Category Archive: 9a.) Real Investment Advice

What is Needed for Stable Energy Pricing is Stable Energy Production

(6/28/22) he Fed is "hard at work" fighting inflation, while should be focused on economic growth; inflation will cure itself. How the "bullwhip effect" will hurt. he problem with MM and "free" money.

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The Bullwhip Effect, Pt-1

(6/28/22) Calls for regulating Cryptocurrency are echoing our sentiments two years ago; Monday's market response was partially affected. his is not the bottom...yet. he Fed is "hard at work" fighting inflation, while should be focused on economic growth; inflation will cure itself.

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The Impact of Health on Retirement

(7/5/22) Staying in shape, running in Houston, and leaving things on the floor; getting old just isn't fair; the cost of heathcare in retirement; The Affordable Care ACt is neither affordable nor healthcare; why healthcare is expensive; Sitting is the new smoking; teens are no longer getting enough exercise.

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Summer Traveling…and some are not

(7/4/22) Summer travel plans & Savings myths; lining up for Jerome Powell's "soft" landing; Janet Yellen's employment vs inflation conundrum; Community Impact survey on interest rates and house prices; if the Fed would just stop...

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Will the Dust Settle This Week? | 3:00 on Markets & Money

(6/27/22) Markets rallied 6.5% on the S&P last week--was that the bottom? We won't really know until the dust settles from this week, with a $30-B rebalancing act coming as the end of June marks the end of the quarter.

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The Affordable Care Act was Neither Affordable or Caring

(6/27/22) The end of June signals end of quarter rebalancing; if we're going to have a Recession, it will have been The Most Forecast Recession Ever. How much higher can markets rally? Investors have been trained (by the Fed) to believe markets cannot go down.

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Is a Roth Conversion Right for You?

(6/24/22) Washington Word Salad & Transitioning: Gasoline Prices, markets' anemic rally; that is the Bond market saying? What in the world is the Fed trying to do? What will markets do without "Fed Juice?" Is a Roth conversion really in your best interests? Depends on what your tax status will be. Janet Yellen's transformative weekend greeting; Secure Act 2.0 gets another iteration; financial literacy and the hierarchy of savings....

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Have Markets Priced-in Recession? | 3:00 on Markets & Money

(6/23/22) Fed Chair Jerome Powell's testimony Wednesday that he might have to create a recession to contain inflation roiled markets, and he's set for a second round today. Futures have been reversing early losses, and the question now is whether markets can keep it up. We contend that any rally should be sold-in to; selling pressure continues to appear in these rallies because of so many investors feeling trapped, looking for any relief. We're...

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Fighting Elizabeth Warren

(6/23/22) The end of June--and end of the Quarter looms: Can markets continue to rally despite a defined downtrend? Political Season is coming; populace votes according to pocketbook; solution to high energy prices is in the need for creating an environment more conducive to oil production: Stop villainizing oil companies. Houston Heat & Landscape; Jerome Powell vs Elizabeth Warren; difference between recession & depression; running the...

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What Happens to Oil Prices After Big Spikes? | 3:00 on Markets & Money

(6/22/22) Markets bounced 2% following a long weekend break. This morning's early morning sell-off may keep prices suppressed. Consolidations lead to failures and short-term increases, making it difficult for investors to make any returns. Oil prices are beginning to exhibit this behavior, too, down about 4% after big run up. We're looking for a bounce at about $96 to $100/bbl. As demand slows down as the economy weakens, the diminished demand for...

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Who Sets the Price You Pay for Gasoline?

(6/22/22) Markets rallied +2% following a three-day weekend; gasoline prices took a slight slide, while mortgage rates spiked. Who sets the price you pay for gasoline? Not the major oil companies; why a gas tax "holiday" won't work; the real oil company profit margin story. The truth about home ownership, and why Millennials can't afford a house (Netflix has nothing to do with it.) Houses are not assets; financialization of everything,...

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Are Markets near a Short-term Bottom? | 3:00 on Markets & Money

(6/21/22) Last week's sell-off pushed markets down sharply, and markets tried to stabilize on Friday, ahead of the long weekend. As we produce this report, all indexes are showing the possibility of a bit of a bounce this morning. Markets are over-sold down to three standard deviations below the 50-DMA, putting more downward pressure on stocks as the average continues to slide. This and other indicators are at levels from which we should start to...

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Is the Fed Determined to Make Another Policy Mistake?

(6/21/22) Markets needed the holiday break; The Crypto Story: Liquidation; Sentiment & Market correlation: As negative as it gets. Oil Stocks pull back, but they're not finished yet. Gasoline prices slip; ICE's vs EV's--the break-even point is greater than expected; how inflation hit Warren Buffett's luncheon; The Fed's dilemma: Inflation vs Financial Instability: the Fed is determined to make (another) policy mistake; Bitcoin Bites It; Dave...

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Who’s to Blame for High Energy Prices?

Joe Biden isn't totally to blame for high energy prices...but he's not helping, either. Here are ten things the administration could do NOW to lower oil prices.

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Living in Retirement in Troubled Times

It's Hot; cold coffee brews, Father's Day; living in Retirement in Troubled times; guaranteed income will replace stocks & bonds in investor appeal. (The last segment of today's live show was truncated by a connectivity failure between Wirecast and Livestream. Here is the full, uncut version of the segment.) 0:00 -It's Hot; Cold Coffee, Father's Day; 4:18 -Living in Retirement in Troubled Times RIA Advisors Director of Financial Planning,...

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Money Mistakes to Avoid in a Bear Market

(6/17/22) Richard Rosso channels his inner Janet Yellen; markets have lost all confidence in the Executive Branch and the Federal Reserve; money tips for a bear market: Household liquidity is key for survival; examine spending, and hold off on major purchases; a Recession is necessary for restoring value to the system; recognizing the difference between a reflexive rally & a bullish trend. The Financial Efficacy of Solar Panels; ESG's are about...

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Fed Hikes Rates 75bp – What now? | 3:00 on Markets & Money

(6/16/22) Markets rallied on Wednesday despite a 75bp rate hike announced by the Fed. Then, overnight, traders sobered-up to the news that the Fed will be more aggressive in the future about raising rates additionally--not a good omen for strong economic growth. Markets are three standard deviations over-sold, and a short-term buy-signal failed to trigger. Markets continue to trade in a defined downtrend, and are now near the bottom of that range....

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Did the Fed just Guarantee a Recession?

(6/16/22) The Fed boosts rates by 75-bp; Joe Biden takes on Big Oil, and Big Oil responds; Retail Sales are measured in dollars, not in volume (what happens when you're paying more for less); Markets as predictor of where economy is heading. The Fed's rate hikes are politically motivated; why the "Headline Number" is so called; Jerome Powell is lying about the economy; Regional Fed's and U. Mich Sentiment are closer to reality. Joe Biden...

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What Happened to Cryptocurrencies? | 3:00 on Markets & Money

(6/15/22) Cryptocurrencies were supposed to be the ultimate alternatives to Gold and the Dollar, but that hasn't worked out so well: Back in 2015 there was a big move towards crypto's as the new "digital gold," with the ability to combat inflation--which seemed to work well, so long as a continuous stream of liquidity into the markets was unabated. Bitcoin soared to the $70,000 range, but since has fallen dramatically to $20k as the...

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Should You Move to Mexico to Escape Inflation?

(6/15/22) What will the Fed do? Between the heat, high prices, wars, and uncertainties, it seems to be the Summer of Apocalypse. The Fed is set to raise interest rates (50 vs 75 basis points?) How will the Fed fight inflation? A more pressing problem is Financial Instability; the impact of inflation; high oil prices tend to cure high prices; the Fed's mistake is in trying to extend the business cycle; dealing w inflation by moving to Mexico; the...

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