Category Archive: 9a.) Real Investment Advice

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Earnings Are Becoming Harder To Come By

2025-09-08

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2025-09-08

Another round of quarterly earnings reports has come and gone, and once again, many companies beat profit expectations. Yet a glance at the graph below from The Wall Street Journal, showing that retail sales have been flat excluding inflation, suggests that the ways in which companies are growing their earnings must be changing. The Wall …

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Using MACD To Manage Portfolio Risk

2025-09-06

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2025-09-06

🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you'd like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ … Continue...

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Pullback or Not? & Time to Trim Gold

2025-09-05

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A weak jobs report has traders betting on a Fed rate cut – but don’t rule out a pullback in $SPY / $QQQ in September. Gold $GLD, meanwhile, looks overbought – a good spot to take profits. In this short video, I break it all down. 📺 Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow #StockMarket #FedRateCut #SPY #QQQ #GoldInvesting #MarketOutlook

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9/5/25 Financial Planning Secrets: Why Your Advisor Should Do More Than Pick Stocks

2025-09-05

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Too many people think financial planning is just about picking investments—but it’s much more than that. A great plan is a living, breathing roadmap that evolves as your life changes. Richard Rosso & Jonathan McCarty uncover what makes the perfect financial planning experience—from getting your head straight, to gathering the right documents, to partnering with a fiduciary advisor who looks beyond just returns. You’ll learn: • Why real...

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Fed Policy Is More Restrictive Since Rate Cuts

2025-09-05

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2025-09-05

The Fed has cut the Fed Funds rate by 1% since late 2024, and the presumption from many market participants is that the Fed has made policy less restrictive. Technically, they are somewhat correct. Banks and other financial institutions that borrow over very short periods have seen their borrowing costs decline due to the Fed’s …

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Why Keynes’ Economic Theories Failed In Reality

2025-09-05

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2025-09-05

A recent post from Daniel Lacalle, “How Keynesians Got The US Economy Wrong Again,” exposed the widening gap between John Maynard Keynes' economic theory and reality. Despite the confident forecasts of leading Keynesian economists, the U.S. economy in 2025 continues to defy expectations. The Federal Reserve’s tightening cycle failed to trigger the widely predicted “hard …

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Bad Jobs Report = Good News For Markets?

2025-09-04

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A weak jobs print with sharp negative revisions could become bullish fuel, lifting hopes of a 50 bps Fed rate cut. In this short video, I break down why bad news might be good news for $SPY / $QQQ. 📺 Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow ➢ Upcoming personal finance free online events: https://riaadvisors.com/events/ ➢ Sign up for the Newsletter: https://realinvestmentadvice.com/newsletter/...

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9/4/25 Stock Market Bubble? Extreme Valuations & What Investors Should Do Now

2025-09-04

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Stock valuations are at extreme levels — some call it a bubble, while others argue the bull market has more room to run. So, who’s right? And more importantly, what should YOU do as an investor? Lance Roberts & Michael Lebowitz expose the conflicting market narratives and explain why selling everything may not be the smartest move. Instead, they’ll explore how active investing, technical signals, and disciplined risk management can help you...

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Robots Are Tesla’s Future: EVs No Longer The Value Proposition

2025-09-04

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2025-09-04

Tesla is the leading manufacturer of electric vehicles (EVs) in the US and second, behind BYD, in the world. Despite its strong position in the EV market, Tesla is only the fourteenth largest auto manufacturer. Despite its low ranking, it has a market capitalization that is almost four times that of Toyota, the second-largest auto …

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9-3-25 Why Most People Fail at Day Trading

2025-09-03

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It's an interesting conundrum that some retirees go into day trading as a "side gig," which in turn becomes another full time job, monitoring all of the data and news. Just because you have access to information doesn't mean you have to act upon it. Sometimes it's better to let the dust settle before making a move. RIS Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisors, Danny Ratliff, CFP Produced by...

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9/3/25 10 Reasons You Shouldn’t Retire (but what to do if you do)…

2025-09-03

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Thinking about retirement? Think again. Lance Roberts & Danny Ratliff present 10 powerful reasons you shouldn’t retire too soon—from financial stability to maintaining purpose and health. But if you do decide to retire, they’ll also show you exactly what steps to take to protect your money, lifestyle, and long-term security. 0:19 - How ChatGPT Saved Google in Anti-trust Court 2:49 - Why the 50-DMA is Key 8:18 - Looking Ahead to Employment...

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Monthly Market Trends: Do They Matter?

2025-09-03

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2025-09-03

The graph below breaks down the monthly performance of the S&P 500 since 1928. As shown, September is the only month that has seen more negative monthly performances than positive ones. September's record joins February as the only two months with a negative average, albeit February is only down 0.08%, versus the more significant 1.17% …

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Valuations Are Extreme: Navigating A Bubble

2025-09-03

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2025-09-03

Some pundits warn that, given extremely high stock valuations, one should sell everything. Yet, despite having the same information, other pundits show little concern and believe the bull market has further to run. The stark contradiction of opinions in today’s market leaves many investors understandably confused and anxious about what to do. Based on valuations, …

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9-2-25 Investing is About Patience

2025-09-02

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Investing is all about patience, especially when you're young. Speculate if you want, but put most of your nest egg money into the S&P and allow it to grow and do it's thing. Over the long haul, you're better off. RIS Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢ Watch Live Mon-Fri, 6a-7a...

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9/2/25 DIY Investing Mistakes & Why Swing Trading Isn’t Long-Term Wealth

2025-09-02

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Think you can outsmart the market? Many DIY investors fall into the same traps: chasing hype, trying to time the market, concentrating in one hot sector, or lacking patience. Lance Roberts & Jonathan Penn break down five of the biggest mistakes DIY investors make — and why they can derail your financial future. They'll also explore swing trading vs. long-term investing: * How short-term trading chases quick wins with high risk. * Why...

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Withholding Taxes: Better Forecasting Employment Data

2025-09-02

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2025-09-02

Once again, we find ourselves waiting on the all-important BLS labor report. The markets and the Fed are heavily dependent on the monthly BLS employment data; however, there are other labor market data sources that can provide a more frequent indication of labor market conditions. For instance, the weekly BLS data on jobless claims helps …

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Portfolio Risk Management: Accepting The Hard Truth

2025-09-01

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2025-09-01

Alfonoso Peccatiello recently wrote an interesting piece on portfolio risk management, starting with a quote from Steve Cohen: ‘’I compile statistics on my traders. My best trader makes money only 63 percent of the time. Most traders make money only in the 50 to 55 percent range. That means you’re going to be wrong a …

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Meme Markets: Investing vs. Entertainment

2025-08-30

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2025-08-30

🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you'd like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ …

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9-1-25 Labor Day Special

2025-08-29

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Millennials are turning everywhere for financial advice—from TikTok influencers and YouTube gurus to Reddit forums and traditional advisors. But where should they really go for smart money guidance? Lance Roberts, Danny Ratliff, and Jonathan Penn explore the pitfalls of following social media “experts,” the real risks of private equity and alternative investments, and why annuities and insurance require the right questions before committing....

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8-29-25 Profits are Good

2025-08-29

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Do you freeze up when considering selling a stock at a profit because you don't want to pay taxes? Remember, if you have to pay taxes, you made money, and isn't that the whole point of investing? RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Sign up for Lance's newsletter: https://realinvestmentadvice.com/newsletter/ ------- ➢...

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