by Lance Roberts
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| Will Social Security be there for you when you’re ready to retire? Richard Rosso and Jonathan Penn host Candid Coffee on Savvy Social Security Planning, sharing the in's and out's of the Social Security system, answering questions like when you should apply for Social Security—and how much should you expect to receive? INTRO/Genesis of Candid Coffee 4:30 Teaser questions 5:15 Claiming Options & Costly Decisions about Social Security 9:40 Understanding the Value of Social Security 12:50 Will Social Security Be There for You? 15:45 A Clearer Way to Think About Social Security 17:00 What If You Live? 18:30 The fallacy of taking Social Security early 20:54 What About the Impact on COLA 22:19 Show Me the Money - How Benefits are Calculated 26:53 When Should You Apply for Social Security? 28:55 Will Social Security Be Enough to Live on in Retirement? 35:07 Delayed Benefit Credits 36:08 How to Maximize Benefits 38:58 Taxation of Social Security Benefits 43:55 How to Minimize Taxes on Social Security 45:37 Medicare May Shrink Your SS Check 46:14 When to Apply for Social Security - Review 48:16 Rules for Spousal Benefits 51:12 Coordination of Spousal Benefits & Maximization Strategies 55:14 Widowed/Divorced Survivor Benefits Explained 59:54 Rules for Survivor Benefits - Review 1:01:23 Rules for Divorced Spouse Benefits - Review 1:03:52 The Job of Your Fiduciary Advisor 1:06:58 Considering Social Security in the Context of Retirement & Work 1:08:46 You Have Questions... 1:09:28 Preview Savvy Medicare Planning ========= Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Upcoming personal finance free online events: https://riaadvisors.com/events/ ➢ Sign up for the Newsletter: https://realinvestmentadvice.com/newsletter/ ➢ RIA SimpleVisor: Analysis, Research, Portfolio Models, and More. https://www.simplevisor.com/register-new Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #CandidCoffee #SavvySocialSecurityPlanning #SocialSecurity #Retirement #Marketspeculation #Money #Investment_Advice |
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