Category Archive: 9a.) Real Investment Advice

Filter archive by: Show All Show only Articles Show only Videos

9 Things Every Retiree Should Do

2022-11-04

by

(11/4/22) The souring economy is causing corporations to take pause, cutting staff and dealing with increased cost of debt, thanks to interest rate hikes. We've been here before; it just feels worse now. Halloween recap, Thanksgiving inflation and making menu choices; the change in I-Bond rates: Still a good deal? No new toys for Christmas; do you need a family CFO? Planning ahead for end-of-life. Guidelines for lending money to family and friends:...

Read More »

Powell: It’s Okay If the Fed Breaks Something | 3:00 on Markets & Money

2022-11-03

by

(11/3/22) The most volatile 90-minutes in market history followed Fed Chair Jerome Powell's anticipated 75-basic point rate hike coupled with hawkish language promising still higher rates to come. And, Powell said it's okay if the Fed breaks something because they have the tools to fix it, going back to quantitative easing and zero interest rates, flooding the markets with liquidity anew. Investors ignored that part, instead focusing on the here...

Read More »

The Fed Really Doesn’t Know What It’s Doing

2022-11-03

by

(11/3/22) After an initial surge following Wednesday's Fed Meeting, markets took a dive with Fed Chairman Powell's hawkish remarks that inflation has not yet abated, and more rate hikes are to come. The result was The Most Volatile 90-Minutes in Market History; there was nothing good in Powell's comments, and with lots of cash held by managers that needs to be put to work before year's end, tumultuous times are to come. Twitter is set to fire half...

Read More »

Fed Meeting Today – Another 75-Basis Points? | 3:00 on Markets & Money

2022-11-02

by

(11/12/22) The Federal Reserve is widely expected to hike interest rates again at today's meeting by 75-basis point. The more important element, however, is what Powell & Co. will have to say about the future pace and scale of rates into 2023. The anticipated goal is a Fed "terminal rate" of 5%, at which point rate increases would cease. For now. Any kind of inclination towards a more doveish outlook should bode well for stocks....

Read More »

Stock Buybacks Don’t Really Benefit Investors

2022-11-02

by

(11/2/22) Understanding Gold: Worst performance since 1869; what drives gold? Real Interest Rates. it's the Day of the Fed: What will be said matters more than today's rate decision; how will markets and yield curves respond? Why FAANG Stocks aren't dead. Pro's and Con's of taxing the rich: Why we have stock buybacks, and why they really don't benefit investors. Why gasoline prices are high: Lack of refining capacity, reluctance to invest in new...

Read More »

Can Markets’ Rally Continue in November? | 3:00 on Markets & Money

2022-11-01

by

(11/1/22) Following the best October in the Dow since 1975, investors are wondering whether markets can replicate last month's performance. Futures this morning are pointing higher ahead of this week's Fed meeting in which interest rates are expected to get another 75-bp goosing. The real question, however, is whether the Fed is about to begin tapering the velocity or intensity of its rate hikes. The Fed's "Terminal Rate" is expected to...

Read More »

Why 79% of Americans Think Things Are Out of Control

2022-11-01

by

(11/1/22) The Roberts' Halloween Recap; What is the Fed watching for: Inflation and Employment (and their rates of change); the velocity of money is slowing; CEO Confidence is falling; No Powerball Winner; winners usually lose; Markets commentary: Use any rally to raise cash ahead of repricing of earnings; things change: What is the "Cure de Jour" the Fed will use next? Why doesn't the Fed make changes in anticipation of problems to...

Read More »

Preparing for the Recession of 2023 | 3:00 on Markets & Money

2022-10-31

by

(10/31/22) Despite the Big Tech Sell-off, the Dow is on track for its best performance since the 1930's, up over 14% heading into today's Halloween session. Markets continue to do technically very well from a bullish perspective. Markets soared above the critical 3,800 level last week, the initial resistance level that would set markets up for a rally. Indeed, the S&P is now positioned to rally up to somewhere between 3,900 and 4,100....

Read More »

Shrinkflation in Halloween Candy

2022-10-31

by

(10/31/22) Market action has been a textbook case of achieving support with no resistance up to 4,100; we're advising selling into the rally and prepare for a negative market trend into the end of the year; The Dow is up 14% for the year; it's the best year of performance since 1938. Watch for the Fed to announce a slowing of its rate hike pace, but not a pivot. Shrinkflation in Halloween candy: Prices are up 30% over last year. Consumer Spending...

Read More »

What Women Want to Know About Social Security (10/20/22)

2022-10-28

by

Here is an encore presentation of the OCtober 20, 2022 Lunch & Learn on What Women Want to Know About Social Security with RIA Advisors Director of Financial Planning, Richard Rosso, CFP, with Senior Advisor, Danny Ratliff, CFP.

Read More »

Why GDP Numbers Aren’t as Great as You Might Think

2022-10-28

by

(10/28/22) Crypto is a risk-on trade: Using Ethereum performance as a leading indicator of the crypto-sector; Meta vs Amazon; Exxon surpasses expectations; the process and practice of trimming profits; risk management in a portfolio. What IS the Metaverse? Did Zuckerberg make a mistake? How Student Loan Forgiveness funds will be used; Houston Astros in World Series & Hater-fans; credit card debt is at highest levels in 20-years; assuming...

Read More »

Earnings Disappointments Put Market in a Struggle | 3:00 on Markets & Money

2022-10-27

by

(10/27/22) Meta's disappointing earnings report sets markets up to struggle through today's open; the money side of the business was okay, and Meta's base of users was similarly okay; what worried Wall Street was Mark Zuckerberg's dogged agenda of spending, all-in on the fledgling "Metaverse."

Read More »

Big Cap Companies Getting Spanked on Poor Earnings

2022-10-27

by

(10/27/22) As markets wrap up October's business, the generals' earnings reports are not at all encouraging: Meta's was only okay, tempered by Mark Zuckerberg's all-in bet on the future of the Metaverse. Markets did end higher than they started, but there remain two levels of resistance to overcome.

Read More »

Was Google’s Bad News Already Priced-In? | 3:00 on Markets & Money

2022-10-26

by

(10/26/22) Markets rallied right to the 50-DMA, needing to break through the 3,800 level of resistance, and after the bell, Google and Microsoft released their latest disappointing report cards.

Read More »

Why Americans’ Savings Rates Have Fallen Off a Cliff

2022-10-26

by

(10/26/22) October historically marks the markets' low point for the year; we're looking to hold on at 3,800, and "softer" language from the Fed next will help. Microsoft's guidance is a disappointment, and Amazon's AWS will, too.

Read More »

Any Good News Would Be Welcome | 3:00 on Markets & Money

2022-10-25

by

(10/25/22) What factors could lift markets into the end of the year? Over $1-Trillion worth of authorized stock buy backs become available on Friday, triggering as much as $5 Billion of buying a day coming into the market; mid-term elections are two-weeks away, and historically, stocks have been higher for the twelve months following a mid-term election; a gridlocked congress would provide opportunity for stocks to rally. The Fed, also, is a...

Read More »

We’re Back Where We Were in June (but it feels worse now)

2022-10-25

by

(10/25/22) As October winds-down, the earnings revelations continue, with some better-than-expected results, but the pain trade is higher; the stock buy back window opens for business on Friday with $5 Billion in daily activity potential being added to the markets; will the Fed make moves to taper rate increases? Recession is a distinct possibility in 2023. Markets historically under-perform ahead of midterms and out-perform for 12-months following...

Read More »

Can Markets Muster Continuation of the Rally? | 3:00 on Markets & Money

2022-10-24

by

(10/24/22) Markets rallied sharply off the 20-DMA on Friday to deliver a 90% upside day for stocks. Futures are pointing higher this morning, begging the question, can markets muster a continuation of the rally over the next few days as we put the wraps on October? 45% of the S&P companies will report earnings this week; the buyback blackout window ends on Friday, and the Fed is set to meet next week, with hopes that talk of ending rate hikes...

Read More »

The Difference Between Inflation and the Cost of Living

2022-10-24

by

(10/24/22) Comcast Cable outage coincides with Astro's weekend watch parties as the home team advances to the World Series. Again. Market Commentary: Setting up for some nice action to end the month, with a possible change in Fed stance on interest rates. The top concerns this election season: Inflation and the economy. The problems from un-educated voters; Nancy-nomics, Inflation, and the cost of living. Is the Fed thinking about talking about a...

Read More »

Is There a Positive Side to Inflation?

2022-10-21

by

(10/21/22) Higher inflation is no reason to stop making contributions to your retirement savings, regardless of mode: Just alter the allocations. No Shift. What happens after the mid-terms? Inflation isn't budging; the Fed went too far, and we'll see more adverse effects in 2023. There's no place to hide but in Cash. What happens if Yields continue to rise; interest rates can only go so far. When is Inflation is a Good Thing? COLA on Social...

Read More »