by Lance Roberts
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| Much has been reported and speculated about the recently passed Social Security Fairness Act. In this episode of Candid Coffee, Richard Rosso and Danny Ratliff discuss what the repeal of WEP and GPO mean for you; understanding Social Security Spousal Benefits and survivor benefits; and rethinking retirement planning with an income boost from Social Security. They take a clear-eyed look at the Social Security Fairness Act, Windfall Elimination Provision (WEP) explained, as well as the Government Pension Offset (GPO) vs. Social Security, and how to maximize Social Security benefits with sound Social Security planning strategies. Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer INTRO/Update on Secure Act 2.0 (disclaimer) 1:15 - An overview and background on the Social Security Fairness Act. 3:45 - Who does the WEP/GPO repeal apply to? 6:35 - Does this Affect You? 11:18 - How to set up SS I.D.? 13:30 - Dealing with Spousal Benefits 15:00 - Widower & Spousal Benefits: Wait? 20:02 - Social Security Optimization: Delay taking SS? 26:28 - What is the SS Trust Fund? 29:00 - How to fix SS :1:37 - Nest egg & Pension: How to leave $$ for kids & take SS? [Coffee mug to Jeff Drury] 34:00 What does your longevity look like? 41:00 Reverse Mortgages? 45:45 Social Security and Divorce 48:00 Lower Benefits? 49:30 SS & Marriage - Options for waiting to file 53:30 SS & Marriage - SS Payment withholding 54:15 Best time to take SS? 56:00 Is it worth it to go back to work to boost SS? 58:00 When to register for Medicare if still working? 60:00 The Future of SS? 1:04:55 When to file for Medicare? 1:08:00 Filling the Medicare Swiss cheese ======= Have more questions/comments for us? Please participate in our survey: https://forms.gle/H22KzaAoJVdLkGpd6 ======= ➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Upcoming personal finance free online events: https://riaadvisors.com/events/ ➢ Sign up for the Newsletter: https://realinvestmentadvice.com/newsletter/ ➢ RIA SimpleVisor: Analysis, Research, Portfolio Models, and More. https://www.simplevisor.com/register-new Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #SocialSecurityPlanning #WEPandGPO #RetirementWebinar #SocialSecurityReform #FinancialEducation #SocialSecurityFairnessAct #Retirement #SpousalBenfits #SurvivorBenefits #FinancialPlanning #CandidCoffee #Medicare #Markets #Money #Investment_Advice |
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