| One of the most important lessons I’ve learned is to distinguish between what you can control and what you can’t. You’ll lead a much happier life if you’re able to focus your energy on the things you can influence — like how you treat others — and also learn how to adapt well to everything else. I’ve found that this perspective has provided me with a lot of equanimity. |
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I’m Launching My Own Substack
2026-02-24
In my stage of life, I’m enjoying passing along the principles and thoughts that are helping me in order to help others. I’ve been doing that in my books and videos and here on social media, and I love our back-and-forth exchanges. To build on this, I will also be sharing my articles for free on Substack here: https://raydalio.substack.com/ for those readers who prefer that platform.
These articles will be about principles, tools, and what’s going on with life, work, economics, markets, politics, the changing world order, AI, the Big Cycle, and other such things. I look forward to continuing to get your thoughts and discussing these things with you.
#newsletter #raydalio #principles
Ray Dalio on What Has Changed in the United Sates in the Last 10 Years
2026-02-11
The changes in the US over the last decade — rising inequality, massive deficits, and a shifting global outlook — are not isolated events. They are all interconnected and part of a dynamic that has occurred many times before for largely the same reasons.
Understanding the mechanics at play matters far more than reacting to any short-term noise.
Studying these patterns can help you understand why populism of the right and the left is rising around the world, and why so many find it difficult to resolve their seemingly irreconcilable differences.
At least, that’s how I see it. I’m curious to hear if you agree.
What Happens When a Country Accumulates Too Much Debt?
2026-02-10
All empires since the Dutch have used capitalism to create a virtuous cycle that leads to an empire’s demise.What happens when an empire can no longer borrow the money necessary to repay its debts? History shows us that having too much debt during an economic downturn leads to a classic, self-reinforcing cycle where:
1) The empire can no longer borrow the money to repay its debts
2) It prints a lot of new money, which devalues the currency and raises inflation
3) Living standards decline, leading to the rise of political extremism
4) Turbulent economic conditions undermine productivity and there is conflict about how to divide the shrinking resources
5) Populist leaders emerge pledging to take control and bring about order
Ultimately, this failure to control the anarchy is when
Charitable Gifting This Holiday Season
2025-11-29
Trying to figure out your holiday gift giving this year? I have a great suggestion for you.
There are organizations like @TisBestCards and @donorschooseorg that will give a donation to your recipient’s favorite charity, on your behalf.
I think gifts like these are more in keeping with what the holiday season is really about, so I wanted to pass it along. #redefinegifting
Ray Dalio On How Expectation Impact Happiness
2025-11-07
My perspective on how #expectations impact #happiness.
Why Adding Gold to Your Portfolio is a Good Idea
2025-11-05
As an investor, you don’t want to concentrate your bets — you want diversification, so you’re protected in different economic environments. That’s why alternative assets like gold are so valuable in balancing your portfolio. @TheProfGPod
Ray Dalio & Andrew Ross Sorkin on His New Book “1929” and How Debt Drives Every Crash
2025-10-30
I sat down with CNBC’s Andrew Ross Sorkin to discuss his latest book, 1929: Inside the Greatest Crash in Wall Street History — and How It Shattered a Nation.
A lot of what Andrew learned researching this book is analogous to what happened during the 2008 financial crisis, and also to what is happening today. That’s because history moves in cycles — the same cause-effect relationships are at play, and there are important lessons to be learned.
While the details are different, the mechanics behind people’s behaviors and policy choices are largely the same.
Throughout history, people ignore these similarities because the mechanics are not well understood. My hope is that research and conversations like these can help us collectively make better choices in the future. Learn more about
How the Economic Machine Works – Part 4
2025-09-29
This simple animated video series answers the question, "How does the #economy really work?" Based on my practical template for understanding the economy.
This series breaks down economic concepts like #credit, #deficits and #interest rates, allowing viewers to learn the basic driving forces behind the economy, how economic policies work and why economic cycles occur.
This is Part 4, I hope you find these helpful.
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