Q1 Earnings Season: Buy Or Fade The Rally?
2026-04-11
🔎 At a Glance 🏛️ Market Brief – Stocks Surge On Relief Note: I am traveling home from the UK today, so this week’s missive will be short. Also, I had to write it on Friday before the U.S. markets officially closed. So, any discrepancies will be corrected next week when the full newsletter returns …
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Is A Squeeze In Bonds Coming?
2026-04-06
As sentiment shifts from a Fed rate-cutting forecast to one that now sees a chance of a rate increase, a potentially powerful short squeeze setup might be emerging in the Treasury market. Heading into the Iran conflict, speculative short positions in TLT and Treasury futures were near historically elevated levels, reflecting a broad consensus that …
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2-21-26 What You’re Being Told About Annuities is Wrong
2026-02-23
Richard Rosso & Danny Ratliff tackle one of the most misunderstood retirement tools: annuities—what they are, who they’re actually for, and where investors frequently get trapped by slick marketing and incomplete comparisons. We start with why annuities aren’t for everyone, then walk through three clear use-cases where an annuity can make sense—especially for households prioritizing guaranteed lifetime income and a more stable retirement “paycheck.”
Danny & Rich also dig into the common mistakes: chasing teaser rates, misunderstanding caps/participation rates, overlooking rider costs, and buying a contract that doesn’t match the real goal (income, legacy, or risk transfer). We also cover how Social Security functions like a foundational annuity, and why your claiming strategy can matter
A No Landing Outcome Is Assumed: Should It Be?
2026-02-19
Quite often, investors describe economic forecasts as a hard landing (recession), a soft landing (weak growth but no recession), or no landing (moderate to strong economic growth). As evidenced by the massive rotation toward economically sensitive sectors like industrials and materials and the significant underperformance of interest-rate-sensitive growth stocks, the no landing, or as it’s …
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