by Lance Roberts
My articles My offerMy siteAbout meMy videosMy books
Follow on:TwitterSeeking AlphaFacebookAmazon
| What happens when the wives take over the show? For this special April Fool’s Day edition of #TheRealInvestmentShow, the tables are turned as Michelle Ratliff & Christina Roberts step in to answer the questions investors never hear. From what Lance and Danny would really be doing outside of wealth management, to what happens if they suddenly win the lottery, we blend humor with surprisingly real financial insight. We also dig into the realities of managing money at home: Where couples disagree about finances Where financial values actually align How to teach kids a healthy relationship with money Plus, a hilarious (and relatable) breakdown of “Girl Math” and even “Boy Math” that might sound ridiculous… until you realize you’ve done it too. Hosted by Michelle Ratliff & Christina Roberts Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:58 - Michelle Ratliff & Christina Roberts 2:52 - Three Things About Danny Ratliff 4:16 - Three Things About Lance Roberts 7:44 - What If...? 10:33 - If they won the Lottery... 14:21 - Money Alignments & Mis-alignments 17:26 - Things We Didn't Discuss w Our Kids (but should have) 19:32 - Kids & Bills, & Amazon Culture 29:37 - Travails of Buying a Car 31:25 - The Blow-up Dinosaurs 34:07 - Lance's Diet & Sourdough Bread 36:47 - Online Grocery Shopping 39:31 - Girl Math & Boy Math 44:02 - Pet Stories - Gunner & Sniper, Capone & Ruby ------ Register for our next Dynamic Learning Series, "Beyond Filing: Turning Your Tax Return into a Strategic Financial Plan," Thursday, April 2, at 12-noon: https://streamyard.com/watch/j9BYjeW2teTJ ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/wTSSjezC_jI ------- Watch our previous show, "Subprime Crisis 2.0? Private Credit Risks Explained," https://youtube.com/live/3vdXmMNXyV0 ------- Articles Mentioned in Today's Show: "Will AI Trigger The Next Great Depression?" https://realinvestmentadvice.com/resources/blog/will-ai-trigger-the-next-great-depression/ -------- The latest installment of our new feature, Before the Bell, "Oversold Bounce or Bigger Breakdown?" is here: ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #PersonalFinance #MoneyAndMarriage #FinancialPlanning #AprilFools #InvestingBasics |
You Might Also Like
M2 Money Supply: Is 45% Growth Really Inflationary?
2026-03-18
A client sent us the quote below from Michael Oliver of Momentum Structural Analysis and asked for our comments regarding gold and the growth of the M2 money supply: “…if you are taking profits in gold and putting that into cash Dollars, thinking that’s a good idea, then go to the St. Louis Fed’s site …
3-17-26 Oil Doesn’t Crash Markets… Earnings Do
2026-03-17
The market is reacting to rising oil and gasoline prices. The key issue isn’t just oil itself—it’s how it hits the consumer directly.
Consumers are already stretched. Higher gas prices = real cash drain. That money doesn’t come from nowhere; it comes out of other spending. Less discretionary spending → weaker demand → pressure on companies.
This is a chain reaction:
1. Oil up → Gas prices up
2. Consumers spend more on fuel
3. Cut spending elsewhere
4. Company revenues weaken
5. Earnings (E) drop
6. Market valuations compress
7. Prices fall
Markets don’t fall just because of oil—they fall when earnings get hit.
So, what really matters now is the timeline of this event:
1. Scenario A – Short-lived spike (up to 30 days) will have minimal impact, and markets will look through it
Fannie And Freddie Add Billions To The Bond Market
2025-12-18
According to Bloomberg, Fannie Mae and Freddie Mac have been increasing the mortgages and mortgage-backed securities they hold on their own balance sheets. At their peak, before the financial crisis, Fannie and Freddie held a combined total of $1.6 trillion in mortgages. As we share below, courtesy of Bloomberg, their portfolio sizes are well below …
The “Double Bubble”
2025-12-13
🔎 At a Glance 💬 Ask a Question Have a question about the markets, your portfolio, or a topic you’d like us to cover in a future newsletter? 📩 Email: [email protected]🐦 Follow & DM on X: @LanceRoberts📰 Subscribe on Substack: @LanceRoberts We read every message and may feature your question in next week’s issue! 🏛️ …
10-31-25 A Daily Dose Of Charts & Graphs
2025-10-31
In this Short video, I cover the $DXY breakout from a long base, the EUR weakening outlook, and why $EURUSD could revert toward 1.12 over the next 18 months.
I also touch on labor market strain hinting at a stealth recession, collapsing market breadth, and what these signals mean as we enter the seasonally strongest six months of the year $SPY $QQQ — everything you need in one visual macro update.
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
Rebasing The Dollar: Another Look At The Debasing Narrative
2025-10-29
The phrase “debasing the currency” is all the rage in the media. Moreover, the debasement narrative is used to support the significant surge in gold and other precious metal prices. We have written a few articles on the subject of debasement, for example: Dollar Debasement and Debasement: What It Is and Isn’t. To help further …
10-28-25 Profit Taking Made Simple
2025-10-28
Taking profits sounds easy—until you try it with a smaller account.
Lance Roberts & Jonathan Penn answer listeners’ question about managing portfolios spread across myriad stocks, with allocations similar to the S&P 500. When positions are small, trimming into strength or reinvesting during market highs can feel nearly impossible.
0:19 – Profit Taking, Earnings, & FOMC Meeting Previews
4:48 – Market Bullishness Confirmed
10:05 – Managing Risk in Volatile Markets
13:55 – There’s no Perfect Time
15:31 – Profit Taking in a C-fund 401k
21:05 – Taking Profits in Small Portfolios
23:11 – The Wisdom of Position Sizing
29:45 – What About Weighting in ETF’s – There’s no holy grail
34:36 – Documenting Allocation Models
39:01 – What Allocation Model is Best for You?
45:22 – The Three-legged Stool
10-24-25 Why Gold’s Boom Is More About Calls Than Coins
2025-10-24
$GLD rally isn’t real demand – it’s speculation disguised as strength.
In this short video, @michaellebowitz and I explain why the boom in call options, not central bank buying, is driving #gold surge and why a sharp correction may be next.
📺Full episode:
Catch me daily on The Real Investment Show: https://www.youtube.com/@TheRealInvestmentShow
Tags: Featured,newsletter
20 pings
Skip to comment form ↓