12-12-25 Facing Your Financial Ghosts
2025-12-12
Everyone has financial ghosts—old decisions, forgotten expenses, or long-ignored habits that creep back into the present and shape our financial lives. In this episode, we explore three practical strategies to tackle your financial ghosts, reduce money stress, and build a healthier long-term financial foundation.
Richard Rosso & Jonathan McCarty break down how to evaluate your household debt-to-income ratios, identify where spending silently grows, and improve the financial conversations inside your home. You’ll learn how better awareness, open communication, and a disciplined review of expenses can help transform financial uncertainty into clarity and confidence.
#FinancialWellness #MoneyMistakes #PersonalFinanceTips #DebtManagement #WealthBuilding
Hassett To Replace Powell: Betting Markets Are Confident
2025-12-10
Based on comments from President Trump and the odds on the Kalshi betting site, shown below, Kevin Hassett is the likely nominee to replace Jerome Powell when his term as Fed Chair ends in May. While still half a year away, the market is beginning to price in what a Hassett leadership might mean for …
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12-9-25 Bear Case for 2026: Valuations, Mean Reversion & Credit Stress
2025-12-09
Markets are dangerously overextended and priced for perfection going into 2026.
In this short video, I explain why elevated valuations, mean reversion, and rising credit stress could make 2026 far riskier than investors expect.
📺Full episode:
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10-21-25 Cash Value Life Insurance: Smart Strategy or Costly Mistake?
2025-10-21
Cash value life insurance often sparks debate — is it a smart financial tool or an expensive way to mix insurance with investing? Lance Roberts & Jonathan Penn break down how cash value life insurance actually works and where it may (or may not) fit into your overall financial picture.
0:18 – Preview – Life Insurance & BYOB, Earnings Season Continues
6:00 – Markets Confirm Bullish Trend
10:55 – Private Credit Fund Warning – Subprime Credit Danger
18:22 – Whole Life Insurance Explained
19:51 – Whole Life vs Term, ULI, VUL
22:54 – Why Dave Ramsey is Wrong About Insurance
23:44 – The Math – Term vs Whole Life
25:51 – Why You Need Insurance
29:16 – Overfunding Strategies & Be Your Own Bank
32:49 – Whole Life vs Term (again)
37:59 – Beware Blanket Statements – Do the Research
39:28 – MEC –
Joe Weisenthal’s Take Down Of The ‘Debasement’ Trade
2025-10-21
Bloomberg’s Joe Weisenthal wrote an interesting article (Maybe ‘Debasement’ Isn’t The Best Way To Put it), sharing his opinion on the rising popularity of the so-called debasement trade. The debasement trade logic that Joe generally debunks is growing very popular in the media, per the Bloomberg graph below. While Joe thinks the debasement trade logic …
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