Family Limited Partnerships (1/12/23)

2022-12-16

(12/23/22) RIA Debt to Income Ratio Rules for 2023; Variable & Fixed Expenses; Money Talk at Christmas; It’s just as good to Give as to Get; raising fiscally intuitive kids; Christmas songs we hate to hear.

2022-12-07

(12/22/22) The Fed is now turning its attention to Financial Conditions as its campaign of rabid rate hikes continues unabated. Caution is the watch word for investors heading into the end of the year. A review of December Market history; why we’ve been reducing risk and taking profits; why we navigate the markets, not "time" the markets. Layoffs are coming after Christmas. A review of our market investing strategies going into the New Year; Christmas Shopping with the Ratliff Kids: The Nolan Ryan jersey & baseball saga. Getting ready for EOY Tax Deadlines; how to strategically contribute to 401k’s.

SEG-4: Christmas Shopping
Year End Tax Deadlines
Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP
Produced by Brent Clanton,

2022-12-06

(12/6/22) Markets took a tumble back below the 200-DMA as the Fed’s own market whisperer, Nick Timiraos of the Wall Street Journal, published comments that the Fed may not only hike rates more aggressively, but are nowhere near a pivot or pause in their monetary policy. The potential for more rate hikes in 2023 sent markets lower. The reality is that the Fed is still raising rates and reducing liquidity. The recent rally was predicated on slowing rate hikes and a change of course by the Fed sooner than later. Deep Throat inferred otherwise. The downtrend line from January remains intact, and resistance levels are holding firm, and we’re close to triggering a MACD sell signal. We’re expecting a more hawkish tone from the Fed at next week’s meeting.
Hosted by RIA Advisors’ Chief Investment

2022-11-16

(11/16/22) [NOTE: This segment recorded before Retail Sales figures for October was reported at +1.3%, vs the anticipated 1.2%% increase] Markets were waiting for October’s Retail Sales report, expected to be strongly influenced by data from California, which is a large consumer-state. Cali Gov. Gavin Newsom last month issued more stimulus checks to offset inflation and higher fuel prices. The artificially spurred spending is expected to have spiked sales numbers. Stronger retail sales will likely give the Fed a false confidence that all is well in the economy, and continued rate hikes are okay, which bodes poorly for Wall Street. Increasing layoffs and port closings portend a weakening economy, but that weakness could be masked by stronger sales numbers. Markets have enjoyed a nice

2022-09-28

(9/28/22) We have long held that market instability would be a key driver in a Fed policy shift from its current course of fighting inflation with higher rates. The Bank of England today is moving from quantitative tightening and starting to buy bonds because of "Market instability." A credit crisis causes much more long-term damage to an economy than does inflation, and any such crisis will dramatically reduce inflation, fast. And the Fed’s big risk at this point is destabilizing markets with higher interest rates. Credit spreads are beginning to rise, with yields on the 10-yr treasuries rising above three standard deviations from their 50-DMA, adding stress to markets, and the first whiff of trouble appears to be coming from the housing markets as mortgage rates rise. The volatility

2022-09-22

(9/22/22) The Fed jacked rates up 75-basis points, as expected, and held out the possibility of at least two more rate hikes this year. The thing that shocked markets was the implication by Jerome Powell that higher rates would be here to stay throughout 2023, barring a recession or credit-related event that might cause the Fed to reverse policy. Markets in response sold off, taking out lows established back in May, an important support level we’ve been watching. As sentiment sours, and markets sell-off, conditions are ripening for a counter-trend rally. The 20-MDA has crossed over the 50-DMA, so any rally back towards 4,000 on the S&P would appear to be a good exit point for investors to trim risk and raise cash.
Hosted by RIA Advisors’ Chief Investment Strategist, Lance Roberts, CIO