by Lance Roberts
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| Tom Allen, our Senior Benefits Consultant, and Tom Pohlan, the Regional Director with Retirement Plan Consultants, explore how small business owners can create effective retirement plans that benefit both employees and owners. Starting with Simon Sinek’s “Start with Why” framework, we’ll discuss why offering a retirement plan isn’t just a perk—it’s a powerful financial strategy for growth, retention, and tax efficiency. 💡 Key topics covered: Why businesses should care about offering retirement plans How retirement benefits help attract and retain top talent Owner advantages: higher savings limits and tax deductions Real-world examples, including Nancy’s Law Firm Comparing SEP IRA vs. 401(k) with Profit Sharing vs. Cash Balance Plans How plan choices evolve over time—from startup to mature business What RIA Advisors can do to help design, implement, and manage these plans We’ll also break down tax summary comparisons across plan types to show how contribution strategies can transform long-term wealth for both owners and employees. Whether you’re an entrepreneur, professional practice owner, or HR leader, this episode helps you understand where retirement planning fits into your broader financial picture—and how to make the numbers work for you. 👉 Subscribe for more insights on wealth management, retirement strategy, and small-business finance from the experts at RIA Advisors. #SmallBusinessRetirement #401kPlanning #SEPvs401k #TaxSmartSavings #RIAAdvisors Disclosure: Clarity Financial LLC dba RIA Advisors is a registered investment adviser and the opinions expressed by our guest speaker on this show are their own and do not reflect the opinions of RIA Advisors. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. |
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🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you’d like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ …
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