10-21-25 Cash Value Life Insurance: Smart Strategy or Costly Mistake?

2025-09-19

Planning for Medicare can feel overwhelming, but understanding your options is the key to protecting your health and finances in retirement. In this Savvy Medicare Planning Webinar, Richard Rosso & Danny Ratliff walk you step-by-step through what Medicare covers, who’s eligible, enrollment periods, penalties, premiums, Medigap, Medicare Advantage, and long-term care planning.

✅ What you’ll learn in this Medicare webinar:

The basics of Medicare Parts A, B, C & D (“the alphabet soup of Medicare”)

How and when to enroll in Medicare to avoid costly penalties

Understanding Medicare Advantage vs. Medigap policies

What Medicare does not cover (including long-term care)

How income adjustments affect your monthly Medicare premiums

Smart strategies for budgeting healthcare costs in

2025-09-19

Since the middle of July, UST 10-year yields have fallen from 4.50% to 4.00%. While the yield decline has been profitable for bondholders, it has also aided many other investors. Such a finding may seem counterintuitive, considering that lower yields are the result of a significant weakening in the labor market and a range of …

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2025-07-28

Money doesn’t leave the market during a correction; not everything goes down during a corrective action in the markets. So where do you look to place extra cash?

Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO,
Produced by Brent Clanton, Executive Producer
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➢ Watch Live Mon-Fri, 6a-7a Central on our YouTube Channel:
www.youtube.com/c/TheRealInvestmentShow

➢ Listen daily on Apple Podcasts:
https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757
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Register for our next Candid Coffee, "Savvy Social Security Planning," August 23, 2025:
https://streamyard.com/watch/pbx9RwqV8cjF
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➢ Sign up for the Newsletter:
https://realinvestmentadvice.com/newsletter/

➢ RIA SimpleVisor: Analysis, Research, Portfolio Models, and

2025-07-25

Is your portfolio full of DORKs? Jonathan Penn and Jonathan McCarty unpack the return of meme stock mania and four speculative favorites: DNUT (Krispy Kreme), OPEN (Opendoor), RKLB (Rocket Lab), and KSS (Kohl’s). These retail-loved names are soaring again—but should you follow the hype or stay grounded? We’ll discuss why these stocks are rallying, the behavioral finance behind retail speculation, and the portfolio risks in chasing "lottery ticket" trades. Why the resurgence of meme stock mania, why retail investors are fueling it, and what it means for your portfolio? Don’t fall for the hype—learn how to invest smartly in a high-risk environment.

👉 Subscribe for more insights on stock market trends, retail investor behavior, and meme stock investing.

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2025-07-22

Renting vs Buying a Home – Which Makes More Sense in 2025?
Lance Roberts & Jonathan Penn, Two Dads on Money, ponder whether, with rising mortgage rates and stubbornly high rents, is it better to rent or buy right now?
* What are the true costs of homeownership vs renting?
* What are the hidden fees most people overlook?
* What are the financial pros and cons of both options?

Home ownership is often styled as the "American Dream," thanks to marketing by the National Association of Realtors (what’s their vested interest??) For the inprepared, home ownership can become a nightmare. Avoid the anchoring effect in determining whether your house purchase was a gain or a loss (expenses of ownership). Housing is not unaffordable; your expectations may be, however. Before you sign that lease or