Category Archive: 9a.) Real Investment Advice

Markets often become complacent during strong rallies, with investors focusing on bullish narratives while ignoring potential risks. Last year, the dominant story was AI, while this year the debate has shifted to whether massive CapEx spending will actually translate into real revenue growth. However, unexpected events—such as geopolitical tensions with Iran and rising oil prices—can quickly challenge those narratives and force markets to...

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Most investors believe diversification protects them from risk. It does not. Richard Rosso breaks down what diversification actually does, what it does not do, and why confusing it with risk management can quietly damage your portfolio over time. We also tackle one of the most overlooked questions in retirement planning: do you actually need long-term care insurance? Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP...

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While headlines are dominated by the Iran operation, important economic data beneath the surface is showing improvement. Manufacturing has moved back into expansion territory, the services sector is seeing a sharp increase in activity, and recent employment data came in stronger than expected. These signals suggest economic momentum may be strengthening after a softer period at the end of 2025. At the same time, prices paid in the services...

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Are passive investors really passive? Not anymore. Lance Roberts & Michael Lebowitz break down how index funds and ETFs — the tools designed for patient, long-term investing — have quietly become weapons of short-term speculation. #PassiveInvesting #ETFStrategy #IndexFunds #SectorRotation #JohnBogle

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Geopolitical tensions with Iran sparked fears that a shutdown of the Strait of Hormuz could send oil prices sharply higher. But markets have been calmer than expected. After briefly spiking above $80, oil pulled back to around $74 as Trump’s response helped stabilize shipping risks. While higher oil prices could temporarily push up gasoline prices and create short-term inflationary pressure, energy is not the primary driver of the CPI, which...

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Are you watching the market and wondering what's really going on? Lance Roberts & Danny Ratliff dive straight into YOUR questions — pulled live from the chat — covering the stock market outlook, what sectors to watch, and how investors should be positioning right now. No fluff, no filler — just real talk about where the market's heading and what it means for YOUR portfolio. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts,...

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Markets aren’t under pressure just because of Iran. The bigger issue is stress building in private credit. Blackstone’s large private credit fund is facing record redemptions above its limits, following earlier cracks in the sector. That raises liquidity concerns and is weighing on technology stocks. Geopolitical headlines grab attention, but tightening credit and redemption pressure are the real risks investors should be watching right now....

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Most people will never build wealth — not because of the economy, but because no one taught them the rules. Lance Roberts & Jonathan Penn break down the 10 Immutable Laws of Money — time-tested principles that have worked for generations, regardless of your income, age, or background. From budgeting basics and crushing debt to understanding why millionaires live more modestly than you think, these laws are the foundation of lasting financial...

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War headlines spark sharp reactions—oil jumps, stocks dip, the dollar firms—but history shows these moves are usually temporary. Markets price uncertainty fast, then refocus on what truly drives long-term returns: earnings, cash flow, and forward guidance. The key question isn’t how dramatic the news sounds. It’s whether it permanently changes corporate profitability. Some sectors may benefit short term, others may sell off, but once fear fades,...

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Is the stock market topping — or just catching its breath? This week, equity markets face a triple threat: an Iranian strike rattling geopolitical risk assets, an Anthropic AI capability announcement that hammered IBM, CrowdStrike, financials, and SaaS stocks, and a technical picture showing the S&P 500 slipping below both its 20- and 50-day moving averages. Lance Roberts breaks down the bull and bear cases in full. Hosted by RIA Advisors...

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