by Lance Roberts
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| Everyone has financial ghosts—old decisions, forgotten expenses, or long-ignored habits that creep back into the present and shape our financial lives. In this episode, we explore three practical strategies to tackle your financial ghosts, reduce money stress, and build a healthier long-term financial foundation. Richard Rosso & Jonathan McCarty break down how to evaluate your household debt-to-income ratios, identify where spending silently grows, and improve the financial conversations inside your home. You’ll learn how better awareness, open communication, and a disciplined review of expenses can help transform financial uncertainty into clarity and confidence. #FinancialWellness #MoneyMistakes #PersonalFinanceTips #DebtManagement #WealthBuilding |
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12-3-25 Trump Accounts Explained: Who Qualifies for the Dell Deal?
2025-12-03
What exactly are Trump Accounts, and who qualifies under the new expansion backed by Michael and Susan Dell’s $6.25 billion donation? Lance Roberts and Danny Ratliff break down how the Dell Deal works, which families benefit, and why this initiative could reshape financial planning for millions of children.
If you’re a parent, grandparent, or financial planner, this is essential information about how these accounts may impact a child’s financial future.
0:00 – INTRO
0:19 – Sloppy Trading Ahead
5:15 – Performance Dichotomy in AI Stocks
11:00 – Trump Accounts – Where’s the Value?
12:19 – How it Works – The Devil is in the Details
16:12 – What is the Purpose – Use of the Funds?
17:39 – Where is the Financial Education?
19:17 – What About the Next Generation?
21:06 – The Reverse Mortgage
Black Friday Sales Results
2025-12-03
Based solely on Black Friday sales data, the holiday shopping season may be decent despite poor consumer sentiment. According to Adobe Analytics, which draws data from over one trillion retail site visits, Black Friday online sales hit a record $11.8 billion, up 9.1% from last year. Per MasterCard’s SpendingPulse, retail sales, including online and in-store …
10-13-25 Bitcoin vs Stablecoins: What Central Banks Actually Want
2025-10-13
Bitcoin will never become a true reserve asset for central banks.
In this Short video, @dlacalle_IA and I discuss why its volatility and illiquidity make it unsuitable—and why stablecoins backed by Treasuries could be the more practical alternative.
$IBIT $CRCL $USDC
Watch the full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
Market Crack Or Beginning Of Something Bigger
2025-10-11
🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you’d like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ …
10-10-25 Contrarian Trade That Could Shock Gold, Bitcoin & Stocks
2025-10-10
➢ Listen daily on Apple Podcasts: The real contrarian trade is the dollar $DXY.
In this Short video, @michaellebowitz and I discuss how rapid dollar rally could catch markets off guard, forcing investors out of gold $GLD, Bitcoin $IBIT, and risk assets as money rushes back into the safety of the U.S. dollar.
Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
8-14-25 The Risks of Over-Valued AI Stocks
2025-08-14
What happens if Nvidia reports slowing earnings or lowered guidance in their next quarterly report? Anything that might change the narrative of the AI cap-ex cycle will have consequences.
Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA
Produced by Brent Clanton, Executive Producer
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Read the article Lance mentions on our website, sign up for Lance’s newsletter:
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➢ Watch Live Mon-Fri, 6a-7a Central on our YouTube Channel:
www.youtube.com/c/TheRealInvestmentShow
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➢ Listen daily on Apple Podcasts:
https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757
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Register for our next Candid Coffee, "Savvy Social Security Planning,"
6-23-25 This, too, Shall Pass
2025-06-23
Historically speaking, events such as the bombing of the Iranian nuclear sites tend to be short-lived. This is most likely NOT the start of WW-3, but expect retaliations from Iran, and expect market volatility. But don’t over-think it.
Chief Investment Strategist, Lance Roberts, CIO
Produced by Brent Clanton, Executive Producer
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➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel:
www.youtube.com/c/TheRealInvestmentShow
➢ Listen daily on Apple Podcasts:
https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757
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Register for our next live webinar, "Financial Independence Candid Coffee," June 28, 2025:
https://streamyard.com/watch/BUr4UuRVt6Uj
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➢ RIA
Fed Left Rates Unchanged Amid Elevated Uncertainty
2025-06-20
The Fed left rates and the pace of QT unchanged as expected in Wednesday’s meeting. Powell’s opening statement was updated to reflect that uncertainty about the economic outlook has “diminished but remains elevated.” Powell emphasized that the Fed would maintain a data-dependent approach and isn’t in a hurry to cut rates, but left the door …
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