Be Generous and Expect Generosity from Others

2025-08-11

My view is that buying and holding real estate is not an effective investment strategy in our current economic environment, for a few reasons.

1) Real estate is more interest rate sensitive than it is inflation sensitive, so given our current circumstances it is likely to go down in real terms

2) It is a fixed asset that is easy to tax, which limits its impacts on your ability to diversify

3) Real estate is nailed down, so investing in it makes it more difficult to move money from one place to another

That’s my view, in a nutshell. I’m curious to hear if you agree.

#GovernmentDebt #debt #principles

2025-08-06

When an empire runs out of its own money, it is able to increase the supply of money. However, printing more money causes borrowing to increase creating a financial bubble. I urge you to watch “The Changing World Order” on my YouTube channel to understand how, and what it means for all of us.

#principles #raydalio

2025-07-09

I’ve gotten a lot of questions on the recent Trump tariffs and their impact on the global economy. There is a belief that tariffs will bring manufacturing back to the United States, I am uncertain of that. You can learn more about why, and what the current big debt cycle the United States is going through in my new book, How Countries Go Broke: The Big Cycle.

#raydalio #principles #politics #economics

2025-06-30

Everybody I speak with on both sides of the aisle agrees that we need to get our spending down to 3% of GDP.

But politics is standing in the way of making good decisions. The idea of compromise is out.

I think we all agree that we’re in need of a big renovation. The question is how that renovation gets done — and there’s a lot of fighting over what that renovation might look like.

My advice: Politicians on both sides need to agree on a mutually acceptable “worst case scenario” that cuts spending to the level we need, if a broader agreement can’t be reached in the near future.