5-20-24 Disinflation Remains The Bigger Risk

2024-04-19

Markets respond to Israel attack on Iran; Procter & Gamble disappoints; markets are in a churning phase. Fed rate decisions & market behaviors. How much do you really need to survive in retirement (What’s your number?) Managing expectations, spending habits, and dependency on Social Securituy; the scinece & art of financial planning; retirement realities. The intimate process of deliverying financial plans; Candid Coffee preview. The three phases of retirement: Go-go, Slow-go, & No-go. Real Investment "’Shrooms." Tax Foundation survey: Do you pay your fair share of federal taxes?

3:12 – Markets’ Respond to Middle East Tensions
14:31 – How Much Do You Really Need to Retire?
30:24 – Delivering Financial Plans & Real Investment Shrooms
44:31 – Do You Pay Your Fair Share?

Hosted by RIA

2024-04-12

CFP testing results & commentary on professional credentialing; the importance of the Health/Wealth connection; the importance of continuing education (CE); a brief history of JP Morgan and "too big to fail." Inflation is permatory, not transitory. Profit margins are not great because costs are up. Jerome Powell is trying to put out a fire with a water pistol; how many ate cuts now? There is still too much money in the system to really tame inflation. Real Wages have peaked: Is this Jerome Powell’s "Volker Moment?" What clients "think" about portfolios is the toughest thing for advisors to manage. If Trump is elected, he will have to deal with the next recession. April is stress-awareness month; why we don’t sleep. Rosso’s Brooklyn paper route, Candid Coffee preview, & dealing with

2024-04-12

Is immigration why employment reports from the Bureau of Labor Statistics (BLS) continue defying mainstream economists’ estimates? Many are asking this question as the U.S. experiences a flood of immigrants across the southern border.

2024-04-05

It’s the Financial Fitness Friday episode of The Real Investment Show, hosted by RIA Advisors Senior Financial Advisors, Danny Ratliff, CFP, and Jonathan McCarty, CFA, CFP
Produced by Brent Clanton, Executive Producer
——-
Articles mentioned in this report:
"Japans Lost Decades: Are We On The Same Path"
https://realinvestmentadvice.com/japans-lost-decades-are-we-on-the-same-path/
"Market Corrections Matter More Than You Think"
https://realinvestmentadvice.com/market-corrections-matter-more-than-you-think/
"Q1 Earnings Season Approaches"
https://realinvestmentadvice.com/newsletter/
——-
The latest installment of our new feature, Before the Bell, "The Bernie Madoff Trendline Remains in Effect" is here:
&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1
——-
Our previous show is

2024-04-01

PCE Inflation is weaker, yet consumer spending remains robust; the Atlanta Fed is forecasting 2.3% GDP for Q2. Is this period nirvana for the Fed? The Relative Strength Index is stuck at 70. Markets continue a low-volatility advance, seemingly floating higher. The current environment typically leads to market correction. The next round of earnings commences next week; it will be unsurprising that to see a high percentage of companies “beat” Wall Street estimates. (The high beat rate is always the case due to the sharp downward revisions in analysts’ estimates as the reporting period begins.) Are investors paying more for less? California’s new $20.hr minimum wage goes into effect today; cast study to come. The realities of the cost of labor; at what point do consumers say, "enough."

2024-03-22

What do the Three Stooges and the Fed’s rate cut plans have in common? Risk appetites are on the rise with the Reddit IPO; what if inflation heats up and the Fed cannot cut rates? We’re living in a government-driven economy. The challenges to withdrawal rates: Goal-harvesting. Goal shifting when retirement guardrails change. The Reddit IPO: Let the euphoria burn away. Risks to Medicare Advantage plans in 2024: Pre-existing clauses. We now have to deal with reinvestment risks as rates begin to fall; alternatives to getting away from high fixed-income earnings.

3:12 – The Three Rate Cut Stooges
14:23 – Retirement Goal-harvesting
30:16 – Risks in Medicare Advantage 2024
44:33 – Medicare Advantage Risks & Reinvestment Risks as Rates Begin to Drop

Hosted by RIA Advisors Director of

2024-02-05

(2/5/24) Getting February underway with an "amazing" Employment Report (with seasonal adjustments!) Full Employment is trending downward; where did 4-million people go?? Interest Rate cuts have been pushed farther out in the year. Markets don’t care about economic reports’ details. Why Markets continue to do better: They’re focused only on the headline data. February is typically a weaker month: Will there be negative rates of return? A visit to Costco illustrates the bifurcated economy: The have’s vs the have-not’s. Almost all large-cap companies have reported Q4 earnings, and doing "well" (thanks to stock buy-backs). Lowered earnings per share estimates have resulted in higher "beat rates," but no one cares. Why stocks are popular hedges for retirees (with charts: See link below for

2024-01-10

So someone told you they were "Lance" from RIA Advisors, and asked you to move some money? Don’t be fooled…
Sage words of advice from RIA Advisors’ Chief Investment Strategist, Lance Roberts.
➢ Listen daily on Apple Podcasts:
https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757

➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel:
www.youtube.com/c/TheRealInvestmentShow

➢ Upcoming personal finance free online events:
https://riaadvisors.com/events/

➢ Sign up for the Newsletter:
https://realinvestmentadvice.com/newsletter/

➢ RIA SimpleVisor: Analysis, Research, Portfolio Models, and More.
https://www.simplevisor.com/register-new

Visit our Site: www.realinvestmentadvice.com
Contact Us: 1-855-RIA-PLAN

https://twitter.com/RealInvAdvice