4-17-24 How to Screw Up Your Retirement in 12 Easy Steps

2024-03-12

Over the last few years, digital currencies and gold have become decent barometers of speculative investor appetite. Such isn’t surprising given the evolution of the market into a “casino” following the pandemic, where retail traders have increased their speculative appetites.

2024-03-01

Social Security Viability: Let the Propaganda Begin
As discussions ensue about the best way to bring the Social Security system into actuarial balance, the raising of the maximum wage base is emerging as a popular solution.

Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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Articles mentioned in this report:
"Apple’s Magic- Are Buybacks Worth Paying Up For?"
https://realinvestmentadvice.com/apples-magic-are-buybacks-worth-paying-up-for/
"This Is Nuts – An Entire Market Chasing One Stock"
https://realinvestmentadvice.com/this-is-nuts-an-entire-market-chasing-one-stock/
"Small Cap Stocks May Be At Risk According To NFIB Data"

2024-02-16

The Fed is in no rush to lower rates, based on the latest economic data; we’ve gone from transitory to permatory inflation; rents are not going to fall, but rates are not going to go up. Fed Gov. Bostick: Rates are not going down until later, based on Labor data. Candid Coffee preview: The problem with Financial Infidelity; does it pay to delay taking Social Security? (It depends…) What’s the best claiming strategy? Rich & Danny critique AI-generated Candy Hearts; why RMD’s are going to be trickier; the benefits of delay; impact of Roth conversions. What happened to the stretch-IRA?

2:38 – No Rush for Fed to Lower Rates
14:01 – The Problem of Financial Infidelity; Does it Pay to Delay taking SS?
29:48 – AI-generated Candy Hearts; Why RMD’s are Going to be Trickier
43:58 – Best

2024-01-09

(1/9/24) Wall Street begins a new round of quarterly earnings, looking at the results of Q4; estimates for 2024 are allready falling. What are you really paying for earnings? Why we have to be in ETF’s, even though we don’t like them. There is evidence of an uptick in inflation this year. Markets miss achieving January Trifecta by .13%, despite tax gain selling pressure. Will January be similarly weak? We polled our viewers/listeners for their takes on what 2024 will hold: Polling the People includes commentary on S&P 500 Seasonality and bullish sentiment, and where the markets may end in 2024. There’s an expectation for negative returns, higher inflation, slower economic growth and Real GDP; higher unemployment, higher interest rates, and the odds for recession.

Hosted by RIA Advisors’

2023-12-19

(12/19/23) Markets are winding-down to the Christmas hoiday; trading volumes will be light. We’ve seen record inflows to S&P 500 ETF’s as markets have rallied = too much exuberance. Forgetting the basisc: Buy under-valued, sell over-valued. How the Dollar drives markets. Counting out the 12-days of Christmas: Why so many birds? Sell cash, buy stocks, as Powell pivots; how government intervention (the Fed) affects investor psychology: Did we get our money’s worth? Where did all that money go?? The disconnect of markets from the economy; market rescues funded on debt. Pre-market commentary; holiday spending: more money, less stuff; Lance’s weekend on the border; earnings preview: Shipping & freight commentary; don’t expect a big crash. Yet. Unexpected, exogenous events are catalysts of

2023-12-08

(12/8/23) Markets and the Fed are at odds in interest rate expectations; AMD vs NVDIA in the chip wars; why markets are pulling back: Setting up for a Santa Claus rally. Will Jobs numbers line-up with market expectations? T-Bill & Chill? Putting cash to work in a 5% world. Bankers are betting you’re going to be lazy; what will you do when rates go back down? What will be the next "Magnificent-7?" S&P predictions for 2024; how we make the sausage;. Healthcare costs in retirement: The value of an HSA. The Medicare enrollment maze. End of year chores; charitable contributions & Long Term Care; new rules for 529 Plans: What if the money isn’t used? Moving money to Roth IRA (within limits).

2:53 – Will Jobs Numbers Line-up w Market Expectations?
14:18 – Putting Cash to Work in a 5% World

2023-12-05

(12/26/23) Why analysts are always bullish (85% of the time, markets ARE). The Big Business of Wall Street: Who’s really important to Wall Street. How IPO’s really work. Analysts’ actual performance revealed vs what they’re predicting for 2024.

SEG-1: Why Analysts Are Always Bullish, Pt-1.
SEG-2: Why Analysts Are Always Bullish, Pt-2.

Hosted by RIA Advisors’ Chief Investment Strategist Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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Watch today’s show on our YouTube channel:
&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2656s
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The latest installment of our new feature, Before the Bell, "Markets Begin Year-End Gyrations" is here: &list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1&t=4s
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Our previous show is here: "Is the ‘Everything’ Rally

2023-11-14

(11/14/23) This is the last, full week of trading before the holidays hit; What will drive today’s CPI number: Home owners’ equivalent rent. Can the S&P exceed Friday’s high? Markets are turning resistance into support, still no the backs of large cap companies; market is bifurcated vs mid- and small-cap companies. Oil Prices are under pressure; Gold is trading in a flat range. Markets are shrugging off bad news; spending bill needs to be done by Friday; Lance’s budget commentary, and what really happens when the government shuts down. Why Home Depot is a bellwether for consumer spending; The economy is likely slowing down even more than we know. Self-checking groceries in inflationary times: Shrinkage goes from 2% to 4%. The collision of what you need vs what you can afford. Shopping on