The Monetary Order Is Breaking Down

2026-01-09

My mantra of investing is fifteen good uncorrelated return streams risk balanced. What is yours?

#principles #raydalio #mentor #geopolitics

2025-12-18

Hiring isn’t about guesswork — it’s about data. If you know what people are like, you know what you can expect from them. I systematized this process to help match the right people to the right jobs. And remember, the evaluation process never stops. @TheDiaryOfACEO

2025-12-03

Easy money is a cure all, until it’s not. It’s hard to know when you have to put on the brakes and when things might pop.

Today, the stock market is at its peak, gold is through the roof, and the wealth gap continues to increase. And in terms of what comes next, it looks like we’re going to see a significant easing of monetary policy along with less regulation.

I recently sat down with CNBC’s Andrew Ross Sorkin to discuss all of this and more. You can find the full video at the link in the comments.

2025-11-19

Economic bubbles throughout history tend to follow similar patterns, but they are never exactly the same.

In 1929 and 2008, there was a lot of debt — but most of it was owned by the private sector. Today, the government sector has a lot of the debt.

Still, one man’s debts are another man’s assets. And when the bill comes due and the debt assets aren’t as appealing as the alternatives, some sort of monetization is inevitable.

I recently sat down with CNBC’s Andrew Ross Sorkin to discuss this in the context of his latest book, 1929: Inside the Greatest Crash in Wall Street History — and How It Shattered a Nation. The parallels between that era and now are striking.

You can watch the full conversation here:

2025-11-13

One of my principles is that if you’re worried, you don’t need to worry — and if you’re not worried, you need to worry.

That’s because worrying about what can go wrong will protect you and not worrying about what can go wrong will leave you exposed.

I’ve found this to be true in business, and in life.

2025-09-10

Is the United States less #happy?

#raydalio #principles #happiness #mindfullness #education #healthcare

2025-09-05

This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy.

This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur.

This is Part 3, I hope you find these helpful.

2025-08-11

My view is that buying and holding real estate is not an effective investment strategy in our current economic environment, for a few reasons.

1) Real estate is more interest rate sensitive than it is inflation sensitive, so given our current circumstances it is likely to go down in real terms

2) It is a fixed asset that is easy to tax, which limits its impacts on your ability to diversify

3) Real estate is nailed down, so investing in it makes it more difficult to move money from one place to another

That’s my view, in a nutshell. I’m curious to hear if you agree.

#GovernmentDebt #debt #principles