Category Archive: 9a.) Real Investment Advice

8-11-25 The Impact of Adult Pacifiers on Workplace Productivity

During this morning's live-stream, Lance Roberts was distracted by a story on FOX about a new trend of using adult pacifiers to quell workplace stresses. That's not going to fly around here... Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/...

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8-11-25 Want an Economic Crisis? Slash Government Spending 50%

Cutting government waste and excess spending sounds like a noble cause, but careful what you ask for. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our YouTube Channel:...

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8/11/25 U.S. GDP Shows Cracks – Why Investors Should Pay Attention

July’s employment report confirmed that the slowdown in US economic growth is taking root. The unemployment rate increased to 4.2 percent, while labor force participation remained at 62.2 percent. If wage growth continues to moderate and hiring slows, the consumption-driven economy will lose its primary growth engine. Lance Roberts examines the data and suggests strategies for investors on today's episode of #TheRealInvestment Show. #USEconomy...

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Meme Stock Trading & Livermore’s Approach To Speculation

Meme stock trading has returned in force. As discussed last week, the fear of missing out (FOMO) continues to dominate investor sentiment. The meme stock movement is again dominated by speculative retail trading driven by online forums, social media hype, and short-term momentum. Unlike GameStop and AMC in 2021, the current cycle revolves around names …

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Auto Manufacturing Shift Puts Pressure on Profits

While tariff threats dominate headlines, automakers face a structural shift that could reshape the global auto industry. In response to steep auto import duties, manufacturers are being nudged toward “local for local” production models- an expensive and time-consuming pivot. Per the Wall Street Journal article “Auto Industry Takes $12 Billion Hit From Trade War”: Beyond …

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US Economic Growth Shows Cracks

🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you'd like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ … Continue...

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TITLE: 8-8-25 Breaking Even with Social Security is a Myth

Thinking you're going to "break even" with Social Security is a myth; using that premise to take SS early is a mistake. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our YouTube Channel:...

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8/8/25 What Would a 20% Social Security Reduction Mean for Your Retirement?

Could your Social Security check be slashed by 20%? With trust fund depletion looming, many retirees could face harsh income cuts sooner than expected. Richard Rosso & Jonathan McCarty break down what a 20% Social Security reduction would mean for your retirement lifestyle, how to prepare now, and smart income strategies to fill the gap. Whether you're already retired or nearing retirement, this is a must-watch. 0:18 - Social Security should...

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Data Myopia Foils The Fed

For months, we have been warning that the labor markets are not as strong as the BLS data attests. Six months ago, we wrote: While labor market data is generally good, there are signs the labor market is at a standstill. Continuing jobless claims are steadily rising and at their highest level in over three … Continue reading »

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The Debt And Deficit Problem Isn’t What You Think

In recent months, much debate has been about rising debt and increasing deficit levels in the U.S. For example, here is a recent headline from CNBC: The article's author suggests that U.S. federal deficits are ballooning, with spending surging due to the combined impact of tax cuts, expansive stimulus, and entitlement expenditures. Of course, with …

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8-7-25 The Risks of Investing in AI Stocks vs the Dot-com Bubble

Investing in companies just because they're "in AI" is reminiscent of investors who plowed money into anything that had a .com behind their names at the turn of the century. That did not end well for most. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter:...

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8-7-25 The Low Beta Boom: Sidestepping The Dot-Com Bust

How can low beta stocks help savvy investors sidestep the pain of the Dot-Com Bust? Lance Roberts & Michael Lebowitz reveal why that lesson matters today...what low beta investing means, how it works in bear markets, and how it can protect your portfolio from bubbles and volatility. Lance reviews market reaction to tariffs coming completely online, and Apple's commitment to re-shore manufacturing to the US; the multiplier effect of domestic...

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The Inheritance Conversation – Love or Turmoil?

I understand how much we all disdain planning for our inevitable demise. As a Certified Financial Planning professional for over 25 years, I truly get it—I, too, find estate planning a necessary but unpleasant endeavor. However, only you can decide whether the inheritance conversation is love or turmoil. My father decided, upon finding out about …

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Navigating a Business Sale: Financial Planning Tips Before and After

Selling a business is often the biggest financial event of an entrepreneur’s life. Whether it’s a decades-long family company or a fast-growing startup, the decision to sell brings both opportunity and complexity. Amid the excitement of closing the deal, it’s crucial not to overlook the planning that must take place before and after the transaction. …

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Insiders Sell The July Rally

While the market steadily rose throughout June and July, corporate insiders were growing less enthusiastic about the stock market. Less than a third of S&P 500 companies saw insiders purchase stock in their own company in July. That is the lowest figure since 2018. Moreover, the ratio of buys to sells for insiders fell to … Continue...

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8-6-25 The Risks of Over-reliance on Index Funds

"Just buy the VOO (S&P 500) and chill..." is NOT good advice. Investors made NO money on VOO between 1999 and 2013. Outcomes from buying when valuations are low is very different from buying when valuations are at record highs. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter:...

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8-6-25 How to Build a Winning Investment Portfolio | What to Buy & What to Avoid in 2025

Are you building an investment portfolio but unsure what assets belong—and which ones to avoid? Lance Roberts & Danny Ratliff demonstrate how to build a diversified portfolio, the critical assets every investor should consider (stocks, bonds, ETFs), and the common portfolio mistakes that could hurt your long-term returns. Whether you're a beginner investor or refining your financial strategy, these portfolio construction tips will help you...

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The Low Beta Boom: Sidestepping The Dotcom Bust

Following the release of our article The High Beta Melt Up- Echoes of 1999, we received a few emails complaining that we left our readers hanging. They wanted to know how investors could have shifted their holdings from high beta and momentum stocks to sidestep massive losses when the dot-com bubble burst. In the first …

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Utilities And Industrials Carry The Market

The race to build and power AI data centers is creating an interesting anomaly in the stock market. Despite the S&P 500 being up over 7% on the year, and the higher-beta stocks seemingly leading the way, utilities and industrials are the best-performing sectors. The surging demand for power drives utilities, while industrials benefit from …

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8-5-25 Retirement is Boring

Humans need to DO something. The notion of retirement as sleeping-in, playing video games, doing what ever you want when...it's not healthy, and the guy that created the Financial Independence, Retire Early movement...went back to work. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter:...

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