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9-18-25 Savvy Medicare Planning –

Planning for Medicare can feel overwhelming, but understanding your options is the key to protecting your health and finances in retirement. In this Savvy Medicare Planning Webinar, Richard Rosso & Danny Ratliff walk you step-by-step through what Medicare covers, who’s eligible, enrollment periods, penalties, premiums, Medigap, Medicare Advantage, and long-term care planning.

✅ What you’ll learn in this Medicare webinar:

The basics of Medicare Parts A, B, C & D (“the alphabet soup of Medicare”)

How and when to enroll in Medicare to avoid costly penalties

Understanding Medicare Advantage vs. Medigap policies

What Medicare does not cover (including long-term care)

How income adjustments affect your monthly Medicare premiums

Smart strategies for budgeting healthcare costs in retirement

Whether you’re approaching age 65, already retired, or helping a loved one plan, this presentation gives you the clarity and confidence you need for Medicare enrollment and retirement healthcare planning.

👉 Chapters included: Eligibility, Enrollment, Costs, Coverage Gaps, Medicare Advantage, Medigap, and Long-Term Care Planning.

0:00 - Intro/Disclosure
1:40 - What Is Medicare?
2:45 - Who is Eligible for Medicare?
3:49 - The Alphabet Soup of Medicare
5:25 - Medicare Advantage (Part-C)
8:05 - Medicare Enrollment Explained
9:45 - Late Enrollment Penalties
10:35 - The Question of Creditable Coverage
12:30 - Locking-in Coverage and guarantee of insurability
13:50 - Open Enrollment & Medicare Advantage Options
16:43 - A look at enrollment periods - Who Signs Up for Part-A?
23:03 - Who Signs Up for Part-B?
24:48 - Who Signs Up for Part-D?
26:30 - Special Enrollment Periods
28:15 - The Best Time to Enroll
31:00 How & Where to Sign Up for Medicare Part A & B
31:30 - How to Sign up for Medicare Part-D?
34:55 - Out of Pocket Costs Paid by Medicare Beneficiaries
35:40 - Medicare Monthly Premiums explained
38:36 - The Ugly Truth About Income Adjustments
42:30 - The Progressive Nature of Medicare Premiums
44:35 - Deductibles
46:30 - MediGap Coinsurance
48:25 - Part-D Coinsurance explained
50:10 - What Medicare Covers...and Doesn't; it's not long term care
52:50 - What Private Insurance May Cover
58:35 - Medigap Policies
1:00:45 - Medicare Advantage Plans - How much risk do you want to mitigate?
1:03:00 Shop Carefully for Private Insurance
1:04:30 Health Care Budget Planning & HSA's
1:09:00 Long Term Care Planning & Costs
#MedicarePlanning #RetirementPlanning #MedicareEnrollment #MedicareAdvantage #FinancialPlanning
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Lance Roberts
Finally, financial news that makes sense. Lance Roberts, the host of "StreetTalkLive", has a unique ability to bring the complex world of economics, investing and personal financial wealth building to you in simple, easy and informative ways but also makes it entertaining to listen to at the same time.
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