Category Archive: 9a.) Real Investment Advice

Filter archive by: Show All Show only Articles Show only Videos

Is Bad Breadth The Norm, Not The Exception?

2025-08-13

by

2025-08-13

Since the Pandemic, markets have been behaving abnormally. One such instance is a somewhat regular occurrence of bad market breadth. In other words, the market-cap weighted S&P 500 drives higher, yet fewer and fewer stocks are participating in the rally. For instance, in Monday's Commentary, we discussed the current instance of bad breadth. To wit: …

Read More »

8-12-25 Let Your Winners Run, Cut Your Losers Short

2025-08-12

by

Advice from one of the most-revered investors, Jesse Livermore, in 1916 still rings true today: Let the winners in your portfolio run, and cut the losers short; they're not coming back. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢...

Read More »

8-12-25 Two Dads on Money – Meme Stock Trading & Jesse Livermore’s Timeless Rules for Speculation

2025-08-12

by

Meme stocks meet Jesse Livermore’s timeless trading rules — Lance Roberts & Jonathan Penn discover how classic speculation strategies apply to today’s market frenzy. Lance preview's today's CPI print and a Goldman Sachs report on who exactly is shouldering the increased costs of tariffs; a look at markets' up/down pattern, and weakness within; Lance and Jonathan discuss meme stocks, speculative risk, and what the Old Masters of investing had...

Read More »

The Benefits of Working With an Independent RIA vs a Big Bank Advisor

2025-08-12

by

2025-08-12

When it comes to your financial future, choosing the right advisor matters. But not all financial advisors operate the same way. One of the most important distinctions you can make is between a Registered Investment Advisor (RIA) and an advisor at a big bank or brokerage firm. At first glance, both may offer similar services …

Read More »

A 50 BPS Rate Cut Is Not Out Of The Question

2025-08-12

by

2025-08-12

As we share below, the Fed Funds futures market is 86.5% confident the Fed will cut rates by 25 bps in September. However, they assign a zero percent chance that the Fed cuts by 50 bps. Powell's trepidation to cut rates leaves traders unwilling to consider that anything more than 25bps is possible. We argue … Continue reading »

Read More »

8-11-25 The Impact of Adult Pacifiers on Workplace Productivity

2025-08-12

by

During this morning's live-stream, Lance Roberts was distracted by a story on FOX about a new trend of using adult pacifiers to quell workplace stresses. That's not going to fly around here... Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/...

Read More »

8-11-25 Want an Economic Crisis? Slash Government Spending 50%

2025-08-11

by

Cutting government waste and excess spending sounds like a noble cause, but careful what you ask for. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our YouTube Channel:...

Read More »

8/11/25 U.S. GDP Shows Cracks – Why Investors Should Pay Attention

2025-08-11

by

July’s employment report confirmed that the slowdown in US economic growth is taking root. The unemployment rate increased to 4.2 percent, while labor force participation remained at 62.2 percent. If wage growth continues to moderate and hiring slows, the consumption-driven economy will lose its primary growth engine. Lance Roberts examines the data and suggests strategies for investors on today's episode of #TheRealInvestment Show. #USEconomy...

Read More »

Meme Stock Trading & Livermore’s Approach To Speculation

2025-08-11

by

2025-08-11

Meme stock trading has returned in force. As discussed last week, the fear of missing out (FOMO) continues to dominate investor sentiment. The meme stock movement is again dominated by speculative retail trading driven by online forums, social media hype, and short-term momentum. Unlike GameStop and AMC in 2021, the current cycle revolves around names …

Read More »

Auto Manufacturing Shift Puts Pressure on Profits

2025-08-11

by

2025-08-11

While tariff threats dominate headlines, automakers face a structural shift that could reshape the global auto industry. In response to steep auto import duties, manufacturers are being nudged toward “local for local” production models- an expensive and time-consuming pivot. Per the Wall Street Journal article “Auto Industry Takes $12 Billion Hit From Trade War”: Beyond …

Read More »

US Economic Growth Shows Cracks

2025-08-09

by

2025-08-09

🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you'd like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ … Continue...

Read More »

TITLE: 8-8-25 Breaking Even with Social Security is a Myth

2025-08-08

by

Thinking you're going to "break even" with Social Security is a myth; using that premise to take SS early is a mistake. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our YouTube Channel:...

Read More »

8/8/25 What Would a 20% Social Security Reduction Mean for Your Retirement?

2025-08-08

by

Could your Social Security check be slashed by 20%? With trust fund depletion looming, many retirees could face harsh income cuts sooner than expected. Richard Rosso & Jonathan McCarty break down what a 20% Social Security reduction would mean for your retirement lifestyle, how to prepare now, and smart income strategies to fill the gap. Whether you're already retired or nearing retirement, this is a must-watch. 0:18 - Social Security should...

Read More »

Data Myopia Foils The Fed

2025-08-08

by

2025-08-08

For months, we have been warning that the labor markets are not as strong as the BLS data attests. Six months ago, we wrote: While labor market data is generally good, there are signs the labor market is at a standstill. Continuing jobless claims are steadily rising and at their highest level in over three … Continue reading »

Read More »

The Debt And Deficit Problem Isn’t What You Think

2025-08-08

by

2025-08-08

In recent months, much debate has been about rising debt and increasing deficit levels in the U.S. For example, here is a recent headline from CNBC: The article's author suggests that U.S. federal deficits are ballooning, with spending surging due to the combined impact of tax cuts, expansive stimulus, and entitlement expenditures. Of course, with …

Read More »

8-7-25 The Risks of Investing in AI Stocks vs the Dot-com Bubble

2025-08-07

by

Investing in companies just because they're "in AI" is reminiscent of investors who plowed money into anything that had a .com behind their names at the turn of the century. That did not end well for most. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Read the article Lance mentions on our website, sign up for Lance's newsletter:...

Read More »

8-7-25 The Low Beta Boom: Sidestepping The Dot-Com Bust

2025-08-07

by

How can low beta stocks help savvy investors sidestep the pain of the Dot-Com Bust? Lance Roberts & Michael Lebowitz reveal why that lesson matters today...what low beta investing means, how it works in bear markets, and how it can protect your portfolio from bubbles and volatility. Lance reviews market reaction to tariffs coming completely online, and Apple's commitment to re-shore manufacturing to the US; the multiplier effect of domestic...

Read More »

The Inheritance Conversation – Love or Turmoil?

2025-08-07

by

2025-08-07

I understand how much we all disdain planning for our inevitable demise. As a Certified Financial Planning professional for over 25 years, I truly get it—I, too, find estate planning a necessary but unpleasant endeavor. However, only you can decide whether the inheritance conversation is love or turmoil. My father decided, upon finding out about …

Read More »

Navigating a Business Sale: Financial Planning Tips Before and After

2025-08-07

by

2025-08-07

Selling a business is often the biggest financial event of an entrepreneur’s life. Whether it’s a decades-long family company or a fast-growing startup, the decision to sell brings both opportunity and complexity. Amid the excitement of closing the deal, it’s crucial not to overlook the planning that must take place before and after the transaction. …

Read More »

Insiders Sell The July Rally

2025-08-07

by

2025-08-07

While the market steadily rose throughout June and July, corporate insiders were growing less enthusiastic about the stock market. Less than a third of S&P 500 companies saw insiders purchase stock in their own company in July. That is the lowest figure since 2018. Moreover, the ratio of buys to sells for insiders fell to … Continue...

Read More »