10-22-25 Business Owners’ Retirement Plan Options
2025-10-31
Tom Allen, our Senior Benefits Consultant, and Tom Pohlan, the Regional Director with Retirement Plan Consultants, explore how small business owners can create effective retirement plans that benefit both employees and owners.
Starting with Simon Sinek’s “Start with Why” framework, we’ll discuss why offering a retirement plan isn’t just a perk—it’s a powerful financial strategy for growth, retention, and tax efficiency.
💡 Key topics covered:
Why businesses should care about offering retirement plans
How retirement benefits help attract and retain top talent
Owner advantages: higher savings limits and tax deductions
Real-world examples, including Nancy’s Law Firm
Comparing SEP IRA vs. 401(k) with Profit Sharing vs. Cash Balance Plans
How plan choices evolve over time—from startup
Negative Earnings: Another Speculative Favorite
2025-10-27
The chart below, courtesy of Apollo’s Torsten Slok, shows that small-cap companies with negative earnings have outperformed small-cap companies with positive earnings by about 30% since early April. Per Torsten: “Something remarkable is going on in the equity market. Stock prices of companies with negative earnings have in recent months outperformed stock prices of companies …
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Why Keynes’ Economic Theories Failed In Reality
2025-09-05
A recent post from Daniel Lacalle, “How Keynesians Got The US Economy Wrong Again,” exposed the widening gap between John Maynard Keynes’ economic theory and reality. Despite the confident forecasts of leading Keynesian economists, the U.S. economy in 2025 continues to defy expectations. The Federal Reserve’s tightening cycle failed to trigger the widely predicted “hard …
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9-3-25 Why Most People Fail at Day Trading
2025-09-03
It’s an interesting conundrum that some retirees go into day trading as a "side gig," which in turn becomes another full time job, monitoring all of the data and news. Just because you have access to information doesn’t mean you have to act upon it. Sometimes it’s better to let the dust settle before making a move.
RIS Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisors, Danny Ratliff, CFP
Produced by Brent Clanton, Executive Producer
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