Ray Dalio on What Has Changed in the United Sates in the Last 10 Years

2026-01-28

The income and wealth gap in the US are the highest they’ve been in almost 100 years. It’s something that need to be addressed before it creates even more extreme internal conflicts.

However, I worry about the practical impacts of wealth taxes on the economic system. And that’s because there’s a difference between wealth and money.

It’s all about the mechanics. Bubbles burst when there’s a need for money to generate cash flow. Wealth taxes would create a situation where people who are wealthy on paper need to sell assets to cover their liabilities. And that can quickly create a dynamic that leads to a broader issue.

It’s something to watch in the coming years.

#wealthtaxes #wef26

2025-12-11

1,000 meters below sea level, there’s an entire world that’s never been explored.

There’s so much going on in our ocean’s — species we haven’t discovered, behavior we’ve never seen. That’s why I’m so passionate about ocean research, and why I decided to build @OceanX .

I’m so excited that our team at gets to play a part in bringing it to all of you. And I hope some of you find it as thrilling as I do. #oceanexploration #oceanx

2025-12-10

I’ve been using AI to help my decision-making for over 30 years. It’s a big part of what made Bridgewater successful.

I found that if I wrote down my criteria for making decisions and put them into algorithms, the computer could process far more information far more quickly than I could on my own. Alongside my logic and inspiration, it was a great partnership.

I started doing this in my investment decision-making, but soon incorporated it into my broader decision-making, as well. (By the way, that investment decision-making is what made Bridgewater so successful.) LLMs have made this process even more seamless and useful.

If you’re interested in trying out my beta AI tool, you can find it at the link below.

2025-11-29

Trying to figure out your holiday gift giving this year? I have a great suggestion for you.

There are organizations like @TisBestCards and @donorschooseorg that will give a donation to your recipient’s favorite charity, on your behalf.

I think gifts like these are more in keeping with what the holiday season is really about, so I wanted to pass it along. #redefinegifting

2025-11-06

History shows us that having too much debt during an economic downturn leads to a classic, self-reinforcing cycle where:

1) The empire can no longer borrow the money to repay its debts
2) It prints a lot of new money, which devalues the currency and raises inflation
3) Living standards decline, leading to the rise of political extremism
4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources
5) Populist leaders emerge pledging to take control and bring about order

2025-10-02

I can’t say exactly how effective Bitcoin is as a money, but it’s being perceived by many as an alternative money and so is worth paying attention to.

Money needs to be both a medium of exchange and a storehold of wealth — and the latter is more important.

I doubt that any central bank will take it on as a reserve currency. That’s because all of the transactions are public, so there’s no privacy to it, and there’s a risk that in the future the code could be broken to make it less effective through government controls.

My personal approach is that I do have some Bitcoin in my portfolio, but not much. @TheMasterInvestorPodcast

You can watch the full conversation here:

2025-09-03

THESE are the most important things for teenagers to consider.

2025-08-18

If you’re not generous with others and others aren’t generous with you, you won’t have a quality relationship.