Why the Credit Suisse Bailout is Significant: SIFI

2023-01-23

(1/23/23) Despite a Fed focused on hiking rates beyond 5%, Treasury Markets are calling for a different scenario, which could result in a softer approach by the FOMC. What is the impact on Google, Microsoft, and Bing from ChatGPT? Markets are forming bottoms with higher lows. What’s the linkage between increasing middle-aged suicides and not going to church? what happens with a negative view and no hope. NFISB survey: why business expectations are improving; how bad will recession really be? The Debt Ceiling showdown this week & the $1Trillion coin: the issue of default is ludicrous. The problem with minting more money: Inflationing Inflation (what was the original intent of a debt ceiling?) LNG and Climate Change: Carbon Credits are the modern-day equivalent of Catholic Indulgences;

2023-01-18

(1/18/23) Markets are doing exactly the opposite of what the Federal Reserve would like, creating an investor dichotomy: Investors are optimistic, despite worrisome economics; earnings and outlooks are weaker. The "new" 60/40 Portfolio; the Bank of Japan’s economic theories clash with reality; what’s the possible effect on oil from China’s GDP "results?" Deciding between Stocks and ETF’s in a volatile market; College classes for stock picking are teaching gabling, not investing; financial literacy in Florida; new math vs old math and metric cars. Where are the opportunities for investors this year? China’s Demographic Challenge; some "non-electable" solutions for Social Security
2:40 – Investor Dichotomy: Markets Defy the Fed
14:02 – BOJ Economic Theory vs Reality
29:55 – Stocks vs

2023-01-12

#Markets #Money #Investment_Advice

2023-01-11

(1/11/23) Fed Head Jerome Powell’s expected speech in Sweden Tuesday underwhelmed on content, creating impetus for markets to rally; think: Why would the Fed cut rates now if things are "fine"? The new Congress is considering de-funding all those additional IRS Agents; meanwhile, the IRS is helping cope with Inflation by raising the standard deduction: Do you know your effective tax rate? Who really pays taxes…and who doesn’t? Why the US has the highest rate of wealth redistribution. How much does it take to be "rich?" How the Secure Act 2.0 helps. Healthcare Expenses in Retirement vs. being rich: How to hedge for healthcare; the theory vs reality of Term Life Insurance; Inflation hits Guinness prices.
3:12 – Jerome Powell’s Nothing-burger
15:20 – The 118th Congress & How IRS is

2023-01-10

(1/10/23) As goes January, so goes the year on Wall St. Will Fed Chair Jerome Powell disappoint investors with this week’s presentation? A correction with no more stimulus should be no surprise, but it’s not the end of the world, either. As the stimulus bolus works its way through the alimentary canal of the economy, where do you want to be (and where is the contrarian place to be)? What the McCarthy Speakership was really all about: reverting to pre-Obamamian rules in Congress. No more omnibus bills, and no more stimmie checks, either. There’s a viable risk for lower earnings this year. The implications of a "soft landing," and the challenges of managing money in 2023. Why "value stocks" are over-valued; what happens if consumers contract? The battle between the Bulls & the Fed

2022-10-31

(10/31/22) Despite the Big Tech Sell-off, the Dow is on track for its best performance since the 1930’s, up over 14% heading into today’s Halloween session. Markets continue to do technically very well from a bullish perspective. Markets soared above the critical 3,800 level last week, the initial resistance level that would set markets up for a rally. Indeed, the S&P is now positioned to rally up to somewhere between 3,900 and 4,100. Indicators would show there’s more room to run for the markets. Any good news from the Fed this week could also get the markets really revving upward. The Fed must reassess its pace of rate hikes, after seeing what they’ve done to the economy thus far. And if mid-term elections result in congressional grid lock for the next two years, that’s yet another

2022-10-28

(10/28/22) Crypto is a risk-on trade: Using Ethereum performance as a leading indicator of the crypto-sector; Meta vs Amazon; Exxon surpasses expectations; the process and practice of trimming profits; risk management in a portfolio. What IS the Metaverse? Did Zuckerberg make a mistake? How Student Loan Forgiveness funds will be used; Houston Astros in World Series & Hater-fans; credit card debt is at highest levels in 20-years; assuming existing mortgages at lower rates; why the latest GDP numbers aren’t all that great. How can the economy be fixed? How to manage retirement in ten steps.

3:13 – Using Ethereum as a Leading Indicator on Crypto
14:43 – Meta vs Exxon: A Look Under the Hood
23:28 – How Student Loan Forgiveness Funds Will Be Used (survey)
30:35 – Sports Fans & Fractional

2022-10-21

(10/21/22) Higher inflation is no reason to stop making contributions to your retirement savings, regardless of mode: Just alter the allocations. No Shift. What happens after the mid-terms? Inflation isn’t budging; the Fed went too far, and we’ll see more adverse effects in 2023. There’s no place to hide but in Cash. What happens if Yields continue to rise; interest rates can only go so far. When is Inflation is a Good Thing? COLA on Social Security; the IRS Standard Deduction for couples increases to $27,700; Social Security is actually longevity insurance. "Extreme Gen-Z." The Goldman Retirement Study: How to recreate Your Paycheck; Cash flow is the lifeblood of Retirement; guaranteed income in Retirement.

3:18 – The Positive Side of Inflation
14:30 – Why Interest Rates Can Only Go