Ray Dalio on the Importance of Hiring Well

2025-11-29

Trying to figure out your holiday gift giving this year? I have a great suggestion for you.

There are organizations like @TisBestCards and @donorschooseorg that will give a donation to your recipient’s favorite charity, on your behalf.

I think gifts like these are more in keeping with what the holiday season is really about, so I wanted to pass it along. #redefinegifting

2025-11-10

Don’t just react to pain — reflect on it. To overcome any obstacle, you must think deeply about how reality works and develop principles to guide your actions. That’s the only way to learn from your mistakes so you don’t repeat them. The pain is the signal! @TheDiaryOfACEO

2025-10-17

Ultimately, it’s all about human nature.

In my view, the biggest risk we face are our own selfish, mutually-destructive tendencies. If we’re able to rise above them and find compromises, we can avoid the worst possible outcomes.

But to do that, we need to stop fighting with each other and align on policies that improve conditions for everyone.

2025-09-18

Ultimately, it all comes back to supply and demand.

Debt costs are higher in the UK than in the US because the British pound is no longer a reserve currency. It’s not an effective storeholder of wealth because people aren’t transacting in it like they do with US dollars.

Since many people around the world transact in dollars, that increases the demand and ultimately helps when it comes to servicing debt. @MasterInvestorChannel

You can watch the full conversation here: ?si=1nUp9HME9GFIrC95

2025-09-17

The increasing political polarization we’re seeing today isn’t anything new. It’s similar to what we saw in the 1930s, and it’s even something Plato wrote about a couple thousand years ago.

In democracies, people vote for their interests. And since people generally want more, politicians want to give it to them — and are willing to go into debt to make that happen.

Ultimately, things reach a breaking point where discipline is needed. People want somebody to get control of the government and make it work well.

But there are two versions as to who that somebody is.

In the 1930s, this led to the rise of fascism (for people who wanted a strong leader to lead a command economy) and communism (for people who wanted to redistribute opportunities).

Inevitably, these two clashing visions

2025-08-11

My view is that buying and holding real estate is not an effective investment strategy in our current economic environment, for a few reasons.

1) Real estate is more interest rate sensitive than it is inflation sensitive, so given our current circumstances it is likely to go down in real terms

2) It is a fixed asset that is easy to tax, which limits its impacts on your ability to diversify

3) Real estate is nailed down, so investing in it makes it more difficult to move money from one place to another

That’s my view, in a nutshell. I’m curious to hear if you agree.

#GovernmentDebt #debt #principles

2025-07-09

I’ve gotten a lot of questions on the recent Trump tariffs and their impact on the global economy. There is a belief that tariffs will bring manufacturing back to the United States, I am uncertain of that. You can learn more about why, and what the current big debt cycle the United States is going through in my new book, How Countries Go Broke: The Big Cycle.

#raydalio #principles #politics #economics

2025-06-30

Everybody I speak with on both sides of the aisle agrees that we need to get our spending down to 3% of GDP.

But politics is standing in the way of making good decisions. The idea of compromise is out.

I think we all agree that we’re in need of a big renovation. The question is how that renovation gets done — and there’s a lot of fighting over what that renovation might look like.

My advice: Politicians on both sides need to agree on a mutually acceptable “worst case scenario” that cuts spending to the level we need, if a broader agreement can’t be reached in the near future.