Category Archive: 9a.) Real Investment Advice

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Correction Continues – The Value Of Risk Management

2025-04-28

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2025-04-28

Despite the recent rally, the correction continues. While wanting to "buy the dip" is tempting, there has been enough technical damage to warrant remaining cautious in the near term. As we have discussed, managing risk requires discipline and the emotional ability to navigate more volatile markets until a more straightforward path for risk-taking emerges. The …

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Spock And The Logic Based Approach To Volatility

2025-04-26

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2025-04-26

Inside This Week's Bull Bear Report Market Finds Some Hope Last week, we discussed the issue with the spat between President Trump and the Federal Reserve chairman, Jerome Powell. As noted then: "While the markets await the next Federal Reserve meeting, the uncertainty over monetary policy weighs on markets as much as the uncertainty about tariffs.

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4-25-25 You’re Going to Leave a Legacy

2025-04-25

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Roth "evangelism" is taking hold across the country as more and more discover the wisdom of converting traditional 401k and IRA's to "Roth's," paying taxes now so that funds accrue tax free. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Jonathan McCarty Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel:...

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4-25-25 Wouldn’t You Rather Roth?

2025-04-25

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Are you contemplating a Roth IRA conversion in 2025? With potential tax rate increases on the horizon, now might be the optimal time to act. Richard Rosso and Jonathan McCarty delve into:​ * The benefits of converting to a Roth IRA before 2026 * Strategies to minimize taxes during conversion * How Roth conversions can impact your retirement planning * The role of Roth IRAs in estate planning​ Rich and Jonathan explore how a Roth IRA can offer...

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Scott Bessent Affirms The Dollar Is Not Dying

2025-04-25

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2025-04-25

Despite a growing chorus of pundits claiming the "death of the dollar" is imminent, Treasury Secretary Scott Bessent said the dollar will remain the world's reserve currency. The following clip from Bloomberg was based on a speech Scott Bessent gave Thursday morning to the IMF and World Bank: More broadly, the Treasury secretary reinforced backing for the central role of the US and its dollar in the global financial system.

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Speculator Or Investor? 10-Rules From Legendary Investors

2025-04-25

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2025-04-25

Are you a "speculator" or an "investor"? This is an essential question that every individual deploying capital into the financial markets must answer. The reason is that how you answer that question determines how you should behave during market cycles.

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4-24-25 Manage Risk and Volatility rather than manage for Gains

2025-04-24

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There is no certainty on where we go from here. Don't forget to take profits, don't forget to hold cash so that you can redeploy when prices are lower. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen daily on Apple Podcasts:...

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4-24-25 The Path Ahead: Soar, Stall, Or Plummet?

2025-04-24

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Will the market soar to new heights, stall in uncertainty, or plummet into correction? Lance Roberts & Michael Lebowitz break down the key drivers that will shape the economy and stock market in the months ahead. From Federal Reserve policy shifts to earnings forecasts, geopolitical risks to liquidity conditions—this is your investor’s guide to what's next. Whether you're managing a portfolio or planning your financial future, this episode...

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The Powell Relief Rally

2025-04-24

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2025-04-24

Monday's Commentary started: On Truth Social, President Trump stated, “Powell’s Termination Can’t Come Fast Enough!” The stock and bond markets fell as investors feared President Trump might try to remove Powell from his role as the Chairman of the Federal Reserve.

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How to Build an Emergency Fund That Protects Your Retirement Savings

2025-04-24

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2025-04-24

An emergency fund is often associated with working individuals preparing for job loss or unexpected expenses, but it is just as crucial for retirees. Having a dedicated emergency fund for retirees helps cover unforeseen costs without dipping into long-term investments, particularly during market downturns.Protecting retirement savings requires a financial cushion that prevents unnecessary withdrawals from …

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4-23-25 Don’t Focus on Exact Market Lows

2025-04-23

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Too many investors wait until too late to buy into the market at a specific number or price. You don't need to know the address, so long as you're in the right neighborhood. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen daily on Apple Podcasts:...

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4-23-25 Trump vs. Powell: Should the Fed Chair Be Fired?

2025-04-23

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On today's show, Lance Roberts & Danny Ratliff dig into the growing tensions between Donald Trump and Fed Chair Jerome Powell. Should Trump fire Powell? What would it mean for interest rates, inflation, and market stability? Join me as we explore the politics behind the Fed, the potential fallout for investors, and what history tells us about presidential pressure on the central bank. Hosted by RIA Advisors Chief Investment Strategist Lance...

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The Path Ahead: Soar, Stall, Or Plummet

2025-04-23

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2025-04-23

We have good and bad news for investors who want to know whether the stock market will soar, stall, or plummet. First, the good news. This article presents the market path for what lies ahead.

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The Gold Stock Relationship

2025-04-23

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2025-04-23

Since the start of the year, the S&P 500 is down over 10% and nearly 20% from its January peak. At the same time, gold is up almost 30%. The stark return differential is excellent news for gold investors, but the clock may be ticking on gold's outperformance versus stocks.

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4-22-25 Know What You Own

2025-04-22

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Do you know what's in your portfolio? Lance Roberts explains the beauty of mortgage-backed bonds, which most investors do not understand, underscoring the importance of knowing (and understanding) what all are in your holdings. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube...

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4-22-25 If Spock Was Your FInancial Advisor

2025-04-22

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We're not exactly going where no man has gone before, but a recent piece in Forbes.com caught our eye, and it's worth...exploring. Lance Roberts and Jonathan Penn blend a little pop culture with personal finance on today's episode: What if logic—not emotion—guided your financial decisions? How might the legendary Vulcan's rational mindset be applied to modern investing. From avoiding behavioral biases to making objective portfolio decisions, we...

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The Kink In The Yield Curve

2025-04-22

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2025-04-22

Economic and inflation forecasts have a highly significant impact on treasury bond yields. Therefore, one would suspect that their yields would follow a linear trend as the maturity lengthens on Treasury securities.

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The Importance of Estate Planning in Securing Your Financial Legacy

2025-04-22

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2025-04-22

Estate planning is more than just drafting a will—it is a critical strategy for protecting assets, reducing tax burdens, and ensuring a seamless wealth transfer. Without a proper plan in place, your loved ones may face legal complications, unnecessary expenses, and potential disputes over your estate. Estate planning for wealth is essential for anyone who wants to preserve assets and provide financial security for future generations.

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4-21-25 The Death Cross And Market Bottoms

2025-04-21

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Is the dreaded death cross a warning sign—or a buying opportunity? In this episode, I break down what the death cross really signals for the stock market and whether it reliably marks a market bottom or just more volatility ahead. We’ll look at historical patterns, technical analysis indicators, and investor behavior during past bear markets. If you're trying to navigate through the noise and make smarter investment decisions, this episode is for...

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Powells Termination Can’t Come Fast Enough

2025-04-21

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2025-04-21

On Truth Social, President Trump stated, "Powell's Termination Can't Come Fast Enough!" His comment, posted early Thursday morning, followed a speech by Jerome Powell on Wednesday afternoon. Unlike the ECB and other central banks that are cutting rates, Powell and the Fed hesitate to do so. Despite expectations for lower economic growth, they worry that …

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