Category Archive: 9a.) Real Investment Advice

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SLR: Could It End The Bond Bear Market

2025-06-30

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2025-06-30

On June 25th, the Federal Reserve quietly announced a significant change to the Supplementary Leverage Ratio (SLR). While the headlines were muted, the implications for the U.S. Treasury market were anything but. For sophisticated investors, this technical shift marks a subtle but powerful pivot in monetary mechanics. It could create demand for Treasuries, improve market …

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Shadow Fed Chair: Good Idea?

2025-06-30

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2025-06-30

Donald Trump’s frustration with Chairman Powell increases by the day. Consequently, per The Wall Street Journal, expectations are that Trump will announce Powell's successor sooner than typical. Powell’s term expires May 2026. If Trump goes through with an early nomination, this "shadow Fed Chair" would espose views on the economy and monetary policy until Powell's retirement. Consequently, …

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WWIII – The Death Of Another Narrative

2025-06-28

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2025-06-28

🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you'd like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 📊 …

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6-27-25 Ken FIsher Doesn’t Need an Annuity; You Might

2025-06-27

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Annuities are not your enemy, despite their bad rap; part of the fault lies with the financial industry, which too often SELLS annuities instead of PLANNING for them with a client. Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen daily on Apple Podcasts:...

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2025 July Vacay

2025-06-27

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We are on vacation this week (6/30-7/4), returning with more fresh, live-content on Monday, July 7. In the meantime, feel free to peruse our playlists of features, market commentary, and financial advice segments here on our YouTube Channel. Wishing you and your family a safe and happy Independence Day! RIA Advisors Chief Investment Strategist Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Register for our next live...

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6-27-25 Annuities Are Not Your Enemy

2025-06-27

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Are annuities always a bad deal? Not so fast. In today’s episode, Richard Rosso & Jonathan McCarty tackle the myths and misconceptions around annuities. From income guarantees to tax-deferred growth, find out how annuities can actually support your retirement strategy—if used the right way. Jonathan shares his changed life as a new father, and a discussion of investor confirmation bias, who's likely to be the replacement for Jerome Powell,...

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Dollar Reversal: What It May Mean For Gold and Bonds

2025-06-27

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2025-06-27

Yesterday's Commentary noted that the dollar is very oversold and likely due for a reversal. To wit: The dollar is deeply deviated from its longer-term mean, oversold on multiple levels, and has been basing since April. As noted last Friday, the incredibly negative bias and position against the dollar are excellent contrarian signals for a …

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The Fed’s “Transitory” Mistake Is Affecting Its Outlook

2025-06-27

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2025-06-27

In 2023 and 2024, the Fed was under intense public and media scrutiny for calling the post-pandemic surge in inflation “transitory.” Critics argued that the Fed's failure to anticipate the persistence and severity of rising prices undermined its credibility. Yet, with the benefit of hindsight and historical context, the Fed's position wasn't entirely misguided. Inflation …

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6-26-25 The Federal Reserve: Financial Economic Socialism

2025-06-26

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Has the Federal Reserve become more famous/infamous than the President of the United States? The Fed's ever-growing footprint on the U.S. economy is undeniable, perhaps even a form of financial, economic socialism. Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel:...

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6-26-25 The Fed’s Next Mistake

2025-06-26

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Is the Fed setting the stage for another policy blunder? As inflation pressures linger and economic growth slows, Lance Roberts & Michael Lebowitz break down the risks of the central bank's next move—and what it could mean for your money on this morning's episode of #TheRealInvestmentShow. The Market Rally is ON, yet oil prices are telling a different story about the economy. President Trump could be picking a successor to Fed Chairman Jerome...

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How to Align Your Financial Plan with Your Life Goals

2025-06-26

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2025-06-26

For high-net-worth individuals, wealth is more than a measure of financial success; it’s a means to achieve personal fulfillment, support cherished causes, and leave a lasting legacy. Traditional financial planning often emphasizes asset accumulation and tax efficiency. However, a more […] The post How to Align Your Financial Plan with Your Life Goals appeared first …

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SNB Brings Back Zero Percent Interest Rates

2025-06-26

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2025-06-26

With interest rates in developed economies falling but still significantly higher than their respective troughs in 2021-2022, some pundits are claiming that we are entering a new interest rate regime. Gone, they say, are the days of near-zero or even negative interest rates. The Swiss National Bank (SNB) may lead some pundits to rethink their logic. On June 19, 2025, the SNB reduced its policy rate by 25 basis points to 0.00%. Here are some reasons...

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6-25-25 Speculative Demand is Off the Chain

2025-06-25

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When there is a massive amount of demand for something, and Wall Street sees there is money to be made from it...they're going to figure out a way. There is record call-option volume presently in levels we've never seen, historically. And Wall Street is happy to sell it to you. This will end the way SPACs and some IPO's have ended...not well for investors. Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive...

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6-25-25 The Bulls Are Back in Town

2025-06-25

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Wall Street is buzzing again — but is the bull market really back? Lance Roberts & Danny Ratliff break down what’s fueling the latest stock market rally, what investors should watch next, and whether this rebound is the real deal or just a bear market trap. Market speculation is at an all time high, yet there are economic surprises in store that could shake things up. There is now an illusion of economic strength. Lance discusses the recent...

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Powell Testifies On Monetary Policy To Congress

2025-06-25

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2025-06-25

Fed Chair Jerome Powell presented his quarterly testimony to the House yesterday and will testify to the Senate today. The market reaction was minimal as much of his speech was a repeat of last week’s FOMC meeting and press conference. […] The post Powell Testifies On Monetary Policy To Congress appeared first on RIA.

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Fueling AI Data Centers: Behind The Meter Solutions- Part 1

2025-06-25

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2025-06-25

“AI is big business” is a gross understatement. The IEA estimates that “the market capitalization of AI-related firms in the S&P 500 has grown by around USD 12 trillion since 2022.” For perspective, the chart below shows that only the […] The post Fueling AI Data Centers: Behind The Meter Solutions- Part 1 appeared first …

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6-24-25 How Much Risk Do You Think You Can Handle?

2025-06-24

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Each incremental increase in the rate of return you want from your portfolio requires a geometric increase in risk to achieve. What do you want your portfolio to do for you? Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Listen daily on Apple Podcasts:...

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6-24-25 Is WW III Off the Table?

2025-06-24

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Is the threat of World War III finally off the table? Lance Roberts breaks down the latest developments in global conflict and what they mean for financial markets. From oil prices and defense stocks to safe-haven assets like gold and Treasuries, we’ll unpack how investors should think about geopolitical risk now. Are markets too complacent—or is the worst truly behind us? Is Apple dead? Lance addresses a YouTube Chatroom query with analysis of...

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The Role of Behavioral Finance in Protecting Your Wealth

2025-06-24

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2025-06-24

Behavioral finance is a powerful lens through which we can better understand the relationship between human psychology and financial decision-making. While numbers and logic drive traditional investing models, real-world choices are often heavily influenced by emotions like fear, greed, and […] The post The Role of Behavioral Finance in Protecting Your Wealth appeared first on …

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Strait Of Hormuz Closure: Why It Hurts Iran Too

2025-06-24

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2025-06-24

Closing the Strait of Hormuz would have severe implications for global trade, most importantly oil. As the graphic below, courtesy of the EIA, shows, about 14 million barrels of oil and condensate flow through the Strait daily. That equates to […] The post Strait Of Hormuz Closure: Why It Hurts Iran Too appeared first on …

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