60/40 Split

2026-04-27

AI has changed what I—and I think most people—are looking for in candidates today. It’s not about blindly using AI and following what it says; it’s about being an independent, creative, and critical thinker who knows how to partner well with AI to bring about the best total intelligence.

I explore this topic and more in the new AI-powered Masterclass Executive online program, which I’ve joined as an instructor. The program is starting soon, and if you’re interested, you can apply here:
https://mstr.cl/MasterClassExecutiveRD

2026-04-15

Most people look at wars as isolated events.

I look at them as part of a Big Cycle that has repeated many times, so for me watching what is happening is like watching a movie I’ve seen many times before.

What we’re seeing now with Iran and the battle of the Strait of Hormuz is part of that cycle and is connected to and will have big implications for what happens all over the world.

I explore these issues with those who run governments, geopolitical experts, and people around the world, and almost all agree that it will have big consequences for the monetary order, the domestic political order, and the international geopolitical order.

That is why I believe it is important to see the war with Iran as part of a greater world war and see to how it is evolving as a big cycle.

I

2026-03-17

I’ve found that most wars are filled with surprises, but the stakes of this conflict are obvious: it all comes down to who controls the Strait of Hormuz.

We’ve seen this pattern before—with the Dutch in the 17th century and the British in 1956. When a world power reveals military and financial weakness, the world order shifts.

In my latest article, I look at the mechanics of the current Middle East crisis. You can find it here: https://raydalio.substack.com/p/it-all-comes-down-to-who-controls?r=7i6zcq

2026-03-10

AI shouldn’t be something you just "follow"—it’s a partnership.

The idea that we can make the best possible decisions by just juggling everything in our own heads is becoming obsolete. To really excel today, you need a thought partner. You need a system that can help you process information and logic more effectively than you can alone.

I’ve codified my 50 years of experience into a new tool called Digital Ray to act as your personal thought partner. Try the Digital Ray beta here: digitalray.ai/guest?utm_source=youtube&utm_medium=organic&utm_campaign=digital+ray+beta

2026-02-12

Wealth isn’t worth anything unless it can be converted into money to spend.

And when there’s a lot of wealth relative to the amount of hard money available — like we’re seeing today — bubbles are created.
@nikhil.kamath

2026-01-27

If you want to understand everything you’re hearing about budget deficits and tariffs, you need to understand the big debt cycle.

But if you’d like more context on how all of these pieces come together, I recommend you watch my 45 minute-explainer “Principles for Dealing with the Changing World Order” here:

#principles

2026-01-22

Here are my thoughts from this year’s World Economic Forum. If you’re interested in understanding more about how the world order is changing and what it all means, you can sign up for my newsletter at the link below:

https://economicprinciples.org/subscribe