3-9-26 IRA’s – The Ticking Tax Bomb
2026-03-09
Is your IRA a ticking tax time bomb?
Most retirement savers don’t realize that every dollar sitting in a traditional IRA will eventually be taxed — and you may have little say over when, how much, or at what rate.
Danny Ratliff & Sarah Buenger break down the three critical dimensions of IRA tax planning: a proactive multi-year conversion strategy, the risks of doing nothing, and legacy planning considerations that could determine how much your heirs actually keep.
Hosted by RIA Advisors Senior Investment Advisor, Danny Ratliff, CFP, w Senior Investment Advisor, Sarah Buenger, CFP
Produced by Brent Clanton, Executive Producer
0:00 – INTRO
0:22 – Oil, Gasoline, & Market Commentary
3:51 – What Will the Fed Do Next?
6:06 – Tax Strategies & Management
7:52 – The Ticking Tax Time Bomb
1-23-26 The Hardest Part of Legacy Planning – Starting the Conversation
2026-01-24
Most people think the hardest part of legacy planning is legal documents, estate taxes, or complex strategies. In reality, the most difficult part is much simpler—and more uncomfortable: starting the conversation.
Richard Rosso and Jonathan McCarty discuss why these conversations are so difficult, why avoiding them creates greater risk for families…and offer a starting point solution.
0:00 INTRO
0:19 – Punxsutawny Ted Cruz & Texas Winters
1:47 – The Hardest Part About Legacy Planning
3:20 – When You Have Kids…
5:57 – The Basics of Health Directives
7:25 – The Five Wishes process
10:25 – Wish-1 – Who Makes Healthcare Decisions for You?
14:29 – Wish-2 – What Kind of Care?
17:10 – Organ Donation & EOL Planning
20:45 – Wish-3 – How Comfortable to You Want to Be?
21:28 – Wish-4 – How Do
Fibonacci In Mona Lisa And Markets
2026-01-21
Did you know there is a kind of technical analysis that shares structural similarities with hurricanes, nautilus shells, sunflowers, music, and human dimensions? These examples, along with countless others, follow proportions related to the sequence of numbers: 0, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89…
The Biggest Myth About “Money Printing” Explained
2025-11-25
The Fed doesn’t print money.
In this short video, Garrett Baldwin and I discuss how real money is created through government debt issuance and bank lending, why Fed actions are just asset swaps, and why modern money is always lent into existence rather than printed.
📺Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
Market Crack Or Beginning Of Something Bigger
2025-10-11
🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you’d like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ …
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10-10-25 Contrarian Trade That Could Shock Gold, Bitcoin & Stocks
2025-10-10
➢ Listen daily on Apple Podcasts: The real contrarian trade is the dollar $DXY.
In this Short video, @michaellebowitz and I discuss how rapid dollar rally could catch markets off guard, forcing investors out of gold $GLD, Bitcoin $IBIT, and risk assets as money rushes back into the safety of the U.S. dollar.
Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
10-9-25 Recession & Bonds: What Happens When The Next Downturn Hits?
2025-10-09
A recession usually means falling inflation and lower bond yields — good news for bond investors. But what if this time is different?
Lance Roberts & Michael Lebowitz break down how the next recession could flip the bond trade from bullish to bearish — and why government policy and fiscal stimulus may once again distort the relationship between inflation, yields, and bond prices.
0:19 – US Dollar Impact on Multi-national Companies
3:32 – Expectations for Market Reversal
9:45 – The AI Chase & Circular Money Flow
13:17 – Investments are Based on Hopeful Future Demand
16:28 – The Question of The How & The When
19:12 – The vidia – AMD – OpenAI Conundrum
20:07 – atural Gas is the Only Answer for next 5-years
22:02 – Markets Are Chasing Whatever Goes Up
24:24 – The Lesson for Diversifying
10-7-25 7 Midlife Money Traps That Destroy Wealth
2025-10-07
In your 30s, 40s, or 50s, life gets busy—and money decisions get complicated. Many professionals fall into the same midlife financial traps that quietly erode their future wealth. Lance Roberts & Jon Penn unpack seven common midlife money mistakes that can derail your long-term goals—from lifestyle creep and poor diversification to credit card debt and get-rich-quick schemes. Learn how to stay focused, protect your growing assets, and build financial independence while managing the real pressures of midlife.
0:19 – Taco Tuesday & Gov’t. Shutdown Day-7
4:23 – Is the Rising Trend Line About to End?
10:53 -Mid-life Crises & Dealing w Debt
17:31 – Christina’s Amazon Budget & Nutcracker Fetish
19:40 – Mission Creep & Budget Leakage
24:20 – The Danger of Using Credit Cards for Points
29:09 –
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