify for Medicare, what options do we have for her insurance, if she is not covered by an employee plan?" RIA Senior Advisor, Danny Ratliff, shares information about alternatives to coverage when a younger spouse is ineligible for Medicare coverage...yet. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every...

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Selecting the Right Medicare Plan | RIA Advisors

2021-06-04

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A question from a viewer: "My husband’s insurance is my primary, Medicare is my secondary. I have much prescription expense and wonder if it would be to our advantage for me to be off his insurance and go solely with Medicare and a Part D plan. His plan is high deductible (6,000 family deductible with 3,000 out of pocket.)" RIA Senior Advisor Danny Ratliff, CFP, reviews the best options for this couple. Watch the entire 'Lunch &...

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Delaying Social Security Benefits | RIA Advisors

2021-06-04

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One of our viewers asks, "I plan on retiring after I turn 67...[and] delaying Social Security until I turn 70. When should I sign up for Medicare; when does my enrollment period start?" RIA Senior Advisor, Danny Ratliff, CFP, provides clarity on the window for enrolling in Medicare. Watch the entire 'Lunch & Learn: Medicare' webinar here! _________ ➢ Watch The Real Investment Show LIVE every morning on our Youtube Channel:...

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Whence Blow the Winds of Change? | 3 Minutes on Markets & Money [6/4/21

2021-06-04

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Employment date released today: How might this affect the Fed's plans for the future? AMC seems to be levitating on the will of the people, despite the realities of its fundamentals. Investors in this stock should use Vegas Money to do so--bucks you might lose. President Biden's Budget Plans could have tax implications, but no need to make changes in your tax strategies until Congress has had a go at it! 3 Minutes on Markets & Money hosted by...

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