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Swiss fact: health insurance premiums cover only 37percent of Swiss healthcare costs

Figures published in 2017 show that only 37% of Swiss healthcare costs were covered by basic compulsory health insurance premiums.


© Ognjen Stevanovic | - Click to enlarge

The remaining cost was covered by the government (20%), accident and social insurance (10%), private complementary health insurance (7%), charity (1%) and out-of-pocket spending by individuals (26%).

Compulsory Swiss health insurance requires policy holders to pay 10% of the first CHF 7,000 of costs reimbursed 1. In addition, those with deductibles must cover 100% of their medical costs up to the deductible amount before their insurance kicks in. These payments are included in out-of-pocket spending in the chart above.

Overall, households covered 62% of their healthcare costs. Federal (6%), cantonal (22%) and municipal (4%) governments, and companies (6%) covered the rest.

From 1990 to 2014, Swiss health care costs rose by around 150%. This is equivalent to an average compound annual rise of nearly 4%, a rate which outstripped annual compound GDP growth by roughly 2%.

All figures are for 2014.

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Le News
The newspaper Le News is a free, quality, local English language newspaper launched on 31 October 2013. Le News fills a gap in local Swiss media for the numerous English-speakers living and visiting Switzerland. In late January 2015 we decided to put our print medium on hold and focus on our digital media presence.
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