Category Archive: 9a.) Real Investment Advice

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Has the Fed Run Out of Room?

2023-03-09

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/9/23) Market response to two days of Jerome Powell's testimony promising more rate hikes: Ral on. Bulls held the line at the 200DMA; Fear sells, but markets aren't signaling that, retaining a bullish bias. How we communicate now: Most text-message; The Fed is driving blind, reing on backwards-looking data. At what point will higher rates...

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Workers’ Benefits of the Future (3/21/23)

2023-03-08

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What will Workforce Benefits of the future look like? Sabbaticals for travel & Day care for parents: What about the cost? 8 workers required to generate $1-mil in revenue in 1985; now down to 2 workers in 2022. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real...

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Rethinking Retirement Savings (3/22/23)

2023-03-08

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The Secure Act 2.0 and re-thinking retirement; too many Americans cannot afford to save; mandatory savings to start at 3%; no more "set-it-and-forget-it." Rule of thumb: Save 30% of income; if you can't you have a spending problem, not a savings problem; the financial responsibility of Boomers. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive...

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What Will Jerome Powell Break Next?

2023-03-08

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/8/23) Jerome Powell testifies as expected to the Senate Banking Committee, promising more rate hikes for as long as it takes to quell inflation. There is now a 70% chance of a .5% rate hike this month; terminal rate is now anticipated to reach 5.6%. The on way to bring down inflation is to create a recession. Recap of Money Smart Kids...

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The Ugly Truth About Poverty (3/20/23)

2023-03-07

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The end of pandemic assistance; why there will always be an impoverished segment of the population; why we have more people in poverty now than before pandemic: The inflationary effects; the flaw of UBI (Universal Basic Income) exposed. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer -------- Watch the show from which this segment was excerpted on our YouTube channel:...

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Waiting for the Gadot Recession

2023-03-07

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/7/23) Markets' first test of resistance in anticipation of hawkish congressional testimony from Fed Chairman Jerome Powell; why has there been a rally in Materials and Industrials? The effect of the Inflation Reduction Act piping money into infrastructure projects; Recession is still coming, sooner or later; probably later. Market drivers...

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What will Workforce Benefits of the Future Look Like?

2023-03-06

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/6/23) The Month of March marks the end of the Quarter, and markets will be affected by a certain amount of quarterly window dressing, this month's FOMC meeting, Friday's employment report, and the latest CPI. It's okay to be bullish with a cautionary caveat. Recession or no recession? A very different economy today, based on services...

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How to Increase Your Social Security Check Up to 25%

2023-03-03

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/3/23) The entrenchment of higher prices: Airline prices are out of control. How much of it will stick, and what will the Fed to do next; are they behind the curve? The new benchmark for higher prices: How long will it take for inflation to cool? Maximizing your Social Security check means delaying retirement until age 70. The avoidance of...

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Will the Fed Hike 50bp?

2023-03-02

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/2/23) Investors should be on alert today following yesterday's program-trading driven markets; breaking through support at the 200-DMA could spur accelerated selling by the bots. When to act? Avoid knee-jerk response, and look for the selling stampede to conclude. Hopes for a Fed pause or pivot are running into reality. The foibles of...

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Where Did the Stimulus Go?

2023-03-01

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (3/1/23) Margins are narrowing between Bull & Bear markets, as the battle between Valuations and Fundamentals continues; why the Fundamentals will eventual win. We're still in a corrective market in which Valuations have not adjusted. A brief History of Housing, and reasonable expectations for home buying; the Math of Home Ownership and...

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“Fixing” Social Security is Political Suicide

2023-02-28

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/28/23) Monday's markets closed positive, but barely; consumer confidence is low but improving. The difference between stocks & bonds and yields: Stocks do not pay yields. Analysts still expect current markets to be in a trough, but the Fed is still hiking rates, and previous 4.75bp have yet to hit markets or earnings. Making the case...

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Sellable Rally? (2/27/23): Market Analysis & Commentary from RIA Advisors Chief Investment Strate…

2023-02-27

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➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Upcoming personal finance free online events: https://riaadvisors.com/events/ ➢ Sign up for the Newsletter: https://realinvestmentadvice.com/newsletter/ ➢ RIA SimpleVisor: Analysis, Research, Portfolio Models, and More....

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Raising Money Smart Kids

2023-02-24

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Here is an encore presentation of the February 23, 2023 Lunch & Learn on Raising Money Smart Kids, with RIA Advisors Director of Financial Planning, Richard Rosso, CFP, with Senior Advisor, Danny Ratliff, CFP. ------- 0:00 - Intro/Disclaimer 1:25 - Grandparents' opportunities for generational influence of grandkids 2:12 - What is a Money Script? 5:33 - Know Yourself 7:44 - Money Avoidance/Money Worship 13:48 - Money Focus 18:54 - Money...

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Tax Tips for 2022 You Can Still Use

2023-02-24

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/24/23) It's "Go Texas Day," with boot-buying tips for the uninitiated; The Fed's target rate has risen to north of 5%: Be prepared to "call an audible." The good news about higher interest rates: Better yields on bonds. Tax Tips for 2022 you can still use now: deductible IRA contributions, self-employment Roth; prepare...

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The “No Landing” Scenario is a No-go

2023-02-23

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/23/23) Markets are receiving a cluster of support; not all tech companies are alike: NVIDIA vs Intel; it is critical for markets to hold support at current levels; the Fed continuing, aggressive rate hikes have yet to affect markets: Impact on futures vs the lag effect; 475-bp increases have yet ot be felt. Don't ignore Chicago Fed...

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The Problem with Economic Data

2023-02-22

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/22/23) The long-awaited market correction has arrived, begging the question of whether markets can firm-up and hold levels here. Look at correction as an opportunity for portfolio rebalancing; St. Louis Fed Pres. James Bullard says interest rates need to exceed 5% to battle inflation; markets have rallied on the notion earnings have...

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Is Sticky Inflation Entrenched in Economy?

2023-02-21

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/21/23) Is a recession in the works with the Fed still intent on raising rates? Our word of the day is "Recessionista;" what is the Fed going to break? M2 Money Supply as a % of GDP indicates liquidity still flowing through the economy, but declining. The Roberts' Family Saga: Dead Rabbit. No landing scenario, no recession,...

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Overly Complicated Portfolios & The Scam of the Century

2023-02-17

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/15/23) Lance's Rant #1 on making portfolios overly-complicated, and diversification mistakes. Lance's Rant #2 on the true nature of Stock Buybacks and the total scam of Carbon Credits. Poor people don't care about climate change; they can't afford carbon credits anyway; Climate Works' carbon "scrubber" vs trees. [NOTE Today's...

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Should Markets Price-in a Half-point Hike?

2023-02-17

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HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/17/23) Will markets lose the ongoing rally? Inflation remains sticky; job mobility and dynamics; what happened to Goldman's employee coffee service? Measuring economic performance: The Buffett Underwear Indicator; insufficient retirement savings vs the retirement clock: How to play catch-up. Market/economic date preview: Retail sales...

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Buyers Continue to Move Into Markets

2023-02-16

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DESCRIPTION: HAVE YOU SUBSCRIBED TO "Before the Bell?" https://www.youtube.com/channel/UCFmyKJKseEMQp1d14AjvMUw (2/16/23) Buyers are consistently moving into the markets, and there are two ways this can go: Trade sideways, or price declines. The Citibank Surprise Index indicates optimism may weaken; that anticipated recession is not being picked up in economic data...yet. Markets remain in rising trendline; a corrective process is needed....

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