Category Archive: 9a.) Real Investment Advice

How to Spend Your Retirement Savings Wisely

🌟 Planning for retirement? Moving from saving to spending is key! Let's talk about managing your retirement accounts wisely. 💰 #retirementplanning Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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How to Invest in High Safety Corporate Bonds

Understanding the importance of safety when investing in corporate bonds. Choose wisely to avoid defaults. #InvestingTips #CorporateBonds Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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7-26-24 Should You Tap Your Home Equity for Retirement Income?

Rich & Danny recap Danny's recent accident; Rich's market summary includes a preview of today's PCE release. Markets are awaiting confirmation of a trend. Dealing with the election fallout on your money; markets have already priced-in everything you know. PCE will move markets today; there is still $500-billion in unspent government funds from the Inflation Reduction Act. Dealing with data breaches. Retirees' biggest worry is about income: What...

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How Inflation Impacts Demand for Loans and Interest Rates

Understanding the correlation between inflation, loan demand, and interest rates is key. Learn more about longer duration bonds and their impact! 🔍💰 #Finance101 #InterestRates #Bonds Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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7-25-24 How Your Confidence Can Boost or Break the Economy

The S&P Global Services Index is "great," in contradiction to other eocnomic metrics; the first estimate of Q2 GDP is released today (up 2.8%); this will be revised. Important to note the behavior of GDP prior to past recessions, which are always back-dated. 350-days without a 2% correction, until Wednesday. Bill Dudley is calling for lower interest rates now; Lance Roberts & Michael Lebowitz explain the crucial link between...

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Inflation and Retirement: Adjusting Your Spending Plan

Retirees must adjust their budgets and spending to compensate for inflationary forces. #FinancialPlanning #Budgeting Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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7-24-24 How to Invest, or not, in a Presidential Election

Trump Hasn’t Won the Election Yet. The Stock Market Is Acting Like He Already Has. Lance Roberts & Danny Ratliff discuss what-if's and which sectors to watch...either way. Plus, which strategy wins the Retirement Spending smack-down, and why you need to plan to spend-down your retirement nest egg. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Planner, Danny Ratliff, CFP Produced by Brent Clanton,...

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Why Wall Street’s Earnings Predictions Often Miss the Mark

Wall Street's expectations for earnings growth are historically overly optimistic. With the economy slowing down, companies making money now may not make sense. #WallStreet #EarningsGrowth Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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7-23-24 Is the Bull Market Just Getting Started?

Since the beginning of this year, the “bad breadth” issue has been a concern for the current bull market rally. Historically speaking, periods of narrow market advances typically precede short-term corrections and bear markets. However, as the Federal Reserve prepares to cut rates for the first time since 2020, there seems to be a change afoot. Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO, w Senior Financial Advisot,...

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The Bull Market – Could It Just Be Getting Started?

We noted last Friday that over the previous few years, a handful of “Mega-Capitalization” (mega-market capitalization) stocks have dominated market returns and driven the bull market. In that article, we questioned whether the dominance of just a handful of stocks can continue to drive the bull market. Furthermore, the breadth of the bull market rally has remained a vital concern of the bulls.

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7-22-24 Analyzing the Potential Impact of a Kamala Harris Presidency

Lance discusses the markets' potential reaction to Biden's exit from Presidential race, and whether markets' rotation out of mega-cap stocks is sustainable; a rewind to February market conditions compared to now: A correction is expected before the election. Commentary on keeping market corrections into context; the mega-cap rotation and fewer medium- and small-cap companies from which to choose: 40% of these are unprofitable companies. As...

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Analyzing the Potential Impact of a Kamala Harris Presidency

What does the market anticipate with a potential Kamala Harris presidency? 📈💼 #Election2024 #KamalaHarris #MarketTrends Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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Raising the Inflation Baseline in a Rapidly Changing World

Increasing inflation baseline from 2.5 to 3? Ready to adapt as the world changes. #EconomicInsights #Adaptability Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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Temp Work Reduction: A Key Indicator of Economic Recession

📉 Keeping an eye on temp hiring! 💼 When companies cut down on temp work, it might be a sign of an approaching recession. #economy #finance #tips Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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Why Falling Yields Are Bad News for Small Cap Stocks

Interesting findings on small caps and yields! When yields fall, it's not good for small and mid cap stocks due to their dependency on economic growth. 📉💼 #StockMarket #InvestingTips Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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7-19-24 Have Economic Concerns Put Your Retirement Plans on Hold?

A recent survey reveals 50+ aged Americans are either delaying their retirement or considering re-entering the workforce. Generation X stands out as particularly anxious about retirement. Concerns about not having enough money (49%), inflation (47%), and the desire for more financial options (42%) were among the top reasons cited for delaying retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial...

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Why You Need a Financial Advisor

RIA Advisors' Chief Investment Strategist recounts how you can tell you need a financial advisor, and why the group of advisors at RIA can best fill your needs. ➢ Listen daily on Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-investment-show-podcast/id1271435757 ➢ Watch Live Mon-Fri, 6a-7a Central on our Youtube Channel: www.youtube.com/c/TheRealInvestmentShow ➢ Upcoming personal finance free online events:...

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Relationship Between Fed Rate Cuts and Treasury Yields Explained

During a rate cutting environment, treasury bonds tend to do well. Fed funds cuts lead to falling ten year treasury yields due to Fed control over the short end of the curve. #investing #economy Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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7-18-24 Irrational Exuberance Then And Now

Walking the tightrope between irrational exuberance and reality is complex. Therefore, appreciate the market for what it is. This bull market has no known expiration date. Active management, using technical and fundamental analysis along with macroeconomic forecasting, is crucial to managing the potential risks and rewards that lie ahead. What if we are experiencing rational exuberance and AI is an economic game changer? What if current valuations...

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Mastering Hurdle Rates: How to Achieve Financial Success

Ever wonder about hurdle rates in your financial plan? It's the key return needed for success. Patience is key in investing. No shortcuts! 💰 #FinanceTips Want to learn more? Subscribe to our YouTube channel = @ TheRealInvestmentShow

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