Will Student Loan Repayments Choke the Economy?

2024-04-10

It’s CPI Day (with m/m inflation clocking in with a .4% increase, and a y/y gain to 3.8%, hotter than expected). Sheila Jackson-Lee’s science experiment; the NFIB Survey does not bode well for small businesses:Sentiment falls to a new low based on poor sales. There remains a dichotomy between headline economic news and what’s happening behind the scenes. Markets break below the 20-DMA, but regain support. Why what really matters is the data the Fed looks at. Portfolio Spring Cleaning; Five or six ways to save Social Security (but first, a history of SS); the mathematical realities. Why Pensions face the same problems; how to fix it; lock it off. Any viable solution is un-electable. The IPO saga of Truth Social; IPO behaviors. Never buy an IPO out of the gate. DJT still has much to prove.

2024-04-05

It’s the Financial Fitness Friday episode of The Real Investment Show, hosted by RIA Advisors Senior Financial Advisors, Danny Ratliff, CFP, and Jonathan McCarty, CFA, CFP
Produced by Brent Clanton, Executive Producer
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Articles mentioned in this report:
"Japans Lost Decades: Are We On The Same Path"
https://realinvestmentadvice.com/japans-lost-decades-are-we-on-the-same-path/
"Market Corrections Matter More Than You Think"
https://realinvestmentadvice.com/market-corrections-matter-more-than-you-think/
"Q1 Earnings Season Approaches"
https://realinvestmentadvice.com/newsletter/
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The latest installment of our new feature, Before the Bell, "The Bernie Madoff Trendline Remains in Effect" is here:
&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our previous show is

2024-04-01

PCE Inflation is weaker, yet consumer spending remains robust; the Atlanta Fed is forecasting 2.3% GDP for Q2. Is this period nirvana for the Fed? The Relative Strength Index is stuck at 70. Markets continue a low-volatility advance, seemingly floating higher. The current environment typically leads to market correction. The next round of earnings commences next week; it will be unsurprising that to see a high percentage of companies “beat” Wall Street estimates. (The high beat rate is always the case due to the sharp downward revisions in analysts’ estimates as the reporting period begins.) Are investors paying more for less? California’s new $20.hr minimum wage goes into effect today; cast study to come. The realities of the cost of labor; at what point do consumers say, "enough."

2024-03-21

Markets respond to the Fed rate announcement, indicating at least three rate cuts this year, the first one coming as soon as June. Danny & Jonathan discuss Bond behaviors in the aftermath and investor response to the Fed rate announcement. Changes to the Child Tax Credit for 2024 (it’s not a deduction, but a credit against the tax you owe); caveat: It’s not indexed for inflation. What about using insurance products as an investing tool. Danny & Jonathan discuss the evolution of annuities and the best approach for determining their usefulness; how to determine how much to invest in an annuity; the value of long term care policies.

3:05 – Economic Report Preview; Fed Rate Predictions
14:30 – Investor Response & Reaction to Fed Rate Announcement
30:08 – Child Tax Credit for 2024
44:18 –

2024-01-31

(1/31/24) Earnings season continues, with AMD, Google, Microsoft, and NVDIA expected to fall after turning in their reports: Earnings have been okay, but not as good as expected. After "good" reports, watch for increased volatility and rotation from the NASDAQ into the Dow. Bond prices are on the rise, yields are dropping, as Treasury announces a smaller than expected debt issuance. There’s a Trojan Horse in the proposed Childcare Tax Credit bill: a huge disincentive to work; the ugly truth about falling rates of inflation: Prices do not go back down. CPI-W vs CPI-E and how COLA is calculated. Danny’s home rehab update. "You Earned It, You Keep It" Act: what if could mean for retirees. SS Tax Repeal explainer; the evolution of SS, and repeal of SS earnings tax. Let’s fix the climate by

2024-01-17

(1/17/24) The Big Thaw episode: Back from the deep freeze!
Hosted by RIA Advisors’ Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Register for our 2024 Economic Summit: Navigating Markets in a Presidential Cycle:
https://www.eventbrite.com/e/ria-advisors-economic-summit-tickets-703288784687?aff=oddtdtcreator
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The latest installment of our new feature, Before the Bell, "Markets Are in Limbo Working Through Correction," is here:
&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
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Our previous show is here: "Spot ETF’s for Bitcoin Launch Today"
&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1
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Articles Mentioned in this Show:
"2024 Market & Economic Outlook According To Twitter"